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Thread: How organized is your money?
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05-16-2007, 03:01 PM #1
How organized is your money?
In the past week, I've found about $5.00 in the laundry (this was a mix of ones and change). Although it's a nice little perk to doing the laundry, it's made me realize how unorganized I am with it and I'm going to start my own change jar.
I have a wallet and the majority of cash I carry is in there, but I guess lately I've been a bit messy with it.
Anyone else have this problem? I was just thinking that I could probably scrounge up atleast $10 by going thru pants pockets, and the bottom of my purse where all the change winds up. I'm gonna go try it--I'll let you know what I come up with and we can all be appalled at how irresponsible I am with my money! LOL!!
Mom to two crazy boys
and wife to Mr. Wonderful
"A smile starts on the lips, A grin spreads to the eyes, A chuckle comes from the belly; But a good laugh bursts forth from the soul, Overflows, and bubbles all around." --Carolyn Birmingham
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05-16-2007, 03:08 PM #2
Just found $5.51 floating round the bottom of my purse....going to check pants pockets and coat pockets now.
Mom to two crazy boys
and wife to Mr. Wonderful
"A smile starts on the lips, A grin spreads to the eyes, A chuckle comes from the belly; But a good laugh bursts forth from the soul, Overflows, and bubbles all around." --Carolyn Birmingham
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05-16-2007, 03:28 PM #3
Found $3.22 in my coats and pants. That brings my new change jar total to $8.73. I was totally excited when I found a $20 in one pair of jeans, but then I realized this was grocery money that never made it back into the grocery envelope.
Mom to two crazy boys
and wife to Mr. Wonderful
"A smile starts on the lips, A grin spreads to the eyes, A chuckle comes from the belly; But a good laugh bursts forth from the soul, Overflows, and bubbles all around." --Carolyn Birmingham
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05-16-2007, 04:10 PM #4
Im well organzied with mine.I hardly ever put money in pockets,so no need to check there.Any money found in the laundry becomes mine,i dont care how much it is lol
I do have a change jar I empty my change into (see siggy for amount saved) but Steve gets a lot of my change for work
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05-16-2007, 04:14 PM #5
I always put money in my pockets but I always find it when I do the wash.
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05-16-2007, 04:33 PM #6
Ours is very organized. One of the perks of being married to a CPA is he is very aware of every penny. He tracks where everything spent or saved goes. If I get fifty or a hundred out of the bank, I let him know $xx went to A.C. Moore, $xx went to grocery store, $xx went to the change container etc...
All of our loose change goes into a container, once there is enough to make a roll ($10/quarters, $5/dimes etc..) it gets rolled and put in a special box. I keep whatever cash I may have in my wallet and he does the same. If he has coins in his pocket he puts them in the container at the end of the evening. We rarely keep a great deal of cash though. We use the debit card for almost all purchases.DD (19)
DS (16)
DH (Knocking on 40's door)
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05-16-2007, 04:57 PM #7Moderator
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I keep some cash in my billfold in my purse. Change goes into the sorter when i come home. Any occasional $50 dollar bill gets put in my secret stash .... wish I had more of them! I try not to carry too much on me because I need to put it in the bank. And if I don't have it, I won't spend it.
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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05-16-2007, 04:59 PM #8Registered User
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We generally don't carry around cash, and just use the debit card for everything. So in a way I think my money is very unorganized, because I don't pay close attention to how much I need to spend and how much I really do spend.
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05-16-2007, 05:15 PM #9
My money is organized, dh and kids not so organized, but I rather like the tips they leave me in their pockets when I do laundry.
Challenges
EF $3975.00
debt:
medical bill $890/$6000
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05-16-2007, 07:20 PM #10
Wow I luck out often like some of y'all do! I should put it in my siggy as well but its not mine to keep
Aww shucks!
BF will be over and he'll just empty his pockets wherever, wallet, keys, change and all. He picks up the wallet, keys etc but never the change. I just scoop it up and toss it into a small peanut container (you know the snack kind - planters etc). So far I have two full
I should count it and hide it and claim it for a rainy day activity for us both eh?
What I dont get is how he just doesnt care for change, even mocks me when I stop to pick up pennies! He needs them looneys, twoonies and quarters to do laundry but even those get abandoned too. *scratches head*2012: The Year Of The Purge!
UPDATED: MAY 15/12
2012 FLING - 673/2012 | COUPON SAVINGS $178.93
EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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05-16-2007, 07:28 PM #11
The past couple of months, my husband and I have been using cash to pay for everything. Since we have gone to this method, we are keeping our cash all in one central location. Now, all of our money is accounted for and we don't really have any loose money laying around.
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05-16-2007, 07:39 PM #12Registered User
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I have a deep zippered pocket on the outside of my purse where cash, receipts, cards, etc go. After a shopping expedition I empty it out when I enter the receipts in the computer. Change goes in a tin on the desk; I roll it when I have enough and take it in on the next bank trip to exchange for "real money." But I don't use much cash either; I use my reward cc. I know this is the opposite of what everyone says is true, but I spend much more freely when I have cash than when it's going on the card since I am always very aware of the monthly budgeted amount for the card. Cash feels too much like "free money" that I don't have to account for as closely! The cc has a day of reckoning each month when I have to pay it off....
Donna
Use It Up 2012:
Lapghans: 5
Baby afghans: 1
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05-16-2007, 07:40 PM #13
Currently, I couldn't tell you what we have. After arriving home from our mini trip, I have yet to sit down and figure up the checkbook. I know I have change floating around the house because I keep seeing it. I have done two loads of laundry and each time have found some extra change. I love when my family pays me to wash. LOL!
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 23, Chris, 21, and Dakota, 17~~Mother-in-law to Amber, wife of Richard~~Elementary Teacher~
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05-16-2007, 07:51 PM #14
we always have change floating around but only the occasional dollar in the laundry these days thanks to the debit card. i have a bowl by the front door and dh has a valet in the bedroom, i periodically scoop it up into my change bag til i can cash it in
Reba
When you come to the end of your rope, tie a knot and hang on.
— Franklin D. Roosevelt
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05-16-2007, 08:39 PM #15
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