Page 1 of 2 12 LastLast
Results 1 to 15 of 24
  1. 09-11-2007, 01:31 PM #1
    zenmama
    zenmama is offline
    Registered User zenmama's Avatar
    Join Date
    Sep 2007
    Location
    Montreal, Canada
    Age
    47
    Posts
    184
    Post Thanks / WTG / Hug
    Rep Power
    5

    Wink In debt over my head

    Hello everyone, I've been "peeping" onto this site for the past month. I can't believe our debt when I compare it. But... the best thing is this site has given me the guts to come out of the closet today and do something about it !! There are a lot of inspiring stories & people and I really need the motivation (not daily but hourly..).

    I've always leaned naturally towards frugality, I hate to waste. But guess kids, jobs, home, keeping up with the Joneses.... 2 cars, 2 cats, 1 ferret (who's bright idea was that one?? lol) I am now totally motivated to seeing change and really psyched to be a part of THE village
    Mom to DD 17, DS 14
    DH 41 1 cat,1 dog

    BS1 : DONE
    BS2 : Working on it

    2011 TOTALS AT START OF YEAR
    CAR1 : PIF
    CAR2 : 8054$/8775
    CC1: 4932$/6775
    CC2: 7351$/8500
    CREDIT MARGIN : 21368$/21500
    HOME : 145833$/147766
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  2. 09-11-2007, 01:34 PM #2
    pammy
    pammy is offline
    Registered User pammy's Avatar
    Join Date
    Sep 2005
    Location
    Texas
    Age
    41
    Posts
    1,052
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default

    You took a brave first step, looking at the debt. That's where you start. Good for you!! Hey, we all gotta start somewhere, right? Welcome to the village!!


    Bring on them baby steps...
    Step 1: done
    Step 2: waiting on amount, hubby had followup colonoscopy, I had visit to ER with followup procedure
    Step 3: to follow, won't know aim until things settle
    Step 4: to follow, currently at 6%
    Step 5: grown child
    Step 6: huge mortgage ANNIHILATED!!
    Step 7: ahhhh....


    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  3. 09-11-2007, 01:35 PM #3
    Darlene
    Darlene is offline
    Super Moderator Darlene's Avatar
    Join Date
    Oct 2002
    Location
    Upstate NY
    Posts
    27,967
    Post Thanks / WTG / Hug
    Rep Power
    61

    Default

    Mission on!
    Welcome to the Village!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  4. 09-11-2007, 01:38 PM #4
    amecoy75002
    amecoy75002 is offline
    Registered User amecoy75002's Avatar
    Join Date
    Jul 2007
    Posts
    352
    Post Thanks / WTG / Hug
    Rep Power
    5

    Default

    Welcome to the group.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  5. 09-11-2007, 01:45 PM #5
    LexTysMommy
    LexTysMommy is offline
    Registered User LexTysMommy's Avatar
    Join Date
    Jun 2007
    Location
    Kenosha, Wisconsin
    Age
    32
    Posts
    1,392
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default



    Welcome to FV!!!

    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  6. 09-11-2007, 01:49 PM #6
    autumnlynn
    autumnlynn is offline
    Registered User autumnlynn's Avatar
    Join Date
    May 2006
    Location
    California
    Posts
    3,017
    Post Thanks / WTG / Hug
    Rep Power
    9

    Default

    Hi and welcome to the Village!! It's great to have you here!!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  7. 09-11-2007, 01:52 PM #7
    Dancing Lotus
    Dancing Lotus is offline
    Registered User Dancing Lotus's Avatar
    Join Date
    Jan 2007
    Location
    Florida
    Posts
    3,366
    Post Thanks / WTG / Hug
    Rep Power
    22

    Default

    Dont feel bad I have seen people with way more debt then that. Welcome
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  8. 09-11-2007, 01:54 PM #8
    nuisance26
    nuisance26 is offline
    Moderator nuisance26's Avatar
    Join Date
    Sep 2006
    Location
    Colorado
    Posts
    7,918
    Post Thanks / WTG / Hug
    Blog Entries
    8
    Rep Power
    42

    Default

    ~Welcome to FV!~
    ~Constance ~DH ~DS 9~DD 7 ~DD 1
    2012 FLING: 1706 OUT, 293 IN
    MENU PLANNING:4/52
    BLOG POSTS: 3/30
    BOOKS READ:24
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  9. 09-11-2007, 01:55 PM #9
    lwlynch
    lwlynch is offline
    Registered User lwlynch's Avatar
    Join Date
    Oct 2006
    Location
    Georgia
    Age
    51
    Posts
    1,727
    Post Thanks / WTG / Hug
    Rep Power
    9

    Default

    hello and welcome
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  10. 09-11-2007, 02:58 PM #10
    Cricketlegs
    Cricketlegs is offline
    Registered User Cricketlegs's Avatar
    Join Date
    Aug 2006
    Location
    Texas
    Posts
    3,030
    Post Thanks / WTG / Hug
    Rep Power
    19

    Default

    Have you been to the snowball site and can we help you with your food shopping?

