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  1. 04-07-2007, 10:04 AM #1
    Ashlncle
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    Smile Going to try this again.... :)

    Hi! I was a member here for a little while about 8 months ago and fell off the frugal wagon. I am back now and DETERMINED to get this debt off. I am going to see Dave Ramsey at the end of this month and my dh and I are SO excited! I have been reading the forum lately and am right now calling my directv company to cancel and getting basic cable for $15.00. This will save us about $100 a month!

    We just started with Consumer Credit Counseling to help get these interest rates and payments on our credit cards under control. The program is supposed take us 5 years...but with us snowballing it won't be near that long. Do any of you have experience with Consumer Credit Counseling?

    Thank you and I am so excited to jump in here!
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  2. 04-07-2007, 10:17 AM #2
    autumnlynn
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    Hi, glad to have you back. I don't really have any experience with CCCS.
    Time to jump back on that frugal wagon!! I've saved you a seat.
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  3. 04-07-2007, 10:46 AM #3
    Sara Noel
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    Welcome back.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?
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  4. 04-07-2007, 10:51 AM #4
    emily_hope
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    Welcome back. Sounds like you have made some good plans. Good luck!
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  5. 04-07-2007, 11:25 AM #5
    Darlene
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    Welcome back!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
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  6. 04-07-2007, 11:26 AM #6
    Ceashels
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    Hello from a newbie! I have no experience with CCC.
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  7. 04-07-2007, 11:57 AM #7
    Nada.Leona
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    back to the Village!
    If you're interested in frugal living, minimalism and and
    family centralized living, please visit my website at http://www.miniMOMist.com.
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  8. 04-07-2007, 12:36 PM #8
    Marie78
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    Hi and back.
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  9. 04-07-2007, 12:42 PM #9
    FrugalMomof3
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    back! As for CCC I've heard that you should stay away from them, they just charge you fees that you probably dont have. Getting out of debt on your own is much easier and it doesnt cost you a penny to snowball debt using Dave Ramseys plan. Good Luck!
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  10. 04-07-2007, 01:01 PM #10
    PrairieRose
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    Hello and to the boards. No exp. with CCCS here. Sorry.

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  11. 04-07-2007, 03:41 PM #11
    AheeK
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    Welcome back! There's always room for one more on the frugal wagon!
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  12. 04-12-2007, 11:37 PM #12
    Luv2BeFrugal
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    Glad you came back! Don't know anything about CCC...my hubby and I just started digging our way out on our own...
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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  13. 04-12-2007, 11:55 PM #13
    WigWamChic
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    Welcome BAck Home
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  14. 04-13-2007, 06:24 PM #14
    DixieJ
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    Welcome back to the Village!!


    Dixie Jean
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