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11-22-2011, 11:11 AM #31Registered User
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- Aug 2006
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- Texas
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People can only move forward.
Welcome back.The math never lies, budget in INK!
Amount of Free items 2012 $391.33
Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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11-22-2011, 12:10 PM #32Technical Support Sleuth
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- Feb 2006
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- the land of corn and cows
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- 27
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I'll share all the tac bac in the world with you.
McD
-wife to Z
-mommy to Dubya & Moo Cow
Blog: http://familystylemayhem.wordpress.com/
My Ravelry: http://www.ravelry.com/projects/nicd...view=thumbnail
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11-22-2011, 12:15 PM #33Registered User
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- Jul 2007
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- NW Ohio
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- 57
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- 20
Welcome back!
______
Cheryl
"I am still determined to be cheerful and happy in whatever situation I find myself. For I have learned that the greater part of our misery or unhappiness is determined not by our circumstance, but by our disposition." -------Martha Washington
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11-22-2011, 01:21 PM #34Registered User
- Join Date
- Mar 2009
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- Cold pacific northwest.
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- 11,723
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- 57
Welcome back!
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11-22-2011, 01:23 PM #35Moderator
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- Apr 2007
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- Baltimore, Md
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- 26
good to see you here again!
Russ, she's gonna getcha! heheheheThe Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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11-22-2011, 04:17 PM #36Registered User
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- Feb 2008
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- 11
I remember and you've been in my thoughts and my prayers a lot.
Wife of Danny for 28 years...the love of my life and my best friend..
28 years of marriage and my heart still goes pitter patter when he winks at me.
Mother of 2
Ashley 25...
Dustin 24...
I'm so very proud of my wonderful family. God has truly truly blessed me.
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11-22-2011, 08:28 PM #37Registered User
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- Oct 2008
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- Texas
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- 5
Don't know why you left and don't care...welcome back....-23 is enough to deal with....stay warm and hang in there...God has a plan!!
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11-23-2011, 10:45 AM #38Registered User
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- 8
I only remember that you had a lot on your plate at the time and I don't care about details.......just...welcome back.
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11-23-2011, 08:09 PM #39Registered User
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- Apr 2006
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- Canada
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- 41
WB girlie
2012: The Year Of The Purge!
UPDATED: MAY 15/12
2012 FLING - 673/2012 | COUPON SAVINGS $178.93
EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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11-23-2011, 08:47 PM #40
Welcome back.
It is what it is.
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11-23-2011, 10:12 PM #41Registered User
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- Jul 2006
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- Texas
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- 43
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I haven't been around enough to know what happened but welcome back!
~ Michelle
Wife to DH--
Mom to DS--
and DD--
Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
Mortgage -- $53,077.24
March Emergency Fund Challenge-- $100 /$200
----------------------
"The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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11-25-2011, 02:51 PM #42Registered User
- Join Date
- Apr 2004
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- Eugene, OR
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- 41
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Welcome back!
Bonnie mom to
DD Roari 18 who has been accepted to BAYLOR!!
DS Craig 16 who is about to get his permit
DS Jared 14 just hanging with friends
DD Valory 9 loving 3rd grade
Lord help me, I have THREE teenagers!!!
Married to Lyndell for 18 years.
Avatar courtesy of me... Iris' I planted in my front yard a few years ago...[/FONT]
2012 Goals
Use the vegetables from my garden and learn to preserve.
Cut down on all unnecessary things.
Free is best.
Get the garage completely cleaned out. Half done-Until BIL and SIL stored their stuff--now back to square 1.
Make the yards nice-weed, mow, plant, flowerbeds,etc.
Stay home more/eat out less if at all.
FIND A NEW JOB!!!
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11-27-2011, 08:33 PM #43Registered User
- Join Date
- Nov 2007
- Location
- WNY
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- 466
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Welcome back
Jen
30 yr old DD
3 kitties
(2 adopted from my daughter)
As of January 1, 2011------------------------ Updated June 10, 2011
Short term goals:
- $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
- $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
- $1,500: pay off Student loan ALMOST THERE!
- $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
- $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
- Complete tax returns by February 15th DONE
Long term goals:
Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
Balances January 1, 2011 -----------------June 10, 2011
Citimortgage on home: $104,500-------- $102,775
BofA Mtg on Rental: $27,000------------ $26,000(Est)
HSBC Equity Line on Rental: $11,900------ $9,902
Citibank car loan: $13,830 -------------- $11,663
Cornerstone car loan: $11,600------- PAID OFF!!
Student Loan: $1,500------------------ $320
Credit card: $1,200-------------------- $1,200
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11-27-2011, 11:08 PM #44Registered User
- Join Date
- May 2009
- Location
- Florida
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- 58
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- 33
Don't know...don't care...the priority is you're back and you're ok. THAT'S what's important.
Past is just that...the past....This is the present...and you have your whole future ahead.
Glad you're backBank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Challenge May
$00.00
Year / $
May/ Grocery
$/Goal $400 Total
Eat Out No More May
Goal 20
Accomp/18
No Spend Challenge
Goal 10/
Accomp/15
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11-27-2011, 11:54 PM #45Registered User
- Join Date
- Sep 2008
- Location
- Northeastern Indiana
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- 11
Loving Wife to Ken 27 yrs & 3 sons
My furbabies Tigger
/Sparky paw:Jack Russel,Beagle,Dashaund mix.
Change jar ?
Total Grocery savings 2010~$548.99
Sewing Challenge 2/2
2011 Clean & Organized Home Challenge
Do Anything Daily challenge
Menu Planning Challenge
Annual Food Saving~$448.18
Seek ye First the kingdom of God and his righteousness.... Matt 6:33
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