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  1. #1
    Moderator ladytoysdream's Avatar
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    Default How do you splurge frugally ?

    I seem to have a really hard time with splurging. Usually there is not much left over in our tight budget /every dollar has a name. I do know, that little treats/rewards are a good thing, if done in moderation.
    The other day, I wanted some fresh brussel sprouts. I found them at a country produce store but did not like the price. $ 3 a quart. I talked myself out of them that day. Well yesterday there I was again, looking at them and trying to say no. Well it didn't work this time, they came home with me. We had them for supper, done in the steamer. I told myself, it still was a cheap meal. The potatoes had been given to us from the cousin's garden, and the deer meat was given to us by my son. I think I am also feeling some quilt, because we should have used a veggie, that is in our freezer from this year. I guess my hubby liked them real well and felt no quilt, because the steamer was empty when I went back for a couple more. Note to self.......plant some next year

  2. #2
    Registered User frugal is fun's Avatar
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    I think that was a great splurge! its healthy and you got to share it with your family and everyone enjoyed it!

    my veggie splurge is hot house cucumbers; at $2 a piece thats crazy!! Don't do it often but I do enjoy them when I do.
    Judy


    never loose site of the big picture

  3. #3
    Registered User Trishagirl's Avatar
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    I agree that was a healthy splurge. My splurge was a chocolate chai yummy! Dh & I split a large at $3.75 was so worth it!
    Loving Wife to Ken 27 yrs & 3 sons
    My furbabies Tigger /Sparky paw:Jack Russel,Beagle,Dashaund mix.
    Change jar ?
    Total Grocery savings 2010~$548.99
    Sewing Challenge 2/2
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    Annual Food Saving~$448.18



    Seek ye First the kingdom of God and his righteousness.... Matt 6:33

  4. #4
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    Awesome splurge! Guilty? Nah...feel proud that you fed your body something not only delicious, but good and nutritous too!

  5. #5
    Registered User joyofsix's Avatar
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    That was healthy and cheap. My favorite frugal splurge is to go to the 'big' library in the next town over. They have a reading area for papers and magazines that is actually comfortable and homey. I get a latte at the coffee shop there ($3.00) and read all the magazines and papers ALONE! I also sometimes beg dh to take the younger kids outside on Sunday and I nap. Luxurious. The other day we took the younger ones to the park and splurged on a $5 Little Caesar's Pizza and a $2 12 pack of Kroger pop. The kids thought they'd died and gone to heaven, LOL. It really is the little things.
    Mom to Emma, Spencer, Connor, Lily,Fletcher, Amelia and Adeline.

    Mortgage $78,500/$15,200
    EF 3 mo income barring
    anymore emergencies

  6. #6
    Registered User Jamielane's Avatar
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    I try not to feel guilty about healthy food. My daughter (11 now but younger at the time) was begging me for Asparagus one day at the grocery store and I said no because it was more expensive then I thought it should be . The more I thought about it the sillier it seemed to me to say no to 3.00 asparagus but yes to a 3.00 bag of doritos for a treat which I had done because thats how much they cost and they love them. That was my lightbulb duh moment. My kid is begging for a vegtable and I am saying no??? Thats insane. Needless to say she go the asparagus and I stopped obsessing about the extra 50cents or 1.00 a really healthy food costs when I know it will be eaten and enjoyed Glad you got your brussel sprouts and enjoyed them.
    Kim

    Wife to dh Jeff for 21 years

    Mom to dd Kelly 16 dd Diana 13

    3 very spoiled cats

    1 dog

    Book Challenge 2012 - 28 / 25

  7. #7
    Registered User Nana2two's Avatar
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    My big splurge is buying a bag of grapes. They are $3.98 a pound.But i love them and so do my grandsons.
    If you want to live a happy life, tie it to a goal. Not to
    people or things.
    - Albert Einstein
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
    Life is not always fair. Sometimes you get a splinter even sliding down a rainbow.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
    Don't wait for a crisis to look at your finances differently. Look at them differently now and avoid the crisis.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~

  8. #8
    Registered User Contrary Housewife's Avatar
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    For me being frugal is not always about the price but more about not wasting things. So if I was going to buy expensive vegetables I'd make sure it all got eaten. I bought fresh raspberries last week, and I am eating a handful every day, because it would be a waste to have to toss them when they go bad.

    When I see something on sale that I want, I have to ask myself "Will I use it?". Do I want it just because it is marked down? With food I know we will eat it, but it's not always wise to have a lot of cash tied up in groceries if you need it for other things.

