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  1. 05-22-2006, 09:49 PM #1
    Backtoreality
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    Default Another lurcker/newbie

    I've been trying hard to get off the fence and restart my budget and frugal life. This place has pushed me over the edge!

    We live in Illinois in a small town area, small but unfortunately expensive. I have been working very hard to keep up with 2 mortgages, 3 kids in college and just the every day to day stuff, boy did I learn very quickly what I've been doing totally wrong.

    Oh yeah, my name is Ruth, married 20+yrs to wonderful hubby , together we have raised 5 children. I love to cook, read, garden, sew; I have all the tool (me thinks) to get back to where I'm from.

    Thanking all of you for your invaluable help.
    Ruth
    Wife to Mark for 25 years
    Mom to 4 adult kids & 2 dogs

    2011 Challenges
    No Spend Days - Mar 9/13
    Food Budget Reduction - Mar $68/400
    Bible reading - 65/365
    One Pound per Week -4/52
    Change Jar $0
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  2. 05-23-2006, 03:25 AM #2
    canadian gardener
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    Welcome Ruth, glad you joined.
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  3. 05-23-2006, 05:28 AM #3
    Hollyhandi
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    Hello Ruth and Welcome to The Village
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  4. 05-23-2006, 06:01 AM #4
    Darlene
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    Hi Ruth, nice to meet you and hope you make yourself at home.
    I have 2 kids in college & I thought that was tough, couldn't imagine 3, lol.
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
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  5. 05-23-2006, 07:35 AM #5
    PrairieRose
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    Hi Ruth, welcome to the village. We just saw our 3rd graduate from college, having had all 3 in there at one time for a while. Yeah, that's hhaaarrrrddd. We ate a lot of beans during that time Jump in anywhere around here, we're glad to have ya.

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  6. 05-23-2006, 07:57 AM #6
    banana
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    Hi Ruth, Welcome!

    married to my honey
    mommy to one handsome teenager
    mommy to 2 furbabies

    no consumer debt, zero, zip nada

    mortgage - 56,140.96 pay off date 11/2017
    car fund 5,000
    heating unit 0
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  7. 05-23-2006, 08:50 AM #7
    marei
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    Hi Ruth:- Welcome from Canada. I know putting two kids through college is no fun, can't imagine three.
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  8. 05-23-2006, 09:07 AM #8
    baronmom
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    <a href=http://www.glitter-graphics.com title='Myspace Graphics'><img src=http://dl2.glitter-graphics.net/pub/15/15269kfw221riqa.gif width=275 height=175 alt='myspace layouts, myspace codes, glitter graphics' border=0></a>
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  9. 05-23-2006, 09:23 AM #9
    Sara Noel
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    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    “A monumental event can happen any day." --Peale
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  10. 05-23-2006, 12:41 PM #10
    Monner 1
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    Welcome Ruth I am new at this also but I just love the site. Sometimes I am too busy to post but they are always here for support.

    Monner 1
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  11. 05-23-2006, 03:53 PM #11
    Nutter
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    Another Canadian Welcome..

    Enjoy live love & laugh.. you've earned it..

    Nutmeg
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  12. 05-23-2006, 04:31 PM #12
    Domestic Gal
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    Welcome Ruth
    I have one in college and could never fathom 3 at one time.
    Debra
    Married to Michael
    Mom to
    Chassidy 26
    Tanner 21
    Johanna 17
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  13. 05-23-2006, 07:18 PM #13
    Lorri
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    Hello Ruth!
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  14. 05-23-2006, 07:40 PM #14
    miss_thrifty
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    Welcome Ruth!!!!
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  15. 05-23-2006, 08:48 PM #15
    dwallyfam
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    Welcome to the village

    Kellie
    Kellie

    2012 Challenges
    Reading challenge 6/52
    Lose a pound challenge 3/50
    Homestead challenge - Clean out gazebo
    Home Project challenge - Plant garden/work on bedroom
    Gocery Budget Challenge - 0/300
    Coupon Saving challenge - 82.23

    April Goals
    1. Clean out dad's apartment - partially done
    2. Work on his taxes-done and mailed
    3. Track expenses - have to really work on this one
    4. Find more freebies
    5. find ways to reduce expenses since won't have a job after this month
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