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Thread: Living paycheck to paycheck
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02-08-2012, 07:22 AM #1Registered User
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Living paycheck to paycheck
To paraphrase Dave "I'm living paycheck to paycheck so later I don't have to live paycheck to paycheck" lol Anyone else who can't wait till payday just to use that $ to eliminate debt? I just wait till Friday it is always my favorite day of the week! Then I pay everything on Saturday and then I spend the rest of the week planning what I am doing with the next pay! LOL Anyone like me?
Me: Heather
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Alex 8/7/07
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02-08-2012, 07:43 AM #2Registered User
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Absolutely not.
Possibly.
Maybe.
YES!
I can't be out of money... I still have checks left!
Momma to the DivaMy Blog: http://more-than-bonbons.blogspot.com
Old Lady to the Old Man
BS1: DONE BS2: DONE BS3: working on it BS4 :eventually (at 3% now) BS5: DONE BS6: DONE BS7: someday
OMG, we're going on our first cruise together??? 2 July 12
2012 Challenges
Change Jar
Vacation Fund - done
Drink Water
Get Moving
100% Homemade Holidays
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02-08-2012, 07:46 AM #3Registered User
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Yep, and continuously looking to improve! Used to be living p-t-p in a negative way, now PTP has a far different meaning as it positively impacts our outlook. I look forward to March when we can start paying forward our bank accounts!!!! woo hoo!
3/26 Afghan #3: 58 done of 191 rows
Use-it-Up Challenge: 38 tote blocks done
Crochet Gift Stash: 18 dishcloths, 1 towel, 2 afghans, 2 totes
Pound-A-Week Challenge: Week 21, dropped 17 of 21 lbs.
Change Jar Challenge ($vacation$): $49.88 Cashed in for Florida! 4/2012
Reading Challenge: 3/12
~~~~~~~~~~
DR Step 1: Done
DR Step 2: Started 1/2011 w/$19,644, Done: 2/24/2012
Step 3 by 12/12/12: FFEF progress: $3850
Mower replacement - paid $3000 CASH 5/2012
Truck replacement fund: $0
Step 4: Jack up retirement % by 1/2013
Step 5: DS19 12/2012, DS14 2015, DD13 2017
Step 6: Hit the mortgage thru 2018
Step 7: Build WEALTH & GIVE!
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02-08-2012, 10:35 AM #4Registered User
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I get paid twice a month. I cannot imagine getting paid only once a month. Oh the joy it would be to get paid weekly!!!
Yup....I too enjoy paying debt, crunching numbers and such. No matter what my situation I will always be doing that as it helps me to stay focused and keep very close tabs on where I am at. I look forward to that being tracking wealth some day, instead of decreased debt!!Right is right even if no one else is doing it. Wrong is wrong even if everyone else is doing it.
IF IT IS TO BE.....IT IS UP TO ME
The 12/12/12 project!
$12,548.54 of $24,202.77 PAID since 11/11/11! 48% to go!!!
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Jack
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02-08-2012, 10:40 AM #5Registered User
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We get paid once per month but, through 2 different sources. When hubby was working we were paid weekly...it didn't take long at all to adjust to the monthly pay schedule.
"Life is what happens while you are busy making other plans." John Lennon
"Infinite goodness has wide arms." Dante
Change & Penny Challenges:
Penny
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Change
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$ bills : $22.00
Grocery Challenge:
Grocery $400 per month: $0/$400 March
Running Total (updated monthly): $751.73
Savings Challenge:
$100.36/$3,000 to replenish BEF
2012 Coupon Savings Challenge:
: YTD: $308.41
2012 Fling Challenge: 691/2012
20 Wishes Challenge: 2/20
2012 Sell Stuff Challenge: /60
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02-08-2012, 11:13 AM #6Registered User
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me week to week. paying on debts very slowly feel like I am never gonna get out of it.... could be worse. but I do love watching that number get smaller.
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02-08-2012, 12:46 PM #7Registered User
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and looking on the bright side...living pay check to pay check gives me the incentive to roll out of bed every Monday morning
BEF fully funded
Debt Reduction -
Orchard - $0.00
Citi card - $9116 >>>0!!!<<<- closed
to ME!!!!
Advanta card - $6746 >>0<<- yes,yes, yes!!!
Repoed van - $150/month for eternity - OK, not quite - $10,997.44
mortgage - 63873
heloc - July '11 - $12,000 8,203
Frugal Village =
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02-08-2012, 04:45 PM #8Registered User
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Yes, but wish there was more money left when paying the bills. However, there really is nothing I want to cut at this time so I guess I should just be grateful to have enough
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02-08-2012, 04:47 PM #9Registered User
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If there's any left at the end, you are doing much better than others!
Still cleaning up this mess but am glad I have the means to do so.LDR
, 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.
"If you can't see the light at the end of the tunnel, march down there and light it yourself."
Full-time job
Car loan and personal loan
Challenges for 2012:
2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
Electric Usage Challenge (doing well, under $70 most months)
Yah, I suck at this money stuff, I know. That's why I'm here.
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02-08-2012, 10:07 PM #10Registered User
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When I was working, thats exactly what I did. I had every pay planned out and as soon as pay day hit, the next one was already accounted for
2012: The Year Of The Purge!
UPDATED: MAY 15/12
2012 FLING - 673/2012 | COUPON SAVINGS $178.93
EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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02-09-2012, 04:10 AM #11Registered User
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This is where I'm at right now. Grateful to be keeping my head above water, and putting food in our bellies. Sometimes ya just gotta accept what you DO have, and learn to be content! Afterall, it could be worse......much worse!
Originally Posted by dancemommy
Yes, but wish there was more money left when paying the bills. However, there really is nothing I want to cut at this time so I guess I should just be grateful to have enough
Theresa
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