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Thread: Greetings

  1. 02-13-2006, 12:56 AM #1
    madhen
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    Smile Greetings

    Greetings to all. I joined this group after signing up for a debt elimination course and finding out that right now, it is going to take me thirteen years to completely eliminate my debt (which includes my mortgage, an adjustable rate HELOC, and credit cards). I am hoping to do it in ten, so I can retire at age fifty and actually ENJOY life for a while!

    I am single, and I live in California, which doesn't make it any easier to keep up with the cost of living! Right now, I am concentrating on learning to live without the credit cards, but it can be a challenge. Seems like every time I start to see a light at the end of the tunnel, some emergency comes up that requires me to pull out the plastic.

    I have a menagerie of critters, which is part of what costs so much. Most of them are rescues and are physically challenged in some way, so it is not cheap to keep them. But they all contribute back. I have donkeys and goats, who keep the brush down and provide me with cashmere. I also have chickens, who I don't eat, but who give me about 20 eggs a day! I am always trying to get a garden going, but never seem to have the discipline to keep it manicured. This last spring, when I finally thought all was going well, I left a gate open by mistake and the chickens came in and "landscaped" for me!

    I am looking forward to learning from this community and hopefully contributing a bit some day! Thanks for having me!
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  2. 02-13-2006, 01:21 AM #2
    Pepper
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    Welcome to FV
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  3. 02-13-2006, 07:22 AM #3
    Julia Kimber
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    Hi! Welcome!

    Julia
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  4. 02-13-2006, 07:43 AM #4
    Darlene
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    Welcome to the Village! So nice to have you here and am betting we can help you towards your goal. We can at least have some fun while trying. Make yourself at home!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!
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  5. 02-13-2006, 08:20 AM #5
    FrugalMomof3
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    Welcome madhen to the Village!

    ~Tracy~
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  6. 02-13-2006, 08:36 AM #6
    flossymae
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    Hi and welcome, I'm new here too....
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  7. 02-13-2006, 10:03 AM #7
    SewCrafty
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    Hi and welcome to the village!
    ~~ Dee ~~
    8 Years Cancer FREE!
    25 July 2003


    Married to my sweetie, Jack 25 yrs.

    Mama to 27 furbaby 'Katz' (as my hubby calls them LOL)
    Nicky, Snowy, Olga, Ralphie, Sidney, Oliver, Fonz, Audra, Hoss, Peanut, Madeline, Tigger, Alice, Poppy,Teddy Bear, Mittens, Conan, Sherman, Trapper, Radar, Maxie, Annie, Rocky, Kali (AKA P.I.T.A), Jethro, Chewy Lewy, and Chance!

    Don't forget to do self examinations monthly and have regular mammograms!
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  8. 02-13-2006, 10:05 AM #8
    Emerald_Mommy
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  9. 02-13-2006, 01:18 PM #9
    jzkitten
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    Hello and welcome!
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  10. 02-13-2006, 01:46 PM #10
    tbs727
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    It sounds like you have a good plan.
    Welcome!
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  11. 02-13-2006, 01:47 PM #11
    Dedlered
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    Welcome to FV!!!!!!!!!!!!!!!
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  12. 02-13-2006, 02:41 PM #12
    Kimberlina
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    "welcome2:
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  13. 02-13-2006, 07:19 PM #13
    webjoba
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    Madhen

    10 years is not so bad when you include a mortgage.
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  14. 02-13-2006, 08:42 PM #14
    madhen
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    Thank you for the words of encouragement! I'm chipping away at it. One thing I did was tell everyone who buys me presents for bday, Xmas, etc. to instead give me money to apply to debts. I told them they are buying me a month or two of freedom down the road that way, which is worth more to me than any material item!!
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  15. 02-13-2006, 08:54 PM #15
    leeleeaub
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    Welcome, you will like it here.
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