    Post and give us some details if you feel up to sharing.

    I am currently on my FIRST snowball to pay off my one and only creditcard.
    Next it will rooolllllllleeee into my car payment and the finally into my house.

    I try and keep groceries at $200 a month and that does NOT include pet foods(($150!!!!!ahhhh)
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  11. 09-11-2007, 03:21 PM #11
    zenmama
    zenmama is offline
    Registered User zenmama's Avatar
    Join Date
    Sep 2007
    Location
    Montreal, Canada
    Age
    47
    Posts
    184
    Post Thanks / WTG / Hug
    Rep Power
    5

    Default

    Thanks Cricketlegs, thx for the offer. I'm certainly willing to listen to all the advice I can get. Yes, we have started snowballing since May 2007. As for groceries, being in Canada we don,t have the great coupon deals as in the US but I have started a price book since this past winter and love those loss leaders. We also have a big freezer to stock up and I cook a lot from scratch. If you have any tips, let'm loose...
    Mom to DD 17, DS 14
    DH 41 1 cat,1 dog

    BS1 : DONE
    BS2 : Working on it

    2011 TOTALS AT START OF YEAR
    CAR1 : PIF
    CAR2 : 8054$/8775
    CC1: 4932$/6775
    CC2: 7351$/8500
    CREDIT MARGIN : 21368$/21500
    HOME : 145833$/147766
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  12. 09-11-2007, 04:26 PM #12
    Neeley
    Neeley is offline
    Registered User Neeley's Avatar
    Join Date
    Aug 2006
    Age
    38
    Posts
    4,717
    Post Thanks / WTG / Hug
    Rep Power
    17

    Default

    DD (19)
    DS (16)
    DH (Knocking on 40's door)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  13. 09-11-2007, 04:31 PM #13
    Nada.Leona
    Nada.Leona is offline
    Registered User Nada.Leona's Avatar
    Join Date
    Sep 2004
    Location
    Halifax, NS
    Posts
    3,625
    Post Thanks / WTG / Hug
    Blog Entries
    14
    Rep Power
    14

    Default

    to the Village!
    If you're interested in frugal living, minimalism and and
    family centralized living, please visit my website at http://www.miniMOMist.com.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  14. 09-11-2007, 04:53 PM #14
    changed4life
    changed4life is offline
    Registered User changed4life's Avatar
    Join Date
    Aug 2007
    Age
    48
    Posts
    416
    Post Thanks / WTG / Hug
    Rep Power
    5

    Default

    Nice to have you join us! Glad you decided to hop on board. Check back with us often to keep yourself motivated!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
  15. 09-11-2007, 06:40 PM #15
    ilovechocolate
    ilovechocolate is offline
    Registered User ilovechocolate's Avatar
    Join Date
    Jul 2007
    Location
    Georgia
    Posts
    2,582
    Post Thanks / WTG / Hug
    Rep Power
    10

    Default

    This is the place for you!! Glad to have you with us.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!Share on FacebookSpurl this Post!Reddit!Wong this Post!
    Reply With Quote Reply With Quote
Page 1 of 2 12 LastLast
« Previous Thread | Next Thread »

Similar Threads

  1. From $17,000 CC debt to nearly debt free :D (3 months to go!)
    By Readysteadylove in forum Success Stories
    Replies: 14
    Last Post: 09-25-2011, 10:32 AM
  2. But...but...student loan debt is GOOD debt...
    By Greebo in forum Debt Reduction & Money Management
    Replies: 21
    Last Post: 02-27-2010, 08:39 PM
  3. The Biggest Losers (of Debt): How a Family Shed $106,000 in Debt
    By wwe11 in forum General Chat
    Replies: 9
    Last Post: 09-21-2009, 09:32 PM
  4. Shared debt/separate debt?
    By crdurham in forum Debt Reduction & Money Management
    Replies: 17
    Last Post: 05-06-2005, 12:28 PM
  5. Reducing Debt Before It's Too Late ... How To Avoid The Pitfalls Of Creeping Debt
    By Sara Noel in forum Money Articles
    Replies: 1
    Last Post: 08-26-2004, 12:46 PM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Forum Rules