Frugal by choice or necessity?
Results 1 to 10 of 10
  1. #1
    Registered User Englishlady's Avatar
    Join Date
    Aug 2004
    Location
    Yorkshire, England U.K.
    Age
    56
    Posts
    831
    Post Thanks / WTG / Hug
    Rep Power
    12

    Default Frugal by choice or necessity?

    I was wondering how many of you are Frugal by choice or by neccessity?

    I lost my income following a car accident 10 years ago, now I can longer work, I have found that my natural instinct to use things in creative ways has been honed to not-quite-perfection

    Although we could spend more than we do, I prefer to be debt free and live a simple life in order that dh can retire early.


    So what lead you to be the Frugal person you are today?

    Was it your own choice?

    Job loss or change?

    Circumstances beyond your control?

    Karen

  2. #2
    Registered User slowtypinwoman's Avatar
    Join Date
    Dec 2002
    Location
    missouri ozarks
    Age
    49
    Posts
    2,666
    Post Thanks / WTG / Hug
    Rep Power
    14

    Default

    By nessisity. I wish it were by choice. Although I love saving money, I wish I didn't have to fret so much about it.

  3. #3
    Registered User thrifty gal's Avatar
    Join Date
    Aug 2004
    Location
    USA
    Posts
    1,111
    Post Thanks / WTG / Hug
    Rep Power
    12

    Default

    We are frugal, by choice, out of necessity. Let me explain. We don't have to be frugal here, in the sense that if we don't we won't be able to pay our bills, etc. BUT, we have to be if we are going to have dh's retirement fully funded, be debt free, and have money in the bank for a rainy day. Hope that makes sense!

  4. #4
    Registered User PrairieRose's Avatar
    Join Date
    Apr 2002
    Location
    Texas
    Posts
    14,689
    Post Thanks / WTG / Hug
    Blog Entries
    1
    Rep Power
    32

    Default

    I was raised by frugal parents, so I never really thought that much about it until I was grown and noticed how some people were with their money. Then I suppose you'd say I'm frugal by choice nowadays but have seen the times that it was out of necessity. I think that if a money tree were to pop in my backyard I'd still be frugal for the most part.

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~

    *We're debt freeeeeeeee! (including the house)*



  5. #5
    Registered User hollyhill's Avatar
    Join Date
    Sep 2004
    Location
    Canada
    Posts
    1,571
    Post Thanks / WTG / Hug
    Blog Entries
    61
    Rep Power
    14

    Default

    By Necessity, my husband lost his job over a year ago and has returned to school full time to retrain. We often are living on prayer. I am homeschooling and working part time where ever I can fit it in.
    We have always been frugal by nature so we have no CC debt but now our student loans are mounting!!! I agree with Marcia

    "By nessisity. I wish it were by choice. Although I love saving money, I wish I didn't have to fret so much about it."

    Hangin in there.


    __________________

  6. #6
    Moderator aka AmyBob AmyBoz's Avatar
    Join Date
    Jul 2001
    Location
    Northern NJ
    Age
    42
    Posts
    11,725
    Post Thanks / WTG / Hug
    Blog Entries
    43
    Rep Power
    42

    Default

    It swings back and forth. Right now it's by choice. When I was on maternity leave with both kids, it was by necessity. I think that even if we win the lottery, we'd be frugal because when doing it by necessity, we found that we enjoyed living this way.

  7. #7
    Registered User pita1213's Avatar
    Join Date
    Nov 2002
    Location
    VA
    Age
    38
    Posts
    2,262
    Post Thanks / WTG / Hug
    Rep Power
    14

    Default

    by necessity. it started when we moved from VA to CT. childcare cost more than i would have been able to make so i stayed home with the kids. even though dh got a cost of living increase, it still didn't totally make up for my lost income so i had to get creative with saving money where i could. the easiest being the grocery budget. the hardest area is getting dh to plan purchases and not to pay full price whenever possible. my frugalness could slide some and we'd be ok financailly, but i want to be able to quit my job in the next year or so and still be able to pay things off so right now it is by choice.

  8. #8
    Registered User
    Join Date
    Feb 2005
    Location
    Germany
    Age
    36
    Posts
    617
    Post Thanks / WTG / Hug
    Rep Power
    10

    Default

    Hubby makes enought for us to live comfortably. We do have a lot of "extras". But we also know that we don't NEED a new couch or a New this or that. We do splurge on the things that we REALLY WANT. We are working on being frugal and debt free because when we buy a house (in a few years hopefully if the army is nice enough to send us somewhere we like) we want a nice house that is big enough for our family to grow into comfortably.

  9. #9
    Registered User britbunny's Avatar
    Join Date
    Jul 2004
    Location
    st annes on the sea, england
    Posts
    1,302
    Post Thanks / WTG / Hug
    Blog Entries
    18
    Rep Power
    13

    Default

    Kind of by choice, I gave up work nearly 2 years ago so we needed to cut our spending. Since then though we have talked about, and decided against, me returning to work. So we are frugal so this continues to be the case.

    also once I saw how much I was being ripped off for things I decided to change.

  10. #10
    Registered User
    Join Date
    Mar 2004
    Posts
    4,243
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default

    Well, we do it for both reasons. We like living frugal and do a lot of things by choice. We still are paying off some debt and we would like to buy a house eventually. DH is moving to Denver for a 90 day trial period at a new job. Even thought the job is a lot more money, I will be paying the full rent and utilities here for those three months, while he is gone and living in a temporary place. If he likes the job and area we will be moving. Then we will be frugal out of necessity until we can get back on our feet and I find a new job.

Similar Threads

  1. Frugal, (not by choice) from NYC
    By El_Mero_Mero in forum General Chat
    Replies: 12
    Last Post: 04-17-2010, 03:38 PM
  2. New frugality is the new normal, by necessity
    By Nana2two in forum General Chat
    Replies: 10
    Last Post: 09-08-2009, 02:46 PM
  3. Frugal by choice or necessity?
    By Hucky in forum Question and Answer
    Replies: 65
    Last Post: 05-25-2008, 08:08 PM
  4. Frugal by choice article
    By Shell in forum Frugal Living
    Replies: 8
    Last Post: 12-11-2006, 08:31 PM
  5. Why are you frugal?Is it by choice?
    By mom2natalie in forum Frugal Living
    Replies: 56
    Last Post: 09-23-2005, 07:51 PM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •