Results 1 to 15 of 15
  1. 12-26-2005, 11:24 AM #1
    Deborah_Kate
    Deborah_Kate is offline
    Registered User Deborah_Kate's Avatar
    Join Date
    Dec 2005
    Location
    Chicago Suburbs
    Age
    40
    Posts
    161
    Post Thanks / WTG / Hug
    Rep Power
    7

    Default New from Chicago

    I just found this site on a web search and joined a little bit ago.
    My name is Deb and I have been married to Brian for 7 years. We have two little boys Patrick (5) and Logan (3).
    We are in debt up to our eyeballs and I hope to learn more about debt reduction and being generally frugal. We have done okay, but could be WAY better.

    We have our finances separate because Brian has issues stemming from his other two marriages (I'm his 3rd wife) that cause him to not trust anyone with his money. We have the household bills equally divided though and do have a problem with that in that he makes 2x what I do and doesn't understand why I run out of money first. He's also the first to admit that he's a financial idiot and I run most things finance wise in our house, 401K, life insurance, utility management, etc.

    We ach have our own credit cards and he has been very good about paying one of them just about off. My situation is a bit different, because I make less money than he does (no he won't "float me a loan" it's his and hers with the money) I can't pay things down as fast. Also, because I make less money I have relied on credit cards to buy things like food and gas to get to and from work and it has all built up on me. Then Christmas hit and, well, you know the cycle.

    Before anyone says anything about the finances, it really does work for us but sometimes I don't explain it just right and it sounds like it doesn't. My problem is that I often go astray and get way out ahead of myself with the money. And Brian is such a flakey person with his money it would make me crazy trying to keep his checkbook in order. Just based on the fact that I am an accountant I'd have had a stroke years ago if I had to keep his financial records. LOL!!!

    Anyway, I am rambling because I have alot to say and I always try to get it out all at once so I end up sounding silly. :-) I am looking forward to learning from you and getting to know you all.

    Thanks for having this site.

    Deb in Chicago
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  2. 12-26-2005, 11:39 AM #2
    jzkitten
    jzkitten is offline
    Registered User jzkitten's Avatar
    Join Date
    Nov 2005
    Location
    Oregon
    Age
    53
    Posts
    1,297
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default

    and welcome!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  3. 12-26-2005, 11:43 AM #3
    Mom23boys
    Mom23boys is online now
    Registered User Mom23boys's Avatar
    Join Date
    May 2002
    Location
    Texas
    Age
    42
    Posts
    18,939
    Post Thanks / WTG / Hug
    Rep Power
    34

    Default

    Hello Deb and welcome.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  4. 12-26-2005, 11:59 AM #4
    dwallyfam
    dwallyfam is offline
    Registered User dwallyfam's Avatar
    Join Date
    Mar 2005
    Age
    44
    Posts
    1,993
    Post Thanks / WTG / Hug
    Rep Power
    9

    Default

    Hi Deb. Welcome to FV. Just to let you know we don't judge anybody on their financial situation. We all have our own struggles and issues with it. We offer friendly advice that you can take or leave. We are just glad that you can join us.

    Kellie
    Kellie

    2012 Challenges
    Reading challenge 6/52
    Lose a pound challenge 3/50
    Homestead challenge - Clean out gazebo
    Home Project challenge - Plant garden/work on bedroom
    Gocery Budget Challenge - 0/300
    Coupon Saving challenge - 82.23

    April Goals
    1. Clean out dad's apartment - partially done
    2. Work on his taxes-done and mailed
    3. Track expenses - have to really work on this one
    4. Find more freebies
    5. find ways to reduce expenses since won't have a job after this month
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  5. 12-27-2005, 03:39 AM #5
    Julia Kimber
    Julia Kimber is offline
    Master Dollar Stretcher aka JuliaBob Julia Kimber's Avatar
    Join Date
    Feb 2004
    Location
    Perth, Western Australia
    Age
    62
    Posts
    6,033
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default

    Hi Deb, welcome to the village!

