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  1. 06-28-2011, 04:33 PM #1
    Russ
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    Default Bank of hell irony

    Earlier this month BofA deemed it necessary to close our HELOC due to falling home prices. No biggie, we were not planning on using it again.

    The ironic part... they have sent no less than 4 applications for a new credit card.

    So they want to give unsecured credit vs semi secure credit. Doesn't make a whole lot of business sense.
    Last edited by Russ; 06-29-2011 at 02:03 PM.
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  2. 06-28-2011, 04:41 PM #2
    Ceashels
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    WTG! You're a good customer.
    The Free Spirit Saver who walks the path with Greebo.

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    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  3. 06-28-2011, 04:44 PM #3
    Nishu
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    Quote Originally Posted by Russ View Post
    Doesn't make a whole lot of business sense.
    Yeah, well, when you're too big to fail I imagine you can get away with all kinds of nonsense. Btw I'm going to be using this vastly underutilized smiley when I'm talking about BOA from now on. I think it's fitting.
    ~Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.~

    ~The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.~
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  4. 06-28-2011, 04:49 PM #4
    Josephhgoins
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    Default

    My credit union gives me 9% on my car loan and 6% on my credit line. The credit line is just like a CC and isn't secured with anything at all.

    When I pointed this out to someone a few months ago (trying to get the car rate reduced) he said with a straight face that it all depends on your credit score.

    I then pointed out how stupid that was he chuckled and said "yeah, sometimes its like that"
    total debt: $23977.09 updated 04/02/11
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  5. 06-29-2011, 09:29 AM #5
    frugalfoster
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    Quote Originally Posted by Nishu View Post
    Yeah, well, when you're too big to fail I imagine you can get away with all kinds of nonsense. Btw I'm going to be using this vastly underutilized smiley when I'm talking about BOA from now on. I think it's fitting.
    HAHAHAHA... Funny Nishu!!!!
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  6. 06-29-2011, 01:16 PM #6
    Cricketlegs
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    Default

    Oh yeah I told dh things must be looking up as all the credit card applications are in the mail again...the break was nice.....
    The math never lies, budget in INK!

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  7. 06-29-2011, 06:22 PM #7
    Imarachne
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    Maybe they really miss you ! LOL
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  8. 06-29-2011, 10:22 PM #8
    Debbie-cat
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    Well, they are too bright.
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