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Thread: Resolutions
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01-01-2011, 12:53 PM #1
Resolutions
Anyone make a resolution this year?
My resolution is to lose physical and financial weight...no more excuses!
I believe the financial weight loss will be most benificial to my health...The stress and anxiety I get over $$ is pathetic...
Although,I did make a few some great strides this year...I put my mortgage on a weekly payment...This helps 2 fold for me...1)it's out of the bank the same day I get paid so there's no chance to use it...2)my house will be paid off a few years early...I think around 7 years early....The reason I did this earlier this year was because I was facing my 2nd loan modification in 2 years...(we've only owned for 4 years!)
My next step is to catch up on my 3 monthly bills...I'm in the process of that now...
After that I've written out a weekly budget...I cant save $$ so I pay weekly...
I am also gonna start putting $$ in an envelope every week to start an EF...I'm gonna try to keep this envelope but if I find I'm dipping into it I'll give it to my SIL...
I'm done being stressed...
So...what's your resolution?Me 34 DH 37 DS 6




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01-01-2011, 01:02 PM #2
continue to work on paying down debt
make a commitment to making sure i put myself and my health before some other stuff
would like to get in a family vacation for a few days to beach or busch gardens - butthat may have to wait until i see what happens with tax time - if we owe that will probably not happen.
hopefully lose some wt - maybe 15 lbs would be good .*~Debbi~*
Happily Married Mom to 5 ;
PT Home Care RN 
Living with FMS
“Fear less, hope more; Eat less, chew more; Whine less, breathe more;
Talk less, say more; Love more, and all good things will be yours”
Swedish Proverb
*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
Getting Gazelle like 7/1/10
Paid off 6 CC's totalling $6807 in 2010
Paid off car 9000
2011
Quit 2nd Job for health reasons so going slower .
2012
purchased used car in cash 5000
*~*~*~*~*~*~*~*~*
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01-01-2011, 01:11 PM #3
I don't make resolutions but I do set personal goals all through the year. I think giving myself a whole year for a resolution makes it too easy to put it off and then not get done. Now making a goal for say this month or by the end of March works so much better for me. They are really the same thing but I give myself a shorter time frame to keep the motivation going.
Cat
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01-01-2011, 01:15 PM #4
I have never made a resolution.... Years of seeing people get truly depressed when they fail was enough for me to not do them....
Mom of 4

Grandma of 1
Wife of 1
Never put off til tomorrow what you can,,,,,,,,, avoid all together......
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01-01-2011, 01:20 PM #5Master Dollar Stretcher
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I did make five this year, and I put them in my blog. They are:
1. I will accomplish, each day, more things that make me proud, in thought and deed, than things that do not.
2. I will maintain my physical, mental, and emotional health, and I will do what I can to improve all three.
3. I will make more opportunities to demonstrate to my family that they are an important part of my life.
4. I will embrace order in my home and my workplace.
5. I will maintain my finances with my ultimate goal in mind: to retire in ten years without concern about whether I will be able to afford it.DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15
June wasted money: $0
June grocery: $0/400
2012 LAPAW: 8.8/20
2012 Get-Thee-To-The-Gym Challenge: 7/52
: 1136/66,795
Run/walk challenge: 91/520 miles
Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750)
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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01-01-2011, 02:08 PM #6
I don't really have resolutions. Just A list of goals.
1. Build up a stockpile
2. Save money
3. Buy a newer car
4. Read 75 books
5. Finish Quilt for my bed
6. Pray and read my bible more
7. Get organized
8. declutter and donate items
Thats it for now. I am sure there will more as I think about it throughout the next couple of days.Kim
Wife to dh Jeff for 21 years
Mom to dd Kelly 16
dd Diana 13 
3 very spoiled cats

1 dog
Book Challenge 2012 - 28 / 25
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01-01-2011, 02:24 PM #7
Not a resolution but rather a lifestyle or mentality change: be more positive and help those that truly need it, not those that 'say' they want it.
Just try to be happier & healthier both mentally and physically.2012: The Year Of The Purge!
UPDATED: MAY 15/12
2012 FLING - 673/2012 | COUPON SAVINGS $178.93
EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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01-01-2011, 02:26 PM #8Registered User
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lose weight and gain muscule
kindness is unlimited 
fling: 0268/2011

2011 Goal: get out of debt and visit my gf in arizona
debt: about 10,000
| owed: about 10,200 
homesteading skill-a-month challenge: january/february/march - hydroponics
; april - solar heater 
reading list: king of the screwups -done!;
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01-01-2011, 04:25 PM #9
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01-01-2011, 06:34 PM #10
I don't make resolutions any more failed to many times.I try setting goals sometimes fail at them but do better then when i was making resolutions.
1 goal is to study bible more
2 try sewin again
3 pay more on cc card bill
4 stock pile more
5 have as few spend days a month as i can
6 stick to my budget
7 not waste food or anything
8 stick to menue planning
9 learn to chroche
10 finish up some projects i have had started for a long time
11 save for christmaschallanges for 2012
Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
May,no spend days challange 20-5/8
1-26/2-18/3-26/4-24/
change jar
1-2012 Grocery,hba,stockpiling $168.46
2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
3-2012 """""""""""""""""""""""""""""$136.52
4-2012"""""""""""""""""""""""""""""""$97.97
5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
2 
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01-01-2011, 06:47 PM #11Registered User
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I didn't really set any resolutions, moreso a continuation of personal goals I had already set:
* Continue to loose the cm. I have lost 10cm off my tummy since the start of September and want to loose another 10cm.
* Get on top of my personal debt.
* Get through the next 2.5 semesters of uni.
What I achieve this year will set me up for the following year and so on into my now 5 year plan.
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01-01-2011, 11:50 PM #12
mine are goals too- i change them monthly when i need to but they are really just basic plans in reality - of what i hoep to acheieve - i dont get getting depressed if you dont make them by the end of the year if thats happening they are possibly setting goals/ resolutions they cant or arent ready to try to obtain .
*~Debbi~*
Happily Married Mom to 5 ;
PT Home Care RN 
Living with FMS
“Fear less, hope more; Eat less, chew more; Whine less, breathe more;
Talk less, say more; Love more, and all good things will be yours”
Swedish Proverb
*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
Getting Gazelle like 7/1/10
Paid off 6 CC's totalling $6807 in 2010
Paid off car 9000
2011
Quit 2nd Job for health reasons so going slower .
2012
purchased used car in cash 5000
*~*~*~*~*~*~*~*~*
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01-02-2011, 12:25 AM #13Moderator
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I don't make resolutions because I find I tend not to keep them. I do much better at having an ongoing list of goals that I reevaluate and update as needed. The Twenty Wishes challenge last year is an example....I had a list of 20 things I wanted to do and I accomplished several but not all of them. And even though I didn't accomplish all of them I feel like I was very successful in reaching some of my goals last year and am looking forward to reaching more of them this year.
-Suzanne
Challenges:
Pound A Week - 237.2 / 227.8 / 135
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01-02-2011, 12:25 AM #14Registered User
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Brandi
Mom to Duramax
and to Chelsi 
-I miss you
My Ravelry:
http://www.ravelry.com/people/ChevyChick95
2012 goals
Homesteading skill challenge
Homemade Christmas
Sewing challenge
Needle arts challenge
Learning from Duramax
No Eating out
20 wishes
Me Challenge
Project Chemo Caps
Create 365
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01-02-2011, 09:10 AM #15
1. pay off as much debt as possible.
2. learn to make homemade things.2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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