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  1. #1
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    Arrow Need help with Frugality & Simple Living-Don't know Where to Start

    I used to be a spend thrift and waste my money on clothes, shoes, cosmetics and food. Hardly have any savings besides also helping my parents financially.

    Anyway..
    I am now working from home (I quit my office job) and earn less than I did, also with the inflation, I have to watch my spending. I still have credit card debt I must pay off.

    One person that inspired me to be frugal is my partner/BF (we didn't live together yet).He's a very simple man and I get interested in simple living & frugality because of him. I am also reading websites on internet about frugality and I am ready to change.

    I am single, I live alone in a rented room. And honestly, my room is such a mess! I don't know where to start cleaning. I need help with decluttering and organizing..badly!
    During my good income days, I spent a lot of money on clothes and shoes and they are piling up. Also some books and food items (dry stuff). My room is 60% messy 40% organized. That is the current situation. I have messy shelves and cabinets filled with old magazines which "I might read later.."

    I also sold some cosmetics as a side income and cosmetic boxes from the distributor are piling in my room because I always think that they might be useful later.

    I was born and raised in a messy house full of clutter and never had a clue about organizing & decorating. My mother was a hoarder and she had so much stuff that limit my childhood life. We never invite friends at home because of embarrassment. Mom is seldom home and always go out because she hates looking at the stuff and she never made an attempt to clean the stuff she accumulated.

    I think I have explained quite a lot for this first post and will reveal more. Looking forward to get encouragement and advice. I need a frugal friend who can motivate me and exchange ideas on my journey to frugal living, managing clutter and living life in simplicity.

  2. #2
    Registered User mamachop's Avatar
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    Hello and welcome! You'll gain a lot of friends and insight here. As far as the cleaning and organizing goes, take it one small step at a time. You may want to join the clean and organized home challenge for 2011. There are also more financial based challenges that may help to facilitate the change you are seeking. Best of luck to you!

  3. #3
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    mamachop,
    Thank you for dropping by and giving me some ideas. Indeed this forum is filled with knowledge and I am looking forward to become a frugal and organized girl. That is my ultimate goal. I want to be a good home maker and be able to create a comfortable, homey house for my family.

    I will try the clean and organized home challenge and financial challenge as well. I am in the process of job hunting as well. Thank you

  4. #4
    Registered User tervsforme's Avatar
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    Welcome, you will find lots of tips and ideas on these forums.

    One of my favorite things is the 15 minute challenge. Do something, anything for 15 minutes. You will be amazed at how much you can do in 15 minutes. So to start you might want to just decide for 15 minutes, I will go around and pick up any papers or garbage that needs to be thrown out. Another one would be, for 15 minutes I'm going to pick up all the dirty clothes or hang up clothes for 15 minutes. Start with something easy and build momentum. Give yourself permission to stop after 15 minutes. You will be surprised how much you can get done.

    As far as financially, the first thing I did, was do the no-spend challenge. A coffee or pop or lunch out every day adds up. I know you said you work from home now, so these might be different for you, but that is where I started. I bring my lunch to work and only eat lunch out twice a month instead of twice a week. Adds up really quickly.

    Good luck, you will be able to do it...
    ~Kim~
    Mom to 2 dogs and 1 cat - Sere, Blue and Shadow

    2012 Fling Things - 275/2012

  5. #5
    Registered User chickadee-7815's Avatar
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    My suggestion would be that if you have a lot of clothes or shoes that you know you don't need, pack up a box full and donate them to Goodwill [or some type of charity thrift store].
    It will help you unclutter and also help someone in need. And it will make you feel good, too.
    Too Blessed to be Stressed.

  6. #6
    Registered User Paws's Avatar
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    Hello and welcome.
    You've come to the right place for many of your answers!!
    I've learned so much since becoming a member here, and I'm confident you will also! Many, many wise members here...
    Wife to DH ~ 15 years
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    Mom to DS ~ 24 yrs old
    Fur mom to Nikko - Rottweiler, Maxx - German Shepherd-(my avatar pic), and Reno - Husky/Chow mix.
    *Rest peacefully my sweet Maxx*
    ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
    Judge not, and ye shall not be judged: condemn not, and ye shall not be condemned: forgive, and ye shall be forgiven
    Luke 6:37 (KJV)

    Change jar $14.55
    2012 Challenges
    Grocery budget~$/$300
    No spend days~/31 *Goal 15/31 days
    No eat out days~1/31 *Goal 15/31 days
    EF - /$1000.00
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  7. #7
    Registered User Cricketlegs's Avatar
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    I think the idea is to start small. You may feel pressure to get everything done right off but it will overwhelm you and stop you from making progress.

