Results 1 to 8 of 8
  1. #1
    Registered User scooby8themall's Avatar
    Join Date
    Mar 2009
    Location
    In the big city!!!
    Posts
    640
    Post Thanks / WTG / Hug
    Rep Power
    5

    Default Lose of income /moving

    I never thought I would be in the position I'm in I have lost half of my income then DH had to take a pay cut he lost 350 a week.We are in a small town not much for jobs.Now because of this we cannot afford our mortgage (it was a private lender no bank) so we have to move.Were I live it a long ways away from any thing stuff is shipped in we are 125 miles from a major city now I will be smack dab in the middle of the city I'm sure it will be a culture shock I have not lived there for 21 years. On the other hand though there is more jobs the paper is right full of them and there is more to do and I will be closer to my family .I grow up pretty close to where we are moving so I know the area .There is more crime and some things are more expensive some gas is cheaper.As far as crime we have our share I'm not too far from the triple homicide that happened this week where the 10 year old and his dad and their friend were stabbed to death (they still have not found those responsible ) so we have our share of crime but it is so isolated here.I have been home sick for quite a while and I think we will be okay my family is very supportive and are doing all they can to help .Any ways the reason for my post is that I thought we were good and this happened so fast that it actually shocked me . So any ideas on how to keep your head above water while moving and looking for work we have a small EF .Thanks
    DH's chemo has ended and his Radiation treatments end Mon May 14 yeah...!!
    Penny Jar 20.00
    EF 35.00
    Change jar 3.55
    Coupon Savings so far this year 610.00
    (Life is fragile handle with prayer)

  2. #2
    Moderator aka AmyBob AmyBoz's Avatar
    Join Date
    Jul 2001
    Location
    Northern NJ
    Age
    40
    Posts
    11,576
    Post Thanks / WTG / Hug
    Blog Entries
    43
    Rep Power
    39

    Default

    I'm sorry to hear you are going through this, but it sounds like you do have a plan, which is the most important piece. I don't have any tips or tricks for you, but do wish you the best of luck!
    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."

  3. #3
    Registered User NikoSan999's Avatar
    Join Date
    May 2009
    Location
    Florida
    Age
    58
    Posts
    5,311
    Post Thanks / WTG / Hug
    Rep Power
    33

    Default

    My heart goes out to your family. Yes, it can happen quick with no inkling it is likely to happen.
    I wish I had words of wisdom but don't so suffice to say, I'm so sorry. You know I'm wishing all of you the best.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15

  4. #4
    Registered User krbshappy71's Avatar
    Join Date
    Dec 2007
    Location
    CO
    Posts
    2,332
    Post Thanks / WTG / Hug
    Rep Power
    18

    Default

    Sorry to hear of your situation but sounds like things will be better in the long run. For a frugal tip, if you have Craig's List in your area you could put out a request for free boxes and packing supplies or put the word out on facebook, your friends, etc. A lot of people just throw boxes in their garage and forget about them.

    For moving I always like the 18 gal or 20 gal rubbermaid (or cheap brand) totes. They stack great in a truck, you can wrap things of all shapes and sizes of them (such as clothes around a funky sculpture) and they have handles. After the move you can use them for storage if you are downsizing locations (they stack nicely against a wall) or sell them on Craig's list taking a small hit but getting some of the money back from the initial purchase. You can find them at walmart (eek, ha!) or Target sometimes as cheap as $3.88.

    Do you have pets? Be really careful during moving if you have pets, they get all panicky during the packing stage. I shut mine in a bedroom during Move Day and put a HUGE sign on the door "DO NOT OPEN THIS DOOR, PETS INSIDE" so that people didn't wander in looking for more stuff to move. Move everything out of that room first, put the pets in, and make it VERY obvious that room is not to be entered.

    Best wishes, hang in there!!
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)

    Yah, I suck at this money stuff, I know. That's why I'm here.

  5. #5
    Registered User shoiji's Avatar
    Join Date
    Oct 2007
    Posts
    3,668
    Post Thanks / WTG / Hug
    Rep Power
    25

    Default

    Sorry to hear this is happening. It really can be difficult to understand that your life is suddenly changing and you have very little control.

    However, it does sound as if you are making the most of it. Also, you still have 1/2 of you income. Many times you need to remind yourself of everything you still have.

    Now is the best time to figure out what you want to keep and what you want to sell. Hopefully your friends and family can help you move to lower the cost. See what extras you can cut back on. Since you are moving hopefully you can down grade on things such as tv service, internet service, phone service, etc. So in that respect things are actually working towards your advantage.

    Hang in there. Remind yourself that right now you are able to make your own decisions on how this situation will be handled. Many people in the same type of situation are faced with very little options.

  6. #6
    Registered User scooby8themall's Avatar
    Join Date
    Mar 2009
    Location
    In the big city!!!
    Posts
    640
    Post Thanks / WTG / Hug
    Rep Power
    5

    Default

    We are moving in with my brother he is a veteran and has a nice pension and is never home he just bought a new house and is never there so he wanted some one to take care of his house he told us he has internet,satellite and long distance on his phone he wants very little money from us and has given us 2 months free rent and is paying for the uhaul(he owed me money) we are just going load up the uhaul and have a yard sale at my brothers .I really hate to give up my home but they won't let us stay here for free lol.Thanks every one!!
    DH's chemo has ended and his Radiation treatments end Mon May 14 yeah...!!
    Penny Jar 20.00
    EF 35.00
    Change jar 3.55
    Coupon Savings so far this year 610.00
    (Life is fragile handle with prayer)

  7. #7
    Registered User
    Join Date
    Jan 2010
    Posts
    577
    Post Thanks / WTG / Hug
    Rep Power
    5

    Default

    Hopefully this will give you some breathing room, let you build up your finances again. My brother lived with us for a while, and we managed quite well. As others have said, you have taken affirmative steps to get yourself where you need to be and polan for where you want to be, so wishing you all success!

  8. #8
    Registered User
    Join Date
    Jun 2010
    Posts
    9
    Post Thanks / WTG / Hug
    Rep Power
    0

    Default

    Sorry to hear this that you are going through this.But its a life and some time life is suddenly changing and you have very little control..if you are moving in new place you should go in that city where already your relatives and friends living your friends and family can help you move to lower the cost.and its good to know that your brother is so helpful and he give his house 2 months free rent..All the best for your new journey

Similar Threads

  1. Transitioning from "supplemental income" to a nice second income.
    By mommy4ever in forum Supplemental Income, Small Business
    Replies: 10
    Last Post: 05-03-2012, 01:58 PM
  2. use it before you lose it
    By qsaver704 in forum Food challenges
    Replies: 19
    Last Post: 07-28-2009, 03:12 PM
  3. He is going to lose his job --
    By Lady_V in forum General Chat
    Replies: 48
    Last Post: 07-10-2009, 01:47 PM
  4. I did NOT lose $50!
    By Valerie in WA in forum General Chat
    Replies: 3
    Last Post: 03-03-2006, 06:55 PM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •