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  1. #1
    Registered User HoustonDave's Avatar
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    Default Checking in for the first time.

    How did you hear about frugal village?

    Web Search for "Dave Ramsey" "Envelope Budgeting" Forum

    What interests you here?

    Learning better spending management techniques and cost cutting measures, keeping myself motivated to complete DR's Baby Steps.

    What will you contribute?

    Will be happy to help others with suggestions, advice, and support.

    Do you know any other members here?

    Nope, but I think I recognized a screen name or two from DR's forums.

    How many kids? Ages?

    Two, ages 6 and 4.

    Tell us about yourself.

    Married, 40 years old, two kids, Mechanical Engineering Degree, originally from Arkansas, country boy at heart, heavily involved in minor party politics.

    Do you own any pets?

    One cockatiel and a 75 gallon freshwater aquarium.

    Occupation?

    Training and Performance Consultant for Oil and Gas. I design training and qualification systems for operators, engineers, maintenance, etc and also write training manuals.

    Married or single?

    Married for 12 years and counting to the most wonderful lady in the world.

    Interests and hobbies?

    politics, woodworking, outdoor activities.

  2. #2
    Moderator Ceashels's Avatar
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    Default

    Welcome to the Village!
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.

  3. #3
    Registered User HappyMama's Avatar
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    Welcome to Frugal Village!
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)

  4. #4
    Registered User joyofsix's Avatar
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    Default

    Welcome There's a wealth of information here.
    Mom to Emma, Spencer, Connor, Lily,Fletcher, Amelia and Adeline.

    Mortgage $78,500/$15,200
    EF 3 mo income barring
    anymore emergencies

  5. #5
    Registered User piney's Avatar
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    Usa
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    Default

    to fv from another Arkansas.
    challanges for 2012
    Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
    May,no spend days challange 20-5/8
    1-26/2-18/3-26/4-24/
    change jar
    1-2012 Grocery,hba,stockpiling $168.46
    2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
    3-2012 """""""""""""""""""""""""""""$136.52
    4-2012"""""""""""""""""""""""""""""""$97.97
    5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
    2

  6. #6
    Founder Sara Noel's Avatar
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    to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

    Follow us on Twitter!


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    Become a Fan of Frugal Village on Facebook!


    Family blog: Sign Saga!


    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?

  7. #7
    Registered User low-1's Avatar
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    Northern Manitoba
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    Welcome to the village! I just got here last week.

  8. #8
    Registered User OOwl's Avatar
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    Default

    Welcome. I'm sort of new here too. I was a shy lurker for a good year before I posted (now I'm sure some people wish I'd shut up LOL). I'm also in Texas, and I also have parrots and fish tanks. Good luck on your Dave Ramsey program. I followed Dave's program to debt freedom and really benefited from the steps (and I listen to his podcast each and every day). My sincere best.
    Totally debt free since January 2011.
    Fully funded Emergency Fund complete December 12, 2011! Yeah!


  9. #9
    Super Moderator Darlene's Avatar
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    Hi, make yourself at home.
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!

  10. #10
    Registered User HoustonDave's Avatar
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    Default

    Thanks all!

    And whooooo-pig-soooooie to my fellow Arkie!

    And howdy to my fellow Texan!

  11. #11
    Registered User frugalfranny's Avatar
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    Glad you have joined us.
    Travel light. The baggage of the past can only hold you back.

    January Book List

  12. #12
    Registered User NikoSan999's Avatar
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    Hi and welcome from Florida! Look forward to reading your posts
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15

  13. #13
    Super Moderator Russ's Avatar
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    Welcome to the forum Dave
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!

  14. #14
    Registered User Debbie-cat's Avatar
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    Default

    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  15. #15
    Registered User shp1055's Avatar
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    Hello from Lou-zee-ana and a fellow oil & gas employee.
    Lease/Title Analyst here.

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