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Thread: Checking in for the first time.
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02-28-2011, 05:23 PM #1
Checking in for the first time.
How did you hear about frugal village?
Web Search for "Dave Ramsey" "Envelope Budgeting" Forum
What interests you here?
Learning better spending management techniques and cost cutting measures, keeping myself motivated to complete DR's Baby Steps.
What will you contribute?
Will be happy to help others with suggestions, advice, and support.
Do you know any other members here?
Nope, but I think I recognized a screen name or two from DR's forums.
How many kids? Ages?
Two, ages 6 and 4.
Tell us about yourself.
Married, 40 years old, two kids, Mechanical Engineering Degree, originally from Arkansas, country boy at heart, heavily involved in minor party politics.
Do you own any pets?
One cockatiel and a 75 gallon freshwater aquarium.
Occupation?
Training and Performance Consultant for Oil and Gas. I design training and qualification systems for operators, engineers, maintenance, etc and also write training manuals.
Married or single?
Married for 12 years and counting to the most wonderful lady in the world.
Interests and hobbies?
politics, woodworking, outdoor activities.
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02-28-2011, 06:43 PM #2Moderator
- Join Date
- Apr 2007
- Location
- Baltimore, Md
- Posts
- 3,608
- Post Thanks / WTG / Hug

- Blog Entries
- 2
- Rep Power
- 26
Welcome to the Village!
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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02-28-2011, 06:44 PM #3
Welcome to Frugal Village!
*Angel*
Dave R. Plan
Step one - Done
Step two-Done
Step three-Done
Step four-Done
Step five- Working on
Step six- almost done
Living debt free except the mortgage and working on that !!!
Be content with what you have;
Rejoice in the way things are,
When you realise there is nothing lacking,
the whole world belongs to you.
-Lao Tzu
Have Courage
“Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson
"I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou
"Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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02-28-2011, 06:47 PM #4
Welcome
There's a wealth of information here.
Mom to Emma, Spencer, Connor, Lily,Fletcher, Amelia and Adeline.
Mortgage $78,500/$15,200
EF 3 mo income barring
anymore emergencies
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02-28-2011, 07:00 PM #5
to fv from another Arkansas.
challanges for 2012
Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
May,no spend days challange 20-5/8
1-26/2-18/3-26/4-24/
change jar
1-2012 Grocery,hba,stockpiling $168.46
2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
3-2012 """""""""""""""""""""""""""""$136.52
4-2012"""""""""""""""""""""""""""""""$97.97
5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
2 
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02-28-2011, 08:04 PM #6Founder
- Join Date
- Apr 2001
- Location
- Michigan
- Age
- 42
- Posts
- 18,923
- Post Thanks / WTG / Hug

- Blog Entries
- 10
- Rep Power
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to frugal village.
If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.
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Family blog: Sign Saga!
“A monumental event can happen any day." --Peale
"Leap and the net will appear.” --John Burroughs
Would the child you once were be inspired by the adult you've become?
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02-28-2011, 08:06 PM #7
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02-28-2011, 08:10 PM #8
Welcome. I'm sort of new here too. I was a shy lurker for a good year before I posted (now I'm sure some people wish I'd shut up LOL). I'm also in Texas, and I also have parrots and fish tanks.
Good luck on your Dave Ramsey program. I followed Dave's program to debt freedom and really benefited from the steps (and I listen to his podcast each and every day). My sincere best.
Totally debt free since January 2011.
Fully funded Emergency Fund complete December 12, 2011! Yeah!
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02-28-2011, 08:11 PM #9
Hi, make yourself at home.
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
Leo Buscaglia
2012 Challenges
Books Read: 43
:
Become a Fan of Frugalvillage on Facebook!

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02-28-2011, 10:10 PM #10
Thanks all!
And whooooo-pig-soooooie to my fellow Arkie!
And howdy to my fellow Texan!
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03-01-2011, 12:36 AM #11
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03-01-2011, 07:15 AM #12
Hi and welcome from Florida! Look forward to reading your posts
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Challenge May
$00.00
Year / $
May/ Grocery
$/Goal $400 Total
Eat Out No More May
Goal 20
Accomp/18
No Spend Challenge
Goal 10/
Accomp/15
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03-01-2011, 07:29 AM #13
Welcome to the forum Dave
Russ
Truck payments:109876 5 4 3 2 1 WAHOO!
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03-01-2011, 11:13 AM #14Registered User
- Join Date
- Dec 2008
- Location
- Minnesota
- Age
- 47
- Posts
- 22,743
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- Blog Entries
- 166
- Rep Power
- 129
Hi and welcome from Minnesota!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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03-01-2011, 11:18 AM #15
Hello from Lou-zee-ana and a fellow oil & gas employee.
Lease/Title Analyst here.
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