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  1. 01-25-2005, 01:14 PM #1
    niceday
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    Default Checking accounts

    Does your bank charge a service charge on your account ?
    If my checking account drops below $500 then I'm charged $5 for the month .. just curious!
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  2. 01-25-2005, 01:16 PM #2
    QuilterMom
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    No, our account is a 'free' account. We don't earn any interest on it though (those types do have a monthly fee at our bank).
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  3. 01-25-2005, 02:22 PM #3
    RuthNY
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    I have no minimum balance and no monthly but they do charge $.50 each time I use my card as a debit card and $1.25 if I use it at an ATM machine that isn't theirs. Guess what I don't do
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  4. 01-25-2005, 03:03 PM #4
    Mamawolf
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    Ugh, in this very small town, the only bank here does not charge for minimum balances, but they do charge $6 a month. But I get 500 free checks a year, $1k life insurance, free safety deposit box.
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  5. 01-25-2005, 03:27 PM #5
    Sara Noel
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    No fee, no minimum balance, interest paying, and no atm fees if using their atm's (but they're literally everywhere) I love our credit union. We do pay for checks, but that's ok since I rarely use them.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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  6. 01-25-2005, 03:40 PM #6
    PrairieRose
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    We pay a $10 monthly fee for bank service charges but we also get $10,000 in life insurance each and a safety deposit box plus the maximum over draft protection. It's high but we consider this our burial expense plan.....

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  7. 01-25-2005, 04:08 PM #7
    nodmicks
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    Nope, free checking, free debit card at both of our banks.
    ~July 19 saving goal for event $104/$1000
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  8. 01-25-2005, 07:00 PM #8
    Mom23boys
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    We are charged $8 a month regardless.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  9. 01-25-2005, 07:02 PM #9
    Makat2u
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    Nope, mine is free.
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  10. 01-25-2005, 09:17 PM #10
    pita1213
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    we have a credit union so no fees unless you bounce a check, use an atm that isn't part of their little co-op, use the checkcard as a debit, things like that. i have to buy my checks but they aren't expensive. both checking adn savings earn interest.
    wife to carl
    mom to greg
    sarah
    and furbaby toby

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  11. 01-25-2005, 10:48 PM #11
    MarshHen
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    We have our checking and savings accounts through the port credit union. There is no minimum balance required; unlimited check writing, free checks, free ATM and check card, no monthly service charges, and both accounts earn interest.
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