Comfortable in Your Own Financial Skin?

[Telephus44]

Yes, I am comfortable with my plans. My own viewpoints and opinions have evolved as I have grown up and taken on more responsibilities and have handled more money. I have made peace with my own risk tolerances, and no longer worry about if my plan is "better" or "worse" than anyone else's plan. My plan works for me, and that's the only person it has to work for. It's not Dave Ramsey's plan, or Suzy Orman's plan, it's Telephus44's plan.

I do occasional feel the need to justify my decisions when criticized, and that's something I need to work on.

[gottadance]

I am pretty comfortable in my financial skin - I have an emergency savings, I have no debt, I have retirement savings that is being contributed to, I just decided to purchase LTC insurance - got a good deal through my company, I live within my means with occasional fun purchases.

Of course, I always wish I had more money - I'd like to have a larger retirement savings at 46, I'd like to have the freedom to get the things I want done to the house without having to analyze every penny. I pride myself on being frugal, but yet, sometimes, I wish I didn't have to be. But, I guess that's life.