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  1. 07-13-2011, 11:41 PM #1
    From Debt to Set
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    Default Couple Things About Me

    Hi Everyone,

    I saw these questions were meant for new members and wanted to respond to them so you had an idea of who I am and what I am about.

    In the process of going from debt to set,

    -Steven

    How did you hear about frugal village?

    I was on the internet tonight and happened to come across this forum by chance through a google search.

    What interests you here?

    Going through the same things as others and having an environment where I can get advice as we work our way through our mountain of stupid tax (i.e., student loans). Yeah! See, I do have a Ph.D. in DUMB.

    What will you contribute?

    I am ambitious, enthusiastic, motivated, positive, and ready to share our story. I want to talk about our lives as we make the journey from debt and hopelessness to the land of DEBT FREE. We will get there. I am a person that accomplishes what I set my mind to. I failed out of college in 2001 right out of high school with a 0.4 GPA (you read that correctly). After working "odds and ends" jobs, I went back and didn't stop until I got my Ph.D.. I couldn't land a job related to what I went to school for after graduating in 2010, but with perseverance and many, many hours spent in front of the computer and in front of interviewers, I landed my dream job. Join me as we work our way to DEBT FREE. We will be screaming that in the lobby of Financial Peace plaza sooner than later. We're coming, Dave. Get ready for us!

    Do you know any other members here?

    I do not know any members yet, but look forward to meeting what appear to be some great people in this forum.

    How many kids? Ages?

    We do not have kids yet, but plan to some time in the not too distant future.

    Tell us about yourself.

    My girlfriend and I live in the D.C. metro area. I recently graduated in 2010 with my Ph.D. in Psychology. After graduating, I could not find the job I wanted or went to school for. All I could find were Ph.D. Secretary and Leasing Consultant positions that were completely humbling and made me hungrier than ever for success.

    After 17 months of looking, applying, and interviewing for over 200 jobs, I finally landed my dream job. It has been a long road, but one that has inspired me to write about our story. I have always wanted to write about our experiences, but just needed that Dave Ramsey nudge, like only he could give. He fired me up and I have not stopped since. I am on a mission to become debt free and to inspire others not to follow along with our moronic decisions. Student loans are not a good idea. Plain and simple.

    Do you own any pets?

    No, I do not own any pets. I do want to get a bulldog one day and I want to name him something funny like "Buford", "Bernard", or "Wellington".

    Occupation?

    I am a researcher.

    Married or single?

    I have been with my beautiful girlfriend the past 8 years. We plan on getting married in the next couple years now that we are done with graduate school and both have jobs (thankfully!). It's been a long journey.

    Interests and hobbies?

    I enjoy reading, writing, paying off debt, eating great food, and meeting new people.
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  2. 07-13-2011, 11:52 PM #2
    bumplett
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    Default



    I look foward to your future posts ~ as well as your g/f, as you must get her to sign in as well

    I hope you enjoy the village!
    Don't Breed or Buy While Shelter Pets Die

    married 16 yrs to my
    mom to big J (15)
    mom to little j (8)
    Zena Cherry Sara Knat Lucky Chianti Abby Alice Jasper
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  3. 07-13-2011, 11:54 PM #3
    bumplett
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    oh, and I may as well take the opportunity now:

    when you get ready to bring that bulldog home, please find a rescue before considering buying from a breeder.



    You're welcome to knock on my village door when the time comes, I'll help you find your fuzzy best friend.
    Don't Breed or Buy While Shelter Pets Die

    married 16 yrs to my
    mom to big J (15)
    mom to little j (8)
    Zena Cherry Sara Knat Lucky Chianti Abby Alice Jasper
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  4. 07-14-2011, 12:10 AM #4
    From Debt to Set
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    Default Thanks!

    Hello!

    I certainly will try and get her to join as well. She is certainly shy about these types of things, but I am sure she'll come around.

    In regard to the dog, absolutely.

    Have a great evening!

    In the process of going from debt to set,

    -Steven
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  5. 07-14-2011, 07:11 AM #5
    onencgirl
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    Hi and welcome to the village from NC.
    If You Find Yourself Dancing In The Rain
    You Have Been Blessed
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  6. 07-14-2011, 08:59 AM #6
    ktsmama
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    Welcome from SC. You will learn more than you could ever imagine from everyone here.
    Robbin

    Mom to Katey
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  7. 07-14-2011, 09:02 AM #7
    missyali
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    WELCOME!
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  8. 07-14-2011, 12:03 PM #8
    piney
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    Glad to see more young people trying to be debt free and i know you can and i will be rooting for you from and old timer.
    challanges for 2012
    Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
    May,no spend days challange 20-5/8
    1-26/2-18/3-26/4-24/
    change jar
    1-2012 Grocery,hba,stockpiling $168.46
    2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
    3-2012 """""""""""""""""""""""""""""$136.52
    4-2012"""""""""""""""""""""""""""""""$97.97
    5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
    2
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  9. 07-14-2011, 12:42 PM #9
    Libby
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    Welcome to the village
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  10. 07-14-2011, 04:01 PM #10
    Momto5RN
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    Hiya welcome !!!
    *~Debbi~*
    Happily Married Mom to 5 ; PT Home Care RN
    Living with FMS

    “Fear less, hope more; Eat less, chew more; Whine less, breathe more;
    Talk less, say more; Love more, and all good things will be yours”
    Swedish Proverb

    *~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
    Getting Gazelle like 7/1/10
    Paid off 6 CC's totalling $6807 in 2010
    Paid off car 9000
    2011
    Quit 2nd Job for health reasons so going slower .
    2012
    purchased used car in cash 5000
    *~*~*~*~*~*~*~*~*
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  11. 07-14-2011, 04:44 PM #11
    gottadance
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    Hi there! A BIG welcome to you. I'm helping my bf better manage $ and go from debt to set.
    Goals:
    Lose 25 lbs (exercise at least 3 times/wk/eat healthy)
    Spend less
    Save more $ in ES
    Frugal challenge
    Do three things daily
    One new recipe a week
    Prep for zombie apocalypse
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  12. 07-14-2011, 07:24 PM #12
    Michelle68
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    Welcome! Love your go-get'em attitude.
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  13. 07-14-2011, 10:24 PM #13
    oheoh's momma
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    Hi and welcome from KY. Sounds like u have a lot of things going for u. Any hoo good luck and you will learn a lot here
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