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Thread: Hi There! :)
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12-02-2010, 02:52 PM #1
Hi There! :)
I just signed up for this forum, so I thought I'd introduce myself.
How did you hear about frugal village? A Google search where I was looking for some info on Dave Ramsey.
What interests you here? I've been a huge Dave Ramsey fan for several years, but I was never able to get my husband to pay attention to our finances until about a month ago. Now he's on board and we are going to start working the baby steps as soon as we catch up on some bills that are behind.
What will you contribute? Um...a friendly smile and words of encouragement to kindred spirits.
Do you know any other members here? no
How many kids? Ages? 3. I have a daughter that just turned 5 on Thanksgiving and twin boys that just turned 2 in October.
Tell us about yourself. I am 27 years old and have been married to my amazing husband for 5 years. I am originally from Northern California, but my husband and I moved here to Nashville just before we got married. My job transferred me here. I also just got a second job delivering pizzas so that we can get our snowball rolling.
Do you own any pets? 1 cat
Occupation? I work in corporate retail during the day and moonlight as a pizza delivery driver.
Married or single? Married
Interests and hobbies? I don't have much spare time, but when I'm not working, cooking, cleaning or kissing boo-boos I like to run (I try to do a 5k a month) and I'm a total book nerd.
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12-02-2010, 02:54 PM #2Moderator
- Join Date
- Apr 2007
- Location
- Baltimore, Md
- Posts
- 3,608
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Welcome to the Village! There is a whole lot of Dave R here too. lol
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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12-02-2010, 02:54 PM #3Registered User
- Join Date
- Mar 2009
- Location
- Virginia
- Posts
- 616
- Post Thanks / WTG / Hug

- Blog Entries
- 26
- Rep Power
- 7
Hi from Richmond, Va. You'll really like this forum--lots of info and nice folks.
Charity Items 3
Change Jar
Christmas 2011

Books read
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12-02-2010, 02:55 PM #4
to FV!!! Great site, great people, great ideas...
Mom of 4

Grandma of 1
Wife of 1
Never put off til tomorrow what you can,,,,,,,,, avoid all together......
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12-02-2010, 02:56 PM #5
Welcome, Send cookies.

The folks here are nice, except they hoard cookies from me.Russ
Truck payments:109876 5 4 3 2 1 WAHOO!
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12-02-2010, 03:06 PM #6
Welcome to the Village!
*Angel*
Dave R. Plan
Step one - Done
Step two-Done
Step three-Done
Step four-Done
Step five- Working on
Step six- almost done
Living debt free except the mortgage and working on that !!!
Be content with what you have;
Rejoice in the way things are,
When you realise there is nothing lacking,
the whole world belongs to you.
-Lao Tzu
Have Courage
“Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson
"I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou
"Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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12-02-2010, 03:22 PM #7
Welcome to Frugal Village!

Russ takes virtual cookies too & will be your friend for life. He just likes to know we care.
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
Leo Buscaglia
2012 Challenges
Books Read: 43
:
Become a Fan of Frugalvillage on Facebook!

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12-02-2010, 03:26 PM #8
Glad you are with us here at the Village.
You will learn much from all of the knowledgeable people here.
WelcomeHello from Sunny Central Florida
Cheryl
Gardening in zone 9B
~If the sight of the blue skies fills you with joy, if a blade of grass springing up in the fields has power to move you, if the simple things of nature have a message that you understand, rejoice, for your soul is alive. ~ Eleonora Duse
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12-02-2010, 03:48 PM #9
Welcome to Frugal Village !
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12-02-2010, 04:15 PM #10Registered User
- Join Date
- May 2008
- Location
- Florida Space Coast
- Posts
- 1,887
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- Blog Entries
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Hello and welcome from Florida!
Married 22 years to Mark
Mom to Ryan 25
Lisa 18
and Yorkie Lexi
SAHM in Florida

starting totals

Mortgage $142,458/$155,000
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change jar total $95.00
EF $1000.00
A friendly reminder Always wear sunscreen!
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12-02-2010, 08:38 PM #11
Welcome!!
~ Michelle
Wife to DH--
Mom to DS--
and DD--
Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
Mortgage -- $53,077.24
March Emergency Fund Challenge-- $100 /$200
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"The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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12-02-2010, 08:42 PM #12Registered User
- Join Date
- Dec 2008
- Location
- Minnesota
- Age
- 47
- Posts
- 22,743
- Post Thanks / WTG / Hug

- Blog Entries
- 166
- Rep Power
- 129
Hi and welcome from Minnesota!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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12-03-2010, 12:56 AM #13
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12-03-2010, 06:24 AM #14
Hi and welcome!
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF



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