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Thread: New Here

  1. 09-17-2006, 12:23 PM #1
    Jill B.
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    Default New Here

    Hello!
    I wanted to introduce myself. I am 47 and DH is 53. We have 4 daughters aged 29 (DSD), 22, 16 and 14. DH is a graduate student and teaches classes at the University. I am a librarian and work 2 part time jobs. I am trying to get a full time job.

    We have lived frugally since I found out I was pregnant with DD #4. I switched to part time work then. I am still looking for ways to be frugal and not feel deprived.

    We switched to a cash only system over a year ago and are working to get out of debt and build retirement. If I get a full time job where I currently work, we will move closer. Right now our energy is being poured into saving for a down payment on a house since we currently rent.

    I am glad I found this forum. I love the signatures that tell everyone where you are in your debt/savings/spending plans. I wanted to know about the penny and change jars. What are they used for? Are they used for your current debt or savings things? How often are they counted? Thanks
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  2. 09-17-2006, 12:31 PM #2
    couponchic
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    Welcome to the village! As for the penny & change jar challenges, I think different people decide to use their money differently as far as debt or savings or whatever. I'm sure someone who is currently participating in these challenges will be able to provide you with more info.
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  3. 09-17-2006, 02:02 PM #3
    Sara Noel
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    to Frugal Village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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  4. 09-17-2006, 04:05 PM #4
    autumnlynn
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    Hi, and welcome to the Village. I use my change jars to help pay down debt!
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  5. 09-17-2006, 04:35 PM #5
    luvdietcoke
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    Hi jill, welcome
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  6. 09-17-2006, 05:06 PM #6
    Darlene
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    Welcome to the Village!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



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  7. 09-17-2006, 10:46 PM #7
    Goodwin17
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    Welcome to the Village. I hope you enjoy it here.
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  8. 09-18-2006, 09:05 AM #8
    Katybird
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    to the Village Jill.
    “Books are the treasured wealth of the world and the fit inheritance of generations and nations.” --Henry David Thoreau



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  9. 09-18-2006, 11:10 AM #9
    Mom23boys
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    Hello and welcome to the Village.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  10. 09-18-2006, 12:42 PM #10
    JustJoy
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    Hello & Welcome! As for our change jar. We usually use it for some extra spending money on vacations. We usually cash it in about once a year.
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  11. 09-21-2006, 11:01 AM #11
    nuisance26
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    ~ Welcome to the village! ~
    ~Constance ~DH ~DS 9~DD 7 ~DD 1
    2012 FLING: 1706 OUT, 293 IN
    MENU PLANNING:4/52
    BLOG POSTS: 3/30
    BOOKS READ:24
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