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  1. #16
    Registered User claimsgirl66's Avatar
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    Thanks for the warm words of support. And SueH, super single mom, thanks for sharing too. Makes me feel less alone!

    Based on what we have now heard, I am now thinking the 6 months was best case scenario and I would be surprised if my office was open at year end....sooo.... I went thru my budget, figured out the following areas in my budget:

    *Cut back on the extra $500 I am spending on debt reduction, (cc's student loans) & just minimums on auto and mortgage, etc..as much as I hate too.

    *I also figured I can take a $20K pay cut at a new job, and still keep my head above water. Would not thrill me, but I ran the #'s. It is do-able.

    *Cut back from full cable to basic...that would save $30 per month. I figure I do need the internet for FV, paying bills, emails and job hunting.

    *I spend about $200 per month on food, toiletries & paper goods for myself. I can eat a little more simply (I am pretty frugal already) but figure can nip $50 here if needed.

    *That $70 per month "fun money" of dining out....well that will be gone.

    *I have a monthly payment plan for my heating oil which was greatly reduced as I had a balance from last year. I only owe $150 for the rest of the season (April) so that is good.

    I have received many calls from colleagues and former co-workers and that support helps. I am going to allow myself to wallow in self pity for a few more days then put on a game face and email my resume' out.

    I have spent 20 years (yikes) in my industry. I work in insurance/financial (boring!)and like everywhere else, they are "consolidating" offices ...streamlining, god I hate those terms.

    Thanks to this board, I feel a little less helplesss and like I have a set of skills needed to handle this a bit better. Thanks for letting me vent....again!
    "The average pencil is seven inches long, with just a half-inch eraser - in case you thought optimism was dead." ~Robert Brault

  2. #17
    Registered User jamie79's Avatar
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    I am sorry you are going thru this. Sounds like you have a plan

  3. #18
    Licence to Kill Luv2BeFrugal's Avatar
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    Awwww...I'm so sorry...that just sucks!! Try to save up all you can. I'd start looking for work now...a stable job is more important than a severance package.

    Keep us posted... Sending big hugs!!!
    Kace - married to Dh 12 years

    Love to

    Full-time homemaker, part-time worker, college student. Always pinchin' pennies!

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