    I sew and quilt and have splurged a lot on fabric over the years. I feel sick sometimes looking at the THOUSANDS of $$$$ I have in fabric and knowing it has just been sitting for years and will sit for another decade before I get to use it. I've really really cut back on the splurges there. Now I only buy items that I have an immediate use for. Like yesterday, I bought embroidery floss for a project I am working on, and splurged on an ornament kit that I will put together for Christmas.
    Use it up, Wear it out,
    Make it do, Or do without. ~unknown

    You can't always get what you want
    But if you try sometimes you just might find
    You get what you need ~Rolling Stones

    A clean house is a sign of a wasted life. ~unknown

  9. #9
    Registered User mom2three's Avatar
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    My splurge is books that I can buy for 50 cents as part of the library fundraiser. I read them and donate them back to be sold again. I spend less than $20/year for this splurge.
    Updated January 4, 2012
    EF $2500/$2500
    Other Savings $560 (for irregular expenses)
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    Total $194 999/164611.44
    $11083 (2009)
    $8102 (2010)
    $10337 (2011)
    $864 (2012)

    Grocery Challenge $550/$217
    Needed for NutsOnlineOrder: $552

  10. #10
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    I also splurge on books at goodwill. I love to read so having books in my home gives me comfort.
    Steph


    FY 2012
    10/40 books read
    working at paying off cc one $ at a time.
    $2963.00 CC balace as of 05/19/12

  11. #11
    Registered User Momto5RN's Avatar
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    as long as a splurge isnt everyday ( i think some people will rationalize a splurge daily if they really want to ) i see nothing wrong with it as long as you can pay cash for it whether it be a favorite veggie - or a cup of fancy coffee or a new videogame.
    when i am going to splurge on something i usually take the money from somewhere else or work extra towards it if i am able to,

    your veggies were healthy - tasty ( if you like them lol) - not real $$ and deprivation is the fastest way to make being frugal hard .
    *~Debbi~*
    Happily Married Mom to 5 ; PT Home Care RN
    Living with FMS


    “Fear less, hope more; Eat less, chew more; Whine less, breathe more;
    Talk less, say more; Love more, and all good things will be yours”
    Swedish Proverb


    *~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*

    Getting Gazelle like 7/1/10
    Paid off 6 CC's totalling $6807 in 2010
    Paid off car 9000
    2011
    Quit 2nd Job for health reasons so going slower .
    2012
    purchased used car in cash 5000
    *~*~*~*~*~*~*~*~*

  12. #12
    Registered User Momto5RN's Avatar
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    my splurge on a reg basis is # 1 magazines- i usually get subscriptions online cheap - - i read then while soaking in a hot tub ( a frequent thing in the cooler weather with my fibro ) and i often get coupons in them that when i use the coupoins makes the magazines free ( like the 5$ off any hallmark purchase in my family circle and oprah magzine this month - i will use towards holiday gifts )

    peperidge farm raspberry turnovers - i will buy a few and stock up on on sale but i LOVE them
    *~Debbi~*
    Happily Married Mom to 5 ; PT Home Care RN
    Living with FMS


    “Fear less, hope more; Eat less, chew more; Whine less, breathe more;
    Talk less, say more; Love more, and all good things will be yours”
    Swedish Proverb


    *~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*

    Getting Gazelle like 7/1/10
    Paid off 6 CC's totalling $6807 in 2010
    Paid off car 9000
    2011
    Quit 2nd Job for health reasons so going slower .
    2012
    purchased used car in cash 5000
    *~*~*~*~*~*~*~*~*

  13. #13
    Registered User Syn D's Avatar
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    I don't usually splurge on food (tight food budget), but if I feel like I want to spend some money, I go to the dollar store or thrift store.. No gilt..
    Mom of 4
    Grandma of 1
    Wife of 1


    Never put off til tomorrow what you can,,,,,,,,, avoid all together......

  14. #14
    Registered User Libby's Avatar
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    I find it funny that a lot of us being frugal consider buying a food item a luxury. Its true, we don't 'need' fancy coffees/chai lattes or overpriced/out of season produce but since we're going without it - it IS an indulgence.

    My splurges are food items too. Usually a chai latte or a really good cup of coffee from the bigger named chains (non donut shop type variety) or that $5 chocolate bar (super dark ie 80% cocoa). If I'm going to splurge big: a meal out at a nice sit down type place but still far from a fancy high end place.

    My latest splurge - I committed to buying a 1lb bag of organic coffee beans and a grinder and a lil latte whip. In the long run, it's more affordable for me to splurge more often this way (all paid for up front) and in the comfort of my own PJ's.
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51

  15. #15
    Registered User pollypurebred39's Avatar
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    I have health and beauty splurges. Most of the time they are from CVS. I can not just go and buy what I want when I want it, but I do follow their extra bucks and clearance racks. I clip coupons and try to combine the extra bucks & clearance rack sales. Most splurges I can walk away with a bagful of shampoos, makeup (mostly clearanced to 90% off and combined with coupon) body lotions, etc. for just a few dollars. I've even walked out of CVS paying absolutely nothing and have extra bucks to boot. Now those are good splurge days.

    But, lately my splurges have been from the 25 cent soda machine at the food thrift store. I rarely drink soda and that machine just calls my name. They stock it with Fresca, my FAVORITE soda!
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    "Whoever said you can't buy happiness forgot about little puppies." -- Gene Hill

    ‎"A woman's heart should be so hidden in God that a man has to seek Him just to find her."
    — Maya Angelou

    ‎"God has the right, and does not require my permission, to rearrange my life to achieve His purposes."– Anonymous

    Live in harmony with each other. Don't be too proud to enjoy the company of ordinary people. And don't think you know it all!

    ~ Romans 12:16, NLT

    The art of being wise is knowing what to overlook.
    William James

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