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07-20-2010, 03:20 PM #1
Dreaming - The first thing you'd do.
What is the first thing you'd do if you paid everything off, including the mortgage?
Me:
A party! A Mortgage burning party! (a copy)
After that, maybe something a little frivolous, like an unfrugal vacation with all the ammenities.
Russ
Truck payments:109876 5 4 3 2 1 WAHOO!
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07-20-2010, 03:25 PM #2
I'm going to disney world !!!!
*~Debbi~*
Happily Married Mom to 5 ;
PT Home Care RN 
Living with FMS
“Fear less, hope more; Eat less, chew more; Whine less, breathe more;
Talk less, say more; Love more, and all good things will be yours”
Swedish Proverb
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Getting Gazelle like 7/1/10
Paid off 6 CC's totalling $6807 in 2010
Paid off car 9000
2011
Quit 2nd Job for health reasons so going slower .
2012
purchased used car in cash 5000
*~*~*~*~*~*~*~*~*
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07-20-2010, 03:32 PM #3
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07-20-2010, 03:39 PM #4
We already paid off the mortgage and had the party, it was great!!
Now we are working on the last few bills. There are two 5 year loans but they should be paid off in 2 years max. Then we are taking the family out for a nice dinner and the kids have asked to go to ruckers or something like that.
Then it is on to saving!!!!
EF $703.21
STARTING DEBT $40,567.12
DEBT TO DATE $5,571.24
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07-20-2010, 03:49 PM #5
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07-20-2010, 04:44 PM #6
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07-20-2010, 05:06 PM #7
Oh this is just depressing. I haven't even GOTTEN a first mortgage yet, let alone paid it OFF! So, this really is dreaming on my part lol. Some time in the not-so-near future, when my hypothetical mortgage and all other bills are paid off, I'll travel the world. Yep, that's what I'll do...I'll get my house paid for, and then go pay to stay someplace ELSE. How ironic...but that's probably what I"ll do anyway lol.
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07-20-2010, 05:27 PM #8~~~
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"Whoever said you can't buy happiness forgot about little puppies." -- Gene Hill
"A woman's heart should be so hidden in God that a man has to seek Him just to find her."
— Maya Angelou
"God has the right, and does not require my permission, to rearrange my life to achieve His purposes."– Anonymous
Live in harmony with each other. Don't be too proud to enjoy the company of ordinary people. And don't think you know it all!
~ Romans 12:16, NLT
The art of being wise is knowing what to overlook.
William James
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07-20-2010, 06:40 PM #9
wanted to add- first i'd call Dave Ramseys show on a friday to scream I'm Debt Freeeeeeeeeee ....... Then I'd go to disneyworld- let the kids take friends - paid in cash of course
*~Debbi~*
Happily Married Mom to 5 ;
PT Home Care RN 
Living with FMS
“Fear less, hope more; Eat less, chew more; Whine less, breathe more;
Talk less, say more; Love more, and all good things will be yours”
Swedish Proverb
*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
Getting Gazelle like 7/1/10
Paid off 6 CC's totalling $6807 in 2010
Paid off car 9000
2011
Quit 2nd Job for health reasons so going slower .
2012
purchased used car in cash 5000
*~*~*~*~*~*~*~*~*
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07-20-2010, 07:34 PM #10Moderator
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I have renovations planned for the house which isn't actually ours yet, most of which will put off until the mortgage, which we haven't actually borrowed yet, is paid off.
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07-20-2010, 10:13 PM #11
I'll save a bit of money and build a proper brick or stone house on our property. That way I can ride out lesser storms and not have to bug out.
Then... a HUGE shindig at my house with food, singing, dancing, games, friends, relatives and loved ones!
Maybe even a European vacation with DH that I've been wanting since I was a kid.Projects in Progress: quilt, bathroom rugs, knitting dishcloths
Future Projects: finish baby doll (clothes & hair) for DGD, rag rug, table napkins
New Challenge for Myself: crochet items for the homeless
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07-21-2010, 12:27 AM #12
I would have a big party and most of you would be invited.
But it would have to be BYOB because come on, I'm not rich, just debt free. 
Then off to France!!
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07-21-2010, 09:13 AM #13Moderator
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~Our plan is to "vacation" a lot. We want to take the kids one at a time to the great sites and cities around the world.
I had the opportunity to go to Ireland as a teen and DH was in the Navy. We really enjoyed our foreign experiences and we want to travel as a couple. I can't imagine not taking one of the kids each time. I would have done just about anything for an experience like that as a teen.
~
~Constance
~DH
~DS 9
~DD 7
~DD 1 
2012 FLING: 1706 OUT, 293 IN
MENU PLANNING:4/52
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07-21-2010, 09:40 AM #14
Gosh, I don't know! The actual mortgage part of our mortgage payment is only $370 a month. The taxes and ins are higher than the mortgage monthly .
An extra $370 a month won't make us rich but it would sure help fund our under funded retirement more as we are trying to catch up
Since most of our friends already think we are crazy with this debt free but the mortgage stuff we would probably keep it to ourselves and take a nice 3-4 jaunt somewhere to celebrate. Of Course I would share the awesome news with the villagers though!!!!! Because you guys get it!~July 19 saving goal for event $104/$1000

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07-21-2010, 10:49 AM #15
Wow! No mortgage, huh? Ummm. I haven't thought that far. I would probably get a couple things that I have put off (not in the budget stuff) and take a trip.
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