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Thread: my intro
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10-15-2011, 10:20 AM #1
my intro
Hi everyone,
My name is Samantha but everyone calls me Sam. I live in Southeastern MN. I run a daycare with a friend of mine and we care for 14 kids on the daily basis. I have a 7yr old princess and a 11yr old prince. I have a bichon Frise furbaby and happily married for 8 years.
I am getting tired of having to live paycheck to paycheck and am trying to come up with ways for me to save money and still provide for my family and still have money in the bank so I am looking for any suggestions I can get. I am open to anything and everything.
I look forward to getting to know all of you on this journey of mine.
Sam
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10-15-2011, 10:24 AM #2Registered User
- Join Date
- May 2006
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- WV
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- 47
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this forum is such a source (wealth) of information for me ~ i'm sure it will be for you too. welcome!
"Frugality without creativity is deprivation."-Amy Dacyczyn 
♥ In love with an Amazing Man ♥
My KatKids:♥
marlee ♥
lucy ♥
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10-15-2011, 10:35 AM #3
Welcome to Frugal Village!
*Angel*
Dave R. Plan
Step one - Done
Step two-Done
Step three-Done
Step four-Done
Step five- Working on
Step six- almost done
Living debt free except the mortgage and working on that !!!
Be content with what you have;
Rejoice in the way things are,
When you realise there is nothing lacking,
the whole world belongs to you.
-Lao Tzu
Have Courage
“Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson
"I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou
"Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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10-15-2011, 01:26 PM #4
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10-15-2011, 01:30 PM #5
Hi and Welcome!
Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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10-15-2011, 02:52 PM #6
Hi there Sam, make yourself at home!
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
Leo Buscaglia
2012 Challenges
Books Read: 43
:
Become a Fan of Frugalvillage on Facebook!

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10-15-2011, 06:48 PM #7
Hi and welcome to the village.
If You Find Yourself Dancing In The Rain
You Have Been Blessed
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10-15-2011, 06:51 PM #8Registered User
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Welcome Sam
Welcome to Frugal Village, you'll get great ideas here and lots of support.
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10-15-2011, 06:54 PM #9
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10-15-2011, 06:55 PM #10Master Dollar Stretcher
- Join Date
- Feb 2006
- Location
- California
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Hi Sam! Welcome from CA!!
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15
June wasted money: $0
June grocery: $0/400
2012 LAPAW: 8.8/20
2012 Get-Thee-To-The-Gym Challenge: 7/52
: 1136/66,795
Run/walk challenge: 91/520 miles
Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750)
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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10-15-2011, 07:00 PM #11
Welcome... There are lots of great ideas here
Frugalista Mama to DD 12 & DS 8
Crazy Boxer *Sadie*
**Debt Free Minus the House**
2012
Challenge 17/50
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10-15-2011, 08:26 PM #12Registered User
- Join Date
- Aug 2005
- Location
- Canadian prairies
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Glad you could join us! Snoop around and ask questions. You'll find we're a friendly bunch.
2012 Challenges
Use it up Challenge
20 Wishes Challenge: 1/20
Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)
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10-15-2011, 08:35 PM #13
Sam you will find a lot of good information and friendly people here that will answer your questions.
challanges for 2012
Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
May,no spend days challange 20-5/8
1-26/2-18/3-26/4-24/
change jar
1-2012 Grocery,hba,stockpiling $168.46
2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
3-2012 """""""""""""""""""""""""""""$136.52
4-2012"""""""""""""""""""""""""""""""$97.97
5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
2 
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10-15-2011, 09:18 PM #14Registered User
- Join Date
- Dec 2008
- Location
- Minnesota
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- 47
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Hi and welcome Sam from North Central Minnesota!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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10-15-2011, 11:25 PM #15
Another Minnesota welcome from the arrowhead, home of the BWCA, Iron Range, and the Pagami Creek forest fire!
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
“Anything you cannot relinquish when it has outlived its usefulness possesses you.” -Mildred Lisette Norman
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20 Wishes Challenge: 6/25
Use It Up Challenge: 0 UFOs finished
Monthly sewing challenge: Seat cover for truck, pockets on go bag
2011 Home Project Organizational Challenge: Sort eight boxes
Self-Sufficiency Challenge: Attach ledger for deck
Homesteading Skill-A-Month Challenge: Make four WW recipes 0/4
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