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  1. #1
    Registered User NewLeaf's Avatar
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    Default The Appraisal is done!

    I pushed through my exhausted and sick state and got my house clean and shiney! My dh did a few repairs too.

    The appraiser came today. He asked how much we were hoping for the appraisal to be and said it "looked good" and he would call me in a few days to let me know.

    We are hoping for our house to appraise for 96 K. If it does then the refinancing we are doing would give us 37K for a bedroom/bathroom addition. With the mortgage and the "new" money we would still only have 15 yrs to pay (as we do now) and our payments would be close to the same as they are now because the interest rate is so much lower.

    I am trying not to get too excited just in case it doesn't work out.
    Truck paid off 12/07(paid in full)
    Van paid off 2/09
    Orthodontist(paid in full 2/09)
    Furniture paid in full 7/10

    cc#1 $700 Paid In Full
    cc#2 $1000 Paid In Full
    cc#3 $2400 paid in full
    cc#4 $6337 paid in full
    cc#5 $1500 paid in full

    Coupon savings: Jan 2011 $200
    Feb 2011 $100

    Emergency Fund $1000

    Vacation Fund $1500

  2. #2
    Registered User savvy_sniper's Avatar
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    My fingers are crossed!
    Mary

    I won 2nd place! Made it to the top 4 finalists for the ultimate biker makeover!

    www.garage-girls.com


    12/08/10 - Begin diet & exercise program.
    Goal #1 - lose 30 lbs, lower blood sugar, blood pressure, & cholesterol - DONE
    Goal #2 - lose 5 more pounds to put me in the normal range on the BMI - DONE - 5/13/11

    05/16/11 - Down 36 lbs (total) since 12/08/10, under calorie goal almost every day, on treadmill 40 minutes 5 days a week MINIMUM.


    Chase CC - Paid off 06/09
    B of A CC - Paid off 07/09
    Hospital - Paid off 02/10
    Harley - $8,000
    House - Start $127,944 Balance $109,076

  3. #3
    Registered User shoiji's Avatar
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    Default

    Hoping everything goes well. And a big plus, spring cleaning is done!

  4. #4
    Registered User druthb00's Avatar
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    oooo I hope it all works out the way you'd like. Fingers crossed here also

  5. #5
    Registered User piney's Avatar
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    Hope everything work out for you now you can come over and do my spring cleaning Haha

  6. #6
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    Oh I hope it does. Good luck.

  7. #7
    Registered User leighcat's Avatar
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    Good luck!

  8. #8
    Registered User mamamia's Avatar
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    Oh! Now comes the hardest part! Waiting and wondering Been there, done that....twice! Hope it goes according to plan for you guys. What the appraiser said sounds encouraging though

    Hang in there NewLeaf, and be sure to keep us posted

    Theresa

  9. #9
    Registered User militlady's Avatar
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    Good Luck!!!

  10. #10
    Registered User NewLeaf's Avatar
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    Thanks everyone! As for Spring cleaning - there is still plenty I can do (ceiling fans, windows, walls etc....) I'll get back on flylady.net and get those things done on a schedule.

    I've been praying for peace in this and I know God will give us what we truly need.
    Truck paid off 12/07(paid in full)
    Van paid off 2/09
    Orthodontist(paid in full 2/09)
    Furniture paid in full 7/10

    cc#1 $700 Paid In Full
    cc#2 $1000 Paid In Full
    cc#3 $2400 paid in full
    cc#4 $6337 paid in full
    cc#5 $1500 paid in full

    Coupon savings: Jan 2011 $200
    Feb 2011 $100

    Emergency Fund $1000

    Vacation Fund $1500

  11. #11
    Registered User frugal is fun's Avatar
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    good luck, keeping fingers crossed for you!
    Judy


    never loose site of the big picture

  12. #12
    Registered User gapeach's Avatar
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    Good luck!!
    Married to DH 19 years
    Pet Mom to Miss Sassy and Samson

    2012 Challenges:
    Self Image
    Pantry and Freezer Challenge
    March No Spend Days 3/10

  13. #13
    Registered User frugalfriend's Avatar
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    Hope all goes well & don't forget to update us!

  14. #14
    Registered User NewLeaf's Avatar
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    We got a letter in the mail today.......our home appraised for $96,000!!!!! Just exactly what we needed!
    Truck paid off 12/07(paid in full)
    Van paid off 2/09
    Orthodontist(paid in full 2/09)
    Furniture paid in full 7/10

    cc#1 $700 Paid In Full
    cc#2 $1000 Paid In Full
    cc#3 $2400 paid in full
    cc#4 $6337 paid in full
    cc#5 $1500 paid in full

    Coupon savings: Jan 2011 $200
    Feb 2011 $100

    Emergency Fund $1000

    Vacation Fund $1500

  15. #15
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    Woot Now stock up on excederin. Remodeling is a headache. Then when it's done and the mess is cleaned. It was a marvelous idea.

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