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  1. 01-02-2011, 05:23 PM #1
    daughter of pearl
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    Default Back Again (For Realsies This Time!)

    Hi folks!

    So first, good riddance to the year from financial and career hell, and hello shiny, perfect new year that I haven't messed up yet!!

    Good news...I finally have benefits and have passed probation with a good review, so now I can breathe and start back on my debt repayment journey (things got a bit out of hand while I was switching jobs, etc.)

    Also recently got my health sorted out, so I know what meds I'm going to be on for the foreseeable future, and they will be covered by my benefits!

    In any case, happy new year to everyone!

    Janet :-)
    BEF: $$120/$1000
    Change Jar- $36.20

    My New Computer Fund - I DO NOT NEED A NEW COMPUTER UNTIL I HAVE A FULLY FUNDED BEF!!

    Debt Snowball - ON TARGET!!
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  2. 01-02-2011, 05:30 PM #2
    Libby
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    Default

    Janet!! Welcome back!
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  3. 01-02-2011, 05:39 PM #3
    jas
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    Default

    welcome back and glad to hear everything is on the upswing!!
    Married 22 years to Mark
    Mom to Ryan 25
    Lisa 18 and Yorkie Lexi
    SAHM in Florida

    starting totals
    Mortgage $142,458/$155,000
    -----------------------

    change jar total $95.00
    EF $1000.00

    A friendly reminder Always wear sunscreen!
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  4. 01-02-2011, 06:30 PM #4
    shoiji
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    Sounds like you really are starting out the year fresh and on the right foot. The good news is that you already know alot of ways to get the most for the dollar.
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  5. 01-02-2011, 07:39 PM #5
    Rebookie
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    Glad you are back!!
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  6. 01-02-2011, 07:41 PM #6
    Imarachne
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    Welcome ! This is the place to start !!
    Charity Items 3


    Change Jar
    Christmas 2011
    Books read
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  7. 01-02-2011, 07:47 PM #7
    frugal is fun
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    welcome back! keep up the happy thoughts!
    Judy


    never loose site of the big picture
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  8. 01-02-2011, 08:00 PM #8
    sjohnson3278
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    Welcome back!
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  9. 01-02-2011, 08:53 PM #9
    Luckybustert
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    Welcome back Janet!
    -Suzanne

    Challenges:
    Pound A Week - 237.2 / 227.8 / 135
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  10. 01-02-2011, 10:04 PM #10
    Debbie-cat
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    Default

    Welcome back!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  11. 01-02-2011, 10:08 PM #11
    latierra84
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    welcome back!
    marie/andrea dh

    We had a baby! 10/04/11
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  12. 01-02-2011, 10:18 PM #12
    HappyMama
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    Welcome back!
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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  13. 01-02-2011, 10:18 PM #13
    mopples
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    Default

    Good luck and welcome back. It seems that we are both in a very similar situation. Onwards and upwards in 2011
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  14. 01-03-2011, 09:26 AM #14
    Darlene
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    Welcome back, for realsies.
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



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