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08-06-2011, 05:04 PM #16Registered User
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Yes, I really didn't mean for the thread to become political or divisive. Sometimes it's a fine line because so much of my frugalness hinges somewhat on government and politics. I can watch my food budget carefully, but when high gas prices force shipping prices for food to increase and farmer's fuel costs increase, then I see my budget blown away. That's when I would like to see our government fund more research in synthetic fuels. So my frugal nature leads to politics.... sigh.... Strange bedfellows, eh?
Spiritual:
"You are fearfully and wonderfully made." Please... respect life.
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Debt free, hoping to stay that way!
MY BLOG: glorybug.wordpress.com
1. Keep on writing.
2. Get some balance in my life.
3. Lose weight. Hopefully 5# this year. (9.5 pounds right now! Yay, Me!!)
4. Continue to be looking for how God wants to use me this year.

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08-07-2011, 06:17 PM #17Registered User
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"Be the change you want to see in the world." Gandhi
I'm a firm believer in the above quote. I agree with so many of the things said on this thread. However, we are all thinking of the government doing these things for the good of the people. Most of the government only things of the good of the people in the government.
To cause change, we have to each say to ourselves, "I'm not going to support this anymore."
~ Cut back on your consumer goods.
~ Purchase your food and goods as locally as possible, putting money into the pockets of the local business people and farmers.
~ Say "bite me" to the oil companies by walking, purchasing an ultra-economical vehicle if you can afford it, and boycotting their products as much as you can, while still functioning.
~ Barter, don't sell, whenever you can.
~ Limit your spending on non-essentials, especially those made far away. This cuts out foreign manufacturing, avoids lining the pockets of the oil companies who profit from the shipping, and rejuvenates the economy of your local area.
~ Be prepared to spend more for local items - the vendor's expenses are going up just as much as yours are. Keep in mind, when you buy less, you can afford to pay a little more.
Our "global" economy has caused the certain death of our national economy.
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08-07-2011, 07:58 PM #18
I feel we need...
BALANCE. I don't feel that the poor and middle class should EXCLUSIVELY pay for the wars that were not funded, but also that we have to do what we can to make doing business in this country easier. Each side needs to give a little. Cokie Roberts said it best today, our government is not a parliamentary style government like in Europe so whoever is in the majority can not exclusively get their way and the way our political system is set up is so no ONE party can tilt the balance of power (hence the 3 branches of government) so essentially they ALL have to work together as well as what kind of example are we setting for our children about working together. Nice topic.
Rhonda
Mother to 10 yo Tony
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08-08-2011, 07:23 AM #19Moderator
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~That isn't true.
The bottom 50% of wage earners pay no income tax. Who pays ? and who doesn’t pay ? income taxes | Jay Bookman
The richest 10% pay almost 70% of the taxes collected. Guess Who Really Pays the Taxes — The American Magazine ~~Constance
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08-08-2011, 08:22 AM #20Registered User
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What if the politicians were limited to only one term in office? Do you think that maybe they could do what we elected them to do instead of using most of their time campaigning towards re-election?
Chekhov said, "Any idiot can face a crisis; it is this day-to-day living that wears you out."
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08-08-2011, 08:36 AM #21
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08-08-2011, 08:37 AM #22
11% gross to retirement
10% takehome to tithe and offerings
emergency fund maintained at 3000(works for me)
credit card debt 7500
mortgage free
freedom accounts/sinking funds that ebb and flow
then live on the rest!
i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.
"i create prosperity, abundance, and savings for me and my household"
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08-09-2011, 04:37 AM #23
I live in Europe, in a small city about 30 km from the countryside town I work in. Gas here is about $8/gallon. In addition, people pay 180% of the cars value in tax in order to register it. Income tax is 40% - 50% and sales tax is 25% on everything.
Still, we don't have half the financial issues here that the US has. Your problems are much bigger than the cost of fuel. The US shipped most of its manufacturing jobs overseas and started importing oil because Americans feel entitled to cheap everything.
We don't have cheap everything here. In fact we have very little cheap anything. We pay more, but the quality is better. We have less, but we don't need more.
I do not live in a heavily populated populated area. During peak times, the bus to/from work/home runs once an hour, it costs be about $6 each way. I ride my bike over 1 km to the bus stop in wind, rain, and snow. Then I walk 2 km to my office.
If I want to take a 1.5 hour train trip to Copenhagen, It's about $100 round trip.
I do my grocery shopping on a bike. Last week, I hauled home 30 lbs of cat liter and 5 liters of paint on my bike because it was raining and I didn't want to ride across town twice.
Americans have a very romantic view of European public transit. Outside of major capital cities, it isn't much better or worse than in the US. Americans are spoiled and even if we tripled the amount of public transit in the US, most Americans would not give up their warm, dry cars to ride a bike in the rain to a bus that costs $12 round trip, or to haul groceries home on a bike.
Living here is not the same as vacationing here in Rome, Paris, London, etc. Americans are spoiled and have a strong sense of entitlement.
Moving to Europe has really given me a different perspective on things.
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08-09-2011, 10:49 AM #24
The government and the problems we have reflect the greedy, self entitled, no taking responsibility for ourselves, it's all about me society that we have today. FDR could be in the white house right now and would have the same out come that President Obama had. For example if you bought a house when we were in a housing bubble and prices were through the roof, did not read the fine print or understand your mortgage then it's your fault and you must suffer through the consequences. Everyone whines and blames everyone else, no you are an adult and it's your fault, you know that if you make 30,000 a year you can not afford a 300,000 dollar house that's just being greedy. A house that was worth 70,000 in 2005 was not worth 250,000 in 2006.
I'm middle of the road politically so no left or right wing opinions just common sense.
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08-09-2011, 12:50 PM #25Registered User
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I agree, 227Melissa. We absolutely must take responsibility for how we live. Government is needed in places such as protection, currency, interstate commerce, etc., but we have shifted so much of our responsibility onto the government. By the way, I am for small government.
Spiritual:
"You are fearfully and wonderfully made." Please... respect life.
Financial:
Debt free, hoping to stay that way!
MY BLOG: glorybug.wordpress.com
1. Keep on writing.
2. Get some balance in my life.
3. Lose weight. Hopefully 5# this year. (9.5 pounds right now! Yay, Me!!)
4. Continue to be looking for how God wants to use me this year.

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