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  1. 12-30-2010, 02:39 PM #1
    Rebookie
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    Default Help ME! =D Health Insurance Questions

    Here is my backstory:

    My hubby and son have Health insurance through BCBS. (I would but I have health history that makes my premiums 1500.00 a month) So I don't have any (BUT I never ever get sick). Anyway our family owned an Alphagraphics and by doing so he was stipend 300.00 for health insurance. Well we sold the franchise and he still works there. Well they did away with the 300.00 extra for the insurance. So we need to find a less expensive insurance.

    My hubby and I disagree on how to go about finding new ins. He says we need to find an insurance sales person and I think we should go through the internet like we did for car insurance.

    Since I'm not on the policy I have to convince my hard headed turd of a dh, that this is what we should do.

    Frankly I don't have a clue. So maybe someone can help!

    Please and thanks...

    =D
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  2. 12-30-2010, 03:49 PM #2
    lisaflex
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    find a broker in your area. that way you can have your questions answered and the broker can help w/ any issues that may arise.
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  3. 12-30-2010, 04:05 PM #3
    chickadee-7815
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    I'd find a salesperson. Then you can sit down with him, and have him explain all the details. Ask friends to recommend someone that they've dealt with.
    Too Blessed to be Stressed.
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  4. 12-30-2010, 04:50 PM #4
    Luv2BeFrugal
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    We're planning to just get me a policy online through bluecross. A major medical, high deductible policy...I'm (thankfully) a generally healthy person.
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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  5. 12-30-2010, 08:18 PM #5
    MaryCarney
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    Be sure you contact an INDEPENDENT agent. One who represents several companies - ours is a great blessing to us as he keeps us in the least expensive auto and homeowners by shopping different companies.
    Make a list of what you want in a policy before you talk to anyone. No harm in looking online AND with a broker.
    Mary Carney Working the night shift 'cause they never have meetings at 3am!
    DD Sarah 32
    DD Rosanne 28
    DS Benjamin 18
    DD Kathleen 17
    Married to David since 1975



    Starting grad school September 1, 2010 in pursuit of MSN degree.
    MSN degree completed on 4 May 2012 with NO DEBT!
    Total cost (including books) = $8375.
    Weight loss on Weight Watchers since June 1= 18.8#
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