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Thread: Hello from NH
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11-09-2011, 09:13 AM #1Registered User
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Hello from NH
hello I am a student/mom from New Hampshire, and I joined because I am trying to set limits for my spending habits...
Its not the amount of money I spend that bothers me.....Its how I spend it....
My Husband does not work all winter ( he does seasonal work) and we handle finances separate . He pays the mortgage , I pay for my own needs and the kids needs....It gets hard in winter but I feel I have no one but myself to blame ....
For fun I am familiar with forums...I do facebook games like Farmville, Pet society , and enjoy my reading and cooking, and keeping the house.
Part of what makes me want to change my life is that I see so many people who struggle, and that have less then me , and that makes me sad when I see how wasteful I am..
I am hoping maybe I can chat and spread what knowledge I have gained in life to help /share with others
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11-09-2011, 09:20 AM #2Registered User
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Hello and welcome! Join right in and hope you enjoy it here.
Married 22 years to Mark
Mom to Ryan 25
Lisa 18
and Yorkie Lexi
SAHM in Florida
starting totals
Mortgage $142,458/$155,000
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change jar total $95.00
EF $1000.00
A friendly reminder Always wear sunscreen!
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11-09-2011, 09:31 AM #3Registered User
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welcome for a fellow New Englander! I'm from Connecticut!
jump right in and make yourself at homeJudy
never loose site of the big picture
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11-09-2011, 10:29 AM #4Registered User
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Hi and welcome from Minnesota. Make yourself at home!
Dh Bob FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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11-09-2011, 11:29 AM #5Registered User
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Hi and Welcome!
Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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11-09-2011, 11:58 AM #6Registered User
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Ty for the welcomes its very interesting to read the threads and some of the posts!
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11-09-2011, 01:38 PM #7Super Moderator
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Welcome to FV Kerri! Never too late to have want to have a change in attitude and deeds. Saving money can be alot of fun and it's a lot easier to enjoy life if you aren't worried every winter. You can do it.
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
Leo Buscaglia
2012 Challenges
Books Read: 43
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Become a Fan of Frugalvillage on Facebook!
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11-09-2011, 04:43 PM #8Registered User
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fv has been a good place to help me learn not to be so wasteful.Just read the posts and apply what you can to your life some post may not work in your life some will.
challanges for 2012
Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
May,no spend days challange 20-5/8
1-26/2-18/3-26/4-24/
change jar
1-2012 Grocery,hba,stockpiling $168.46
2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
3-2012 """""""""""""""""""""""""""""$136.52
4-2012"""""""""""""""""""""""""""""""$97.97
5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
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11-09-2011, 05:40 PM #9Registered User
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Welcome to the forum.
His Excellency President for Life, Field Marshal Al Hadji, Doctor DaveP, Lord of the Beasts of the Earth and Fishes of the Sea and Conqueror of the British Empire in Canada in general and Nova Scotia in Particular, uncrowned King of Antarctica .
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11-09-2011, 06:02 PM #10Moderator
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Hi and welcome to the Village.
Have you considered putting your money on gift cards and then stash them away till the winter months where you CAN NOT get at them?The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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11-09-2011, 06:26 PM #11Registered User
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Welcome from NH!
Love the gift card idea, Ceashels. Be sue to check if there is an inactivity fee first.
piney
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11-09-2011, 06:55 PM #12Registered User
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Hi and welcome from Wheeling WV
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11-09-2011, 11:15 PM #13Registered User
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from Saskatchewan, Canada! You can learn a lot just poking through the archives here, or just asking a question. See you around!
2012 Challenges
Use it up Challenge
20 Wishes Challenge: 1/20
Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)
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11-10-2011, 08:07 AM #14Registered User
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Welcome from VT!! It's nice here, and we love to share lots of tips!
Vermont has two seasons: Wintah and the Fourth of July.
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11-10-2011, 09:10 AM #15Registered User
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Hi and welcome from another NH resident. I live in the Monadnock region.
One thing I'd suggest is to look at the salvage market list. I know there are two here in S. NH (Winchester & Hillsborough), not sure about other parts of the state.
Judi
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