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06-07-2011, 10:06 AM #1
Been gone a while, but now I'm back
Hi everyone!
I've been gone for nearly 2 years, I do pop on every now and then. I'm still in nursing school and I only have 3 more quarters to go. I've worked extremely hard to keep my 4.0 GPA and in the meantime my frugality has taken a huge hit. But I'm back and more focused, and bound and determined to leave college with as little debt as possible.
What my plans are:
*Focus to pay down credit cards (ugh, those darn things again)
*Save up $1000 (have 900 right now)
*Filled out financial aid and will receive a Pell Grant this year
*Accepted a scholarship for academic achievement (pays 1/2 my tuition)
*garden is planted
*Pool is set up in the backyard (summer entertainment for kids)
*Summer vacation is all paid for (we're bringing food, and planned on eating out 1 time while gone)
*turn down hot water heater
*clothes line is strung finally getting some nice weather and no rain
* menu planning (been slacking big time)
So for now these are the changes I've made and can handle while still going to school full time. I'll add more if I can handle them
thanks everyone for being a great inspiration to me!~~~Lisa~~~
Finally a Registered Nurse
Wife to Mike married in 1996
Mom to dd Sydney 14
dd Lauren 12
ds Gabe 10
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06-07-2011, 10:34 AM #2
back
challanges for 2012
Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
May,no spend days challange 20-5/8
1-26/2-18/3-26/4-24/
change jar
1-2012 Grocery,hba,stockpiling $168.46
2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
3-2012 """""""""""""""""""""""""""""$136.52
4-2012"""""""""""""""""""""""""""""""$97.97
5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
2 
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06-07-2011, 10:48 AM #3
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06-07-2011, 12:26 PM #4
Welcome back!
Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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06-07-2011, 02:53 PM #5Moderator
- Join Date
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Hello again!
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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06-07-2011, 03:03 PM #6
welcome back!
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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