    A trick for me is to find a small area, say your dresser perhaps, grab a trash bag and 2 other storage containers like a box. Then, for 15 minutes seperate the trash into the trash bag, the donate or garage sale into a box and the keep into a box. Work that area for 15 minutes at a time until the area is empty then clean it well with the type cleaner it needs to look and smell clean. Only put back what you NEED.

    Then continue on with another area. Often when you hit your groove you will find you can work longer and find it easier to get rid of stuff once you learn to allow yourself to realise the most important lesson there is...If your STUFF is making you unhappy then GET RID OF IT!

    It sounds like you are looking for some control in your life and controling your home environment is a great place to start and will spread over into other aspects of your life.

    You can do this!

    Welcome to the boards!
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
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    Madness, mayhem chaos...my work here is done!

  8. #8
    Registered User Debbie-cat's Avatar
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    Welcome to frugal village! Check out the threads and the challenges. Baby steps lead to success and soon you will be clutter free and organized. Make yourself at home and will catcha around the forum!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


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    2012 Exercise Challenge - 5,358 min
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    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
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  9. #9
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    it took me a long time to understand that i was NOT going to use it someday and that i needed the space now.

    i also had this weird idea about feeling like "things had feelings" and that i would hurt an object's feelings if i gave it away. weird, i know. to break this weird thinking, i say to the object "i now let you go to someone who will love you and use you".

    the books by sandra felton helped me immensely in this area. good luck.
    11% gross to retirement
    10% takehome to tithe and offerings
    emergency fund maintained at 3000(works for me)
    credit card debt 7500
    mortgage free
    freedom accounts/sinking funds that ebb and flow
    then live on the rest!

    i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.

    "i create prosperity, abundance, and savings for me and my household"

  10. #10
    Registered User krbshappy71's Avatar
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    I am now working from home (I quit my office job) and earn less than I did, also with the inflation, I have to watch my spending. I still have credit card debt I must pay off.
    You quit your job while you still had credit card debt? OUCH.
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)

    Yah, I suck at this money stuff, I know. That's why I'm here.

  11. #11
    Registered User erinalexmom's Avatar
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    How about if you put some things on EBAY? then you not only get rid of it but you also have some $ to put toward the credit card debt?
    Me: Heather
    Married to: Jason since 5/9/03
    Step mom to: Megan 10/21/94
    Mommy to: Erin 4/1/05
    Alex 8/7/07
    Mom to furbaby: Annie

  12. #12
    Registered User Syn D's Avatar
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    First step is to be willing to get rid of things, that's the hardest step.. "I might read later or I might wear sometime", but haven't done either in a month then it goes...

    When I go to reorganize/clear out a room, I pick a wall of stuff and just start in, I have boxes (thrift store, papers, out of place items, etc.) and a trash can.. In no time, the stuff is taken care of.. I have learned by watching my mom, don't go through the papers while your cleaning, put them in a box and go through it while your relaxing.. Mom has more than once thrown important papers away while cleaning..

    As for financial help, this site is awesome on ideas...
    Mom of 4
    Grandma of 1
    Wife of 1


    Never put off til tomorrow what you can,,,,,,,,, avoid all together......

  13. #13
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    Quote Originally Posted by tervsforme View Post
    One of my favorite things is the 15 minute challenge. Do something, anything for 15 minutes. You will be amazed at how much you can do in 15 minutes. So to start you might want to just decide for 15 minutes, I will go around and pick up any papers or garbage that needs to be thrown out. Another one would be, for 15 minutes I'm going to pick up all the dirty clothes or hang up clothes for 15 minutes. Start with something easy and build momentum. Give yourself permission to stop after 15 minutes. You will be surprised how much you can get done.

    .
    I love this and frequently do it...especially for those tasks which I am dreading. I have gone so far as to purchase a kitchen timer and set it for 15 minutes. I made sure I got the kind that makes a loud ticking sound. I just keep thinking to myself...when the timer alarms I am done doing this task.
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
    Baby Step #7 Someday.......

  14. #14
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    Quote Originally Posted by chickadee-7815 View Post
    My suggestion would be that if you have a lot of clothes or shoes that you know you don't need, pack up a box full and donate them to Goodwill [or some type of charity thrift store].
    It will help you unclutter and also help someone in need. And it will make you feel good, too.
    You can also take it off your taxes if you itemize
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
    Baby Step #7 Someday.......

  15. #15
    Registered User lisaflex's Avatar
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    anything that you havent worn in 2 yrs....try to consign it. most consignment want classics or high end names...do a search in your area and ask around. you can make some $$$ consinging...dont just donate it all..go thru it and do attempt to sell it first.

    if you have business clothing, try to consign and then donate to a battered womans shelter. just a thought. get a receipt for your taxes

    do the 15 min challenge as others have suggested...great idea. you can clear a lot of clutter out in 15 minutes...amazing...

    good luck.

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