Why is it that husbands can make you so mad??

**Rhiamon** · 06-28-2010, 09:46 AM

Why is it that husbands can make you so mad? I have a good chance of going to school in the fall to take a PSW course. I first have to have my literacy test ( going tomorrow), interview (sometime in July), medical forums and Police check (due when accepted) all of which I know I will pass. I tell DH it is 950 dollars. 50 dollars due when accepted the rest made in 300 dollar payment through out the year. Cheep compared to most places he says well you can't afford that, how are you going to pay for it? I tell him that I am going to have to put it on the CC or see if someone will lend me the money. I tell him if I wated until you thought we could afford it I would never go to school. So 950 on CC in school half days from Sept to June then I can start working making anywhere from 12 to 20 dollars an hour. Its not like I am going to get paid that much if I go back to flipping burgers. He is the one who says I should go to school and take something so I can get a good job that pays well. Every other school I have looked into is anywhere from 2 to 4 thousand dollars. This one doen't cost as much because it is through the school board adult education programs. I am so freakn mad right now at him.

**rosey7415** · 06-28-2010, 10:27 AM

well, he thinks he can have it both ways. men...... grrr! i say just get it and put it on the card. education will get you where you want to be. he will appreciate the pay in the future! good luck to you!!

**Contrary Housewife** · 06-28-2010, 10:32 AM

Tell him that if he can't say something nice about you going back to school, to not say anything at all.

You have got to take the chance, to get ahead in life and make a better future for yourself and your family.

**Greebo** · 06-28-2010, 10:55 AM

What is a PSW course?

And if the payments are made through the year, why can't you pay cash for it as you go?

**Libby** · 06-28-2010, 11:02 AM

Originally Posted by Greebo

What is a PSW course?

And if the payments are made through the year, why can't you pay cash for it as you go?

PSW: Personal Support Worker

I'd say go for it as its a lowered course rate with a flexible sounding payment plan. Have a serious talk with DH when you're not seething mad and ask him if he was sincere in saying you should go to school to get a better income earning job or was he just being 'encouraging' so you didn't feel helpless/useless at home? Find out how he truly feels about the schooling.

**Greebo** · 06-28-2010, 11:06 AM

Sounds like a good class - but I would do everything possible to pay cash, not to finance it.

**porembam** · 06-28-2010, 11:11 AM

$950 doesn't sound unreseasonable for a course that enables you to get a job that could potentially double your income. He must be overwhelmed by the amount - Maybe you need to calmly tell him that you will take the course and explain it will be taken care of and not to worry.

**Rhiamon** · 06-28-2010, 11:12 AM

PSW is Personal Support Worker. Later on in the year I could probably pay cash, but sept I just won't have 300. We live with my inlaws because we can't afford to live on our own. And we can hardly pay the bills we have. We live pay check to pay check. With nothing left. This is my shot to get us out of poverty as long as it all goes well with the interview. I can't see myself passing this up. If I have to go into debt with my CC and I just can't find another option I will put it on it. For Christmas I am just going to ask everyone for money to help put towards it. It just makes me so mad because we live so far below the poverty line, and are the "hidden homeless" We are already doing everything we can to make ends meet. If I have a shot to better us and get a place of our own then I have to take it.

**Kitten20** · 06-28-2010, 11:28 AM

Things may be different in Canada, but this is basically what I do and I didn't have to take any classes. I was hired and then trained through my company. They paid for my initial training and they also pay to keep me up-to-date on CPR and First Aid, etc. Is that an option for you? Have you checked into different companies? Just trying to help.

**mek42** · 06-28-2010, 11:30 AM

Can you get other forms of financial aid or a student loan? Even a student loan would likely be much better interest rate and terms than the card.

**Greebo** · 06-28-2010, 11:33 AM

You should sell the husband to pay for the class.

**bumplett** · 06-28-2010, 11:43 AM

If things are that tight, I don't think adding to your debt load is a good idea.

Can you save the money until you have the full amount? Maybe go to school next year?

Maybe hubby is worried about the added debt more so than the idea of school.

**Rhiamon** · 06-28-2010, 12:02 PM

I am not keen on adding to our debt load but my in-laws are not going to let us stay here forever and it has already almost been a year. They are doing us a huge favor, and I don't want to be a burden to long. They are not that great finical and I know they have a hard time with my daughter here. It’s not that they don't love her. But with her issues, I know they have a hard time. They have already told us that it is a lot for them. Especially with her violent outbursts and with her ADHD she is very loud, active and impulsive. So if I do it now and start in Sept I would be done by June 95% of their graduates’ find work right away or get hired by their placements. This means that by the end of next year or start of the new year we could potentially have a place of our own, and start to get our lives back.

**Russ** · 06-28-2010, 12:15 PM

I've always said, if you don't like my plan, fine. But if you have a better one, lets hear it. Don't just tell me my plan is flawed.

Talk to your husband more about this. And good luck.

**shoiji** · 06-28-2010, 12:48 PM

Try to calm down. Wait a couple days then reapproach the subject. Also, with the summer here see if you can do any house sitting or mowing and taking care of animals while people are on vacation. Get imaginative on how you could possibly earn some extra income for September. The more you can set aside the less on the credit card.

Do you know anyone that runs the Adult Education Program? If you helped out in the office could you get a reduced fee?

I can understand your husbands point of view right now. Only because it is so easy to think well we do not have the money so we can not do it. But I do think you have a point as far as trying to get additional education to better your future.

Keeping on thinking and realizing what you want for your family's future. It will happen!