    Julia
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  6. 12-27-2005, 04:33 AM #6
    rebecca
    rebecca is offline
    Registered User rebecca's Avatar
    Join Date
    May 2004
    Location
    MI
    Age
    53
    Posts
    1,504
    Post Thanks / WTG / Hug
    Rep Power
    10

    Default

    Welcome to FV!
    No spend challenge: 10/30

    No eat out challenge: 0/31

    frugal challenges

    2012 reading challenge: 4/12

    April coups: $10

    EF: $736.00

    2nd EF: $7000:lemon

    Waste no more food challenge

    NO DEBT except MORTGAGE! $9950.54
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  7. 12-27-2005, 09:05 AM #7
    favesis37
    favesis37 is offline
    Registered User favesis37's Avatar
    Join Date
    Jun 2005
    Location
    nebraska
    Age
    50
    Posts
    2,657
    Post Thanks / WTG / Hug
    Rep Power
    9

    Default

    welcome! this place is full of good ideas.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  8. 12-28-2005, 11:55 AM #8
    bee9984
    bee9984 is offline
    Registered User bee9984's Avatar
    Join Date
    Jan 2004
    Location
    Canada
    Age
    47
    Posts
    780
    Post Thanks / WTG / Hug
    Blog Entries
    3
    Rep Power
    9

    Default

    You have just hit a "gold mine" by joining us . Please post any questions and grab your tea/coffee and see all of the $ you are about to save as everyone here is so very helpful and don't forget to read back posts ,so many good reads on frugal village

    Looking forward to getting to know you too
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  9. 12-28-2005, 12:00 PM #9
    Pepper
    Pepper is offline
    Registered User Pepper's Avatar
    Join Date
    Dec 2005
    Location
    OK
    Age
    34
    Posts
    2,326
    Post Thanks / WTG / Hug
    Rep Power
    9

    Default

    Welcome to FV Deb....

    Chey
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  10. 12-28-2005, 12:05 PM #10
    rap75
    rap75 is offline
    Registered User
    Join Date
    May 2005
    Location
    ohio
    Posts
    24
    Post Thanks / WTG / Hug
    Rep Power
    0

    Default

    Welcome!






    rose
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  11. 12-28-2005, 01:42 PM #11
    Kimberlina
    Kimberlina is offline
    Registered User Kimberlina's Avatar
    Join Date
    Mar 2005
    Posts
    4,325
    Post Thanks / WTG / Hug
    Rep Power
    12

    Default

    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  12. 01-01-2006, 07:46 PM #12
    QuilterMom
    QuilterMom is offline
    KimBob
    Join Date
    Mar 2002
    Posts
    10,052
    Post Thanks / WTG / Hug
    Rep Power
    21

    Default

    Welcome!!!!!!!!!!!!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  13. 01-01-2006, 07:48 PM #13
    okmomx2
    okmomx2 is offline
    Registered User okmomx2's Avatar
    Join Date
    Jan 2005
    Location
    Oklahoma
    Age
    35
    Posts
    25
    Post Thanks / WTG / Hug
    Rep Power
    0

    Default

    Welcome, I'm new, too!! (Tami in Oklahoma)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  14. 01-01-2006, 07:59 PM #14
    Darlene
    Darlene is offline
    Super Moderator Darlene's Avatar
    Join Date
    Oct 2002
    Location
    Upstate NY
    Posts
    27,967
    Post Thanks / WTG / Hug
    Rep Power
    61

    Default

    Welcome to the Village!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  15. 01-01-2006, 09:38 PM #15
    PrairieRose
    PrairieRose is offline
    Registered User PrairieRose's Avatar
    Join Date
    Apr 2002
    Location
    Texas
    Posts
    14,748
    Post Thanks / WTG / Hug
    Blog Entries
    1
    Rep Power
    30

    Default

    to the Village. I think most of us have made a few financial mistakes, hence the need for a place like this. We don't claim to be perfect.........we are all trying to do better. It's a work in progress

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Similar Threads

  1. Anyone from Chicago?
    By nadine64 in forum Midwest Pals
    Replies: 20
    Last Post: 02-17-2011, 02:09 PM
  2. Back From Chicago!!!!
    By TheRootedNomad in forum Vacations and Travel
    Replies: 1
    Last Post: 10-07-2008, 09:54 AM
  3. Greetings from Chicago!
    By TinyDancer in forum General Chat
    Replies: 10
    Last Post: 09-30-2008, 11:15 PM
  4. Hello from Chicago!!!
    By CampCrazyMom in forum General Chat
    Replies: 26
    Last Post: 11-05-2007, 10:25 PM
  5. DH is in Chicago....where should he go?
    By hollyhill in forum General Chat
    Replies: 9
    Last Post: 09-19-2006, 09:26 PM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Forum Rules