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  1. #1
    Registered User momofslg's Avatar
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    Default Been gone a while, but now I'm back

    Hi everyone!

    I've been gone for nearly 2 years, I do pop on every now and then. I'm still in nursing school and I only have 3 more quarters to go. I've worked extremely hard to keep my 4.0 GPA and in the meantime my frugality has taken a huge hit. But I'm back and more focused, and bound and determined to leave college with as little debt as possible.

    What my plans are:
    *Focus to pay down credit cards (ugh, those darn things again)
    *Save up $1000 (have 900 right now)
    *Filled out financial aid and will receive a Pell Grant this year
    *Accepted a scholarship for academic achievement (pays 1/2 my tuition)
    *garden is planted
    *Pool is set up in the backyard (summer entertainment for kids)
    *Summer vacation is all paid for (we're bringing food, and planned on eating out 1 time while gone)
    *turn down hot water heater
    *clothes line is strung finally getting some nice weather and no rain
    * menu planning (been slacking big time)

    So for now these are the changes I've made and can handle while still going to school full time. I'll add more if I can handle them

    thanks everyone for being a great inspiration to me!
    ~~~Lisa~~~

    Finally a Registered Nurse

    Wife to Mike married in 1996

    Mom to dd Sydney 14
    dd Lauren 12
    ds Gabe 10

  2. #2
    Registered User piney's Avatar
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    Default

    back
    challanges for 2012
    Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
    May,no spend days challange 20-5/8
    1-26/2-18/3-26/4-24/
    change jar
    1-2012 Grocery,hba,stockpiling $168.46
    2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
    3-2012 """""""""""""""""""""""""""""$136.52
    4-2012"""""""""""""""""""""""""""""""$97.97
    5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
    2

  3. #3
    Super Moderator Russ's Avatar
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    Default

    Welcome back Lisa!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!

  4. #4
    Registered User pinetree's Avatar
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    Default

    Welcome back!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.

  5. #5
    Moderator Ceashels's Avatar
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    Default

    Hello again!
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.

  6. #6
    Registered User wwe11's Avatar
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    Default

    welcome back!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF

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