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Thread: Remember me?
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04-15-2011, 05:26 AM #1Registered User
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Remember me?
Hi! I don't know if you all remember me. I have been gone awhile and now I am back. I messed up on my debt and now I'm really to tackle it head on. I missed you all and now I'm staying put. So happy to be back! By the way my name's Erma go by wwe11.
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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04-15-2011, 06:12 AM #2
I remember you! welcome back.
11% gross to retirement
10% takehome to tithe and offerings
emergency fund maintained at 3000(works for me)
credit card debt 7500
mortgage free
freedom accounts/sinking funds that ebb and flow
then live on the rest!
i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.
"i create prosperity, abundance, and savings for me and my household"
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04-15-2011, 06:50 AM #3Super Moderator
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I remember you. Welcome back.
Russ
Truck payments:109876 5 4 3 2 1 WAHOO!
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04-15-2011, 07:31 AM #4Registered User
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I remember you and welcome back..Looking forward to your posts.
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04-15-2011, 07:50 AM #5Moderator
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Hello again!
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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04-15-2011, 08:07 AM #6Registered User
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nice to see you.Old members making a come back appears to be trend right now.
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04-15-2011, 08:11 AM #7Registered User
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Yes I remember you and welcome back!
Married 22 years to Mark
Mom to Ryan 25
Lisa 18
and Yorkie Lexi
SAHM in Florida
starting totals
Mortgage $142,458/$155,000
-----------------------
change jar total $95.00
EF $1000.00
A friendly reminder Always wear sunscreen!
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04-15-2011, 08:20 AM #8Rude and Vile Master
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YOU!
How DARE you show your face again???
Just kidding - welcome back!
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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04-15-2011, 08:48 AM #9Registered User
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Yes, I too remember you and welcome back. Lots of people that were MIA are back again. Looking forward to your posts.
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04-15-2011, 08:49 AM #10Registered User
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I was wondering were you went! Glad you are back!!
Dh Bob FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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04-15-2011, 08:56 AM #11Registered User
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back i remember you.
challanges for 2012
Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
May,no spend days challange 20-5/8
1-26/2-18/3-26/4-24/
change jar
1-2012 Grocery,hba,stockpiling $168.46
2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
3-2012 """""""""""""""""""""""""""""$136.52
4-2012"""""""""""""""""""""""""""""""$97.97
5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
2 
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04-15-2011, 09:20 AM #12Registered User
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Welcome back!
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04-15-2011, 10:52 AM #13Registered User
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Welcome back!!!!!
*Angel*
Dave R. Plan
Step one - Done
Step two-Done
Step three-Done
Step four-Done
Step five- Working on
Step six- almost done
Living debt free except the mortgage and working on that !!!
Be content with what you have;
Rejoice in the way things are,
When you realise there is nothing lacking,
the whole world belongs to you.
-Lao Tzu
Have Courage
“Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson
"I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou
"Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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04-15-2011, 10:54 AM #14Moderator
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So glad you're back!!
Travel light. The baggage of the past can only hold you back.
“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
__________________
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04-15-2011, 12:15 PM #15Moderator
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of course...... glad to see you around again. I love it when us veterans come back to the fold (I had a bit of being AWOL too, so I get it!)
:
Traci
dh 20 years
ds 14 ~ Russia
ds 14 ~ Russia
dd 6 ~ China
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