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  1. #1
    Registered User
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    Talking I'm new too from New Zealand

    Hi everyone. I have been lurking for ages and have been slack at joining in. We have always been frugal due to an always low income and lots of children. We have homeschooled for the last 12 years too. I have looked after a 21 month old boy for the last year and don't know if I will have him again next year. His mum is pregnant again and doesn't know if she will continue with work or if I will have two!!

    We don't have much in the way of debt but with my borther and sister both living in the USA permanently we travel over often and are on a mission to save $12 000 in the next 17 months. Don't know how do-able this will be on a $30 000 wage!

    Anyway, hope to continue to earn more and get to know you all better.

    Karen 
    Karen
    wife to Gordon
    Mum to Hayden, Kyle, Jason, (all out working and left home) Mark, (working but still at home), Ben, Rachel, Hannah (all homeschooled)
    and grandma to Yasmin

    ~~~~~~~~~~~~~~~~~~~~~~~~

    January Grocery Challenge $249.00/ $400
    February Grocery Challenge $400

    Change Jar $26.25

    All is New Zealand Dollars

  2. #2
    Registered User forestdale's Avatar
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    Australia
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    Welcome Karen. I'm glad we lured you from the lrukers corridor.

  3. #3
    Registered User SHOPGIRL's Avatar
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    Welcome Karen!

  4. #4
    Registered User jzkitten's Avatar
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    Oregon
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    Hello and welcome to FV!

  5. #5
    Registered User voodidit's Avatar
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    Glad you decided to finally join in Karen!

  6. #6
    Super Moderator Darlene's Avatar
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    Hi Karen! So glad you are posting, love having everyone join in!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



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  7. #7
    Master Dollar Stretcher aka JuliaBob Julia Kimber's Avatar
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    Perth, Western Australia
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    Hi Karen, welcome! Glad you've joined us!

    Julia

  8. #8
    Registered User dwallyfam's Avatar
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    Welcome to the village Karen.

    Kellie
    Kellie

    2012 Challenges
    Reading challenge 6/52
    Lose a pound challenge 3/50
    Homestead challenge - Clean out gazebo
    Home Project challenge - Plant garden/work on bedroom
    Gocery Budget Challenge - 0/300
    Coupon Saving challenge - 82.23

    April Goals
    1. Clean out dad's apartment - partially done
    2. Work on his taxes-done and mailed
    3. Track expenses - have to really work on this one
    4. Find more freebies
    5. find ways to reduce expenses since won't have a job after this month

  9. #9
    Registered User PrairieRose's Avatar
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    Texas
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    Howdy Karen! So glad to meet ya, just jump in all over the place...make yourself right at home.

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~

    *We're debt freeeeeeeee! (including the house)*



  10. #10
    Moderator aka AmyBob AmyBoz's Avatar
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    Welcome!
    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."

  11. #11
    Registered User Mom23boys's Avatar
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    Hello Karen. Glad you decided to join in.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~

  12. #12
    Registered User Kimberlina's Avatar
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  13. #13
    KimBob
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    Welcome Karen!

  14. #14
    Registered User Katybird's Avatar
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    to the Village. Glad you have joined us.
    Books are the treasured wealth of the world and the fit inheritance of generations and nations.” --Henry David Thoreau




  15. #15
    Super Moderator Michelle's Avatar
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    *~*Michelle*~*

    "You can't have your best health without exercise. It's just not possible" ~ Leslie Sansone, WATP


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