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03-28-2005, 06:53 PM #1Registered User
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Bought a savings bond with my coin jar money!
This is great. I'm not tempted to just stick it in the account to cover some expense. I cashed it in, and immediately bought a savings bond for one of the kids! I had $40 after I cashed it in.
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03-28-2005, 07:37 PM #2Registered User
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Good for you! Our change jar is always mad money. This time we used it for a trip to the thrift store.
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03-29-2005, 12:48 AM #3Registered User
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GREAT! Can't go wrong with a savings bond
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03-29-2005, 01:18 AM #4Registered User
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That was a great idea! I have almost 20.00 saved now and was going to cash it in but I just might wait and see if I can save for a savings bond too. Thanks for the great idea.
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03-29-2005, 08:05 AM #5Registered User
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You only need $25 for a savings bond! You can do it!!
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03-29-2005, 09:09 AM #6Registered User
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What exactly is a savings bond?
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03-29-2005, 09:53 AM #7Moderator aka AmyBob
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What a great idea, Brinda! We use our change jar money for spending money when we go on vacation in the summer, but I like the savings bond idea!
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03-29-2005, 10:50 AM #8Registered User
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That's great Brinda! Currently my change jar money will be used towards a new sewing machine.
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03-29-2005, 12:37 PM #9KimBob
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03-29-2005, 01:02 PM #10Registered User
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Originally posted by seadream
What exactly is a savings bond?More info here:Savings Bond
A registered, non-callable, non-transferable bond issued by the U.S. Government, and backed by its full faith and credit. Savings bonds differ from other Treasury securities in several ways. Savings bonds are non-marketable, meaning that they cannot be bought and sold after they are purchased from the government; therefore, there is no secondary market for savings bonds. The tax benefits associated with savings bonds are significant. Like all treasury securities, they are exempt from state and local taxes, but in the specific case of savings bonds, all federal taxes may be deferred until the bond is redeemed. Therefore, even though interest will accrue, no taxes will be due until that money can be accessed. Additionally, if the money received at redemption is used to pay tuition expenses for the holder, a spouse or a dependent in the same year, the interest earned may be exempt from federal taxes as well. Face values range from $50 to $10,000. also called U.S. Savings bond.
http://www.investorwords.com/4392/Savings_Bond.html~~ Dee ~~
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03-29-2005, 01:39 PM #11Registered User
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what a GREAT idea!!! good for you.
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03-29-2005, 02:48 PM #12Registered User
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WTG!
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03-29-2005, 06:16 PM #13Registered User
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