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  1. 01-27-2011, 05:31 PM #1
    waterbaby77
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    Smile New Member introduction

    I'm new here. This seems like the best forum with a frugal focus out there, so I am excited about participating in some of the challenges and sharing/learning new tips.


    How did you hear about frugal village?
    Google search.

    What interests you here?
    Frugality, frugal challenges, Dave Ramsey, envelope system, among other things

    What will you contribute?
    Not sure yet

    Do you know any other members here?
    No.

    How many kids? Ages?
    None.

    Tell us about yourself.
    I live in Portland, OR. I've become interested in Dave Ramsey's system for getting debt free. It seems like the simplest, easiest to understand system out there. I have student loans, and a few credit card and other debts that I have been ignoring for years, but now I am gradually starting to work the snowball and pay them off. My student loan is now out of default (due in part to a generous gift from family) and I have a manageable monthly payment. I've cashflowed a ton of dental work in the past year, and paid off an old utility bill from a previous apartment, and 2 old medical bills. Not much but now that I'm using the envelope system, I feel that I am getting a handle on my spending and 2011 will be great!

    Do you own any pets?
    Yes, we have one cat.

    Occupation?
    I work in customer service.

    Married or single?
    Married for 1 year!

    Interests and hobbies?
    I love reading, cooking, going for hikes, music, and movies.
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  2. 01-27-2011, 05:37 PM #2
    HappyMama
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    Hi! Welcome to Frugal Village!
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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  3. 01-27-2011, 06:57 PM #3
    krbshappy71
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    Welcome to the family!
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)
    Yah, I suck at this money stuff, I know. That's why I'm here.
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  4. 01-27-2011, 07:15 PM #4
    piney
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    Hi and welcome you will find a lot of good tips here on saving and paying off debt.
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  5. 01-27-2011, 07:22 PM #5
    chickadee-7815
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    Hi and welcome. This is a great site. You'll learn a lot .
    Too Blessed to be Stressed.
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  6. 01-27-2011, 07:32 PM #6
    Darlene
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    Nice to meet you, make yourself at home!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!
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  7. 01-27-2011, 07:40 PM #7
    frugalfranny
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    Glad you have joined us.

    Woohoo.........another one from the Pacific Northwest!!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  8. 01-27-2011, 08:16 PM #8
    Debbie-cat
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    Hi and welcome from Minnesota! make yourself at home.
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  9. 01-27-2011, 10:10 PM #9
    madhen
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    Welcome to the village!
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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  10. 01-27-2011, 11:05 PM #10
    Paws
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    Hello and welcome!!
    Wife to DH ~ 15 years
    Mom to DD ~ 14 yrs old
    Mom to DS ~ 24 yrs old
    Fur mom to Nikko - Rottweiler, Maxx - German Shepherd-(my avatar pic), and Reno - Husky/Chow mix.
    *Rest peacefully my sweet Maxx*
    ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
    Judge not, and ye shall not be judged: condemn not, and ye shall not be condemned: forgive, and ye shall be forgiven
    Luke 6:37 (KJV)

    Change jar $14.55
    2012 Challenges
    Grocery budget~$/$300
    No spend days~/31 *Goal 15/31 days
    No eat out days~1/31 *Goal 15/31 days
    EF - /$1000.00
    Christmas fund - $110/$350
    Weekly Menu challenge - /52
    YTD Coupon total - $2173
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  11. 01-28-2011, 12:13 PM #11
    Sassyclass
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    Hello and welcome all the way fron NE Ohio.

    Cat
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  12. 01-28-2011, 01:10 PM #12
    pinetree
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    Hi and Welcome!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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  13. 01-28-2011, 01:33 PM #13
    DollarsOutOfDimes
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    Default New here too.

    I guess I should of found this before now, but I hope late is better than never.

    How did you hear about frugal village? lurking on the net

    What interests you here? saving money,

    What will you contribute? as much as I can when and where I can

    Do you know any other members here? no

    How many kids? I have 4 kids, 3 are in their 20's and one is still under 10 and living at home. I also have grandchildren and am expecting my first from my eldest daughter. (I am so PROUD of my babies)

    Tell us about yourself.
    My name is Michele and I am 44 years old, i had 3 kids with my first marriage who are now adults 2 married, and all living on own. I am SAHM right now to a 10 year old, have been doing this for most of my life, trying to live frugal.

    Do you own any pets? 2 a cat and a gerbil I want a dog so bad, but they are costly, and well can't afford it.

    Occupation? I have done it all, but right now, working for myself, making very little money.

    Married or single? married.

    Interests and hobbies? reading, and music and shopping (frugally) I also like a little gossip.

    Looking forward to the future posts and hugs and way to go's.
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  14. 01-29-2011, 08:38 AM #14
    ilovechocolate
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    Hi and welcome!
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