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  1. 10-31-2011, 11:53 AM #1
    dwnloom
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    Default renters insurance help

    I am looking for renters insurance. We have bad credit, with a deed in lieu...not banruptcy or forclosure.....Anyone have any ideas? I have called Allstate, but the main agent was out....they will call tomorrow. I called farm bureau....the agent has to call the main office. I havent had renters insurance in over 20 yrs, so, I never thought this would be a problem. I know there are quite a few firms I can call, but was wondering if anybody had any suggestions.

    Thanks,

    Dawn
    Dawn

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  2. 10-31-2011, 12:19 PM #2
    Greebo
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    Quote Originally Posted by dwnloom View Post
    I am looking for renters insurance. We have bad credit, with a deed in lieu...not banruptcy or forclosure.....Anyone have any ideas? I have called Allstate, but the main agent was out....they will call tomorrow. I called farm bureau....the agent has to call the main office. I havent had renters insurance in over 20 yrs, so, I never thought this would be a problem. I know there are quite a few firms I can call, but was wondering if anybody had any suggestions.
    Call your current auto insurance provider - you should qualify for a multi-policy discount.

    As for your credit - it may bump your premiums a bit but you're looking at something like $100/yr to $200/year tops. Not a huge cost.
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  3. 10-31-2011, 01:12 PM #3
    Momto5RN
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    when my son was renting a house or an apt in colleeg we got his at Geico - did it all online - think it was 54$ for the year to cover his belongings . we do have geico car insurance also .
    no dealing with annoying middle man .
    *~Debbi~*
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  4. 10-31-2011, 01:33 PM #4
    justpeachy92
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    Ours is also through our car insurance company.
    Challenges



    EF $3975.00



    debt:
    medical bill $890/$6000
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  5. 10-31-2011, 03:02 PM #5
    greekislandgirl
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    When I lived in the US, I had Travelers for rental insurance. I never made a claim though, so I can't comment on them. But it's another one you could ask.
    My Brand-New Blog: http://homeingreece.wordpress.com
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  6. 10-31-2011, 03:26 PM #6
    dcompton
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    I agree - try your car insurance company first.

    I use State Farm for mine. I don't know what credit guidelines they have, but you could check them out.
    Donna

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