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Thread: New to Frugal

  1. 05-21-2010, 01:10 PM #1
    Swyft1970
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    Default New to Frugal

    new to frugal and just saying hi!
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  2. 05-21-2010, 01:16 PM #2
    krbshappy71
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    YAY! My bf is here!

    Oh, nice mood status, I assume that will be permanent.
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)
    Yah, I suck at this money stuff, I know. That's why I'm here.
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  3. 05-21-2010, 01:24 PM #3
    Russ
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    Welcome to FV!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  4. 05-21-2010, 08:50 PM #4
    mek42
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    Hiyas! Welcome. Looking forward to hearing more from you.

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  5. 05-21-2010, 09:30 PM #5
    tripleb
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    Welcome to FV!
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  6. 05-21-2010, 10:17 PM #6
    Michelle68
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    Welcome, Kbrshappy71's best friend!
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  7. 05-21-2010, 10:52 PM #7
    frugalfranny
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    Glad you have joined us.
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  8. 05-22-2010, 08:46 AM #8
    ilovechocolate
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    Hi and welcome to the Village!
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  9. 05-22-2010, 08:49 AM #9
    frugalwarrior2
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    Welcome from Michigan!!!
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  10. 05-22-2010, 08:55 AM #10
    wwe11
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    Hi and welcome!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  11. 05-22-2010, 10:38 AM #11
    cab54
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    Hi, Swyft1970 !! Look at it this way, the goofy mood status is better than the cynical mood status, which I use most of the time. Sigh.
    ______
    Cheryl

    "I am still determined to be cheerful and happy in whatever situation I find myself. For I have learned that the greater part of our misery or unhappiness is determined not by our circumstance, but by our disposition." -------Martha Washington
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  12. 05-22-2010, 10:50 AM #12
    ladytoysdream
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    Hi and welcome......... just jump right in
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  13. 05-22-2010, 11:04 PM #13
    Debbie-cat
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    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  14. 05-24-2010, 03:19 PM #14
    Paws
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    Quote Originally Posted by Swyft1970 View Post
    new to frugal and just saying hi!
    I've not posted as much as the others, but here's a big Hello from Alabama!
    Wife to DH ~ 15 years
    Mom to DD ~ 14 yrs old
    Mom to DS ~ 24 yrs old
    Fur mom to Nikko - Rottweiler, Maxx - German Shepherd-(my avatar pic), and Reno - Husky/Chow mix.
    *Rest peacefully my sweet Maxx*
    ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
    Judge not, and ye shall not be judged: condemn not, and ye shall not be condemned: forgive, and ye shall be forgiven
    Luke 6:37 (KJV)

    Change jar $14.55
    2012 Challenges
    Grocery budget~$/$300
    No spend days~/31 *Goal 15/31 days
    No eat out days~1/31 *Goal 15/31 days
    EF - /$1000.00
    Christmas fund - $110/$350
    Weekly Menu challenge - /52
    YTD Coupon total - $2173
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  15. 05-25-2010, 08:16 AM #15
    Jenny WC
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    Welcome to FV
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