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  1. 11-30-2011, 05:12 PM #1
    tracergal007
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    Default Thank you fellow FV'ers

    A few months ago I joined this site, trying to save money since I was about to start university (I was so terrified of starting at my age!). I made a post about my fears, and several of you responded and helped bolster my courage.

    I wish to thank all of you because......since starting in March I've maintained a perfect 4.0 grade point average in all my classes, have been able to CLEP numerous classes which saved a lot of time and money, and with the use of various topics on here, we're about to pay off my hubby's credit card, pay off his car, buy myself a good used car, and get some very much needed dental work and home expenditures taken care of.

    I"ve referred this site to many friends of mine, since I've come to find it a sort of second home. Thank you all again! *big hugs*
    Let us always meet each other with smile, for the smile is the beginning of love.
    Mother Teresa
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  2. 11-30-2011, 05:24 PM #2
    arnie
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    Glad we could be of help. I learn new things on this site all the time. Keep up the good work!
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  3. 11-30-2011, 05:37 PM #3
    AspiringToBeFrugal
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    I'm so glad you found this community so helpful! I've found it immensely helpful, too, as we've gone from a 2 income family down to a 1.5 income family!
    May Goals:
    Only $300 for groceries this month - $206/$300
    Monthly coupon/valued customer savings = $14.08
    No wasted food!
    Stick to budget!
    Track spending DAILY
    Get checkbook balanced
    Save $200 toward EF: $85/$200

    2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge

    2012 Goals

    1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
    2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
    3. Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
    5. Keep our grocery budget to $300 each month.
    6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
    7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
    8. Get savings account up to $8,000 (incl. emergency fund)
    9. Make 2 Christmas gifts per month: 0/24.
    10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
    11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
    12. Taxes filed by March 17.
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  4. 11-30-2011, 07:31 PM #4
    Darlene
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    Go You!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
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    Become a Fan of Frugalvillage on Facebook!
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  5. 11-30-2011, 09:25 PM #5
    Debbie-cat
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    Awesome job!! Keep it up, you can do it!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  6. 12-01-2011, 06:55 PM #6
    peanut
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    Default

    Wow! That's a great job you've done! Glad we could be of some help. I find the accountability here great, and the support.
    2012 Challenges

    Use it up Challenge
    20 Wishes Challenge: 1/20
    Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)
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