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  1. 11-13-2007, 09:13 AM #1
    Cowisme
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    Default Good morning from Ohio!

    Good morning everyone! My name is De and I live in Manchester, OH. I'm new here! I have many coupons to post for trading. I need some direction on that!

    I have 2 daughters, ages 14 and 10 and a wonderful hubby as well as a dog and 2 cats!

    We are debt free (even the house) just wanting to save as many nickels and dimes as possible!
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  2. 11-13-2007, 09:30 AM #2
    frugal-fannie
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    Welcome, You are my idol. Debt free even the house.
    The problem with a living sacrifice is, it always trys to crawl off the alter.- Chuck Swindoll
    debt 59,076.95/148,000 first mortgage 407131.74/ 515,000 2nd mtg,creative fin.-rental houses fix up 342035.13.pfcu-16,000,FCU-10,AMX-4925.71-0%, Chase Freedom $1500.00 Chase, 2500.00 35315.72+30-70315.72 13,129.28 /22,000 land payment
    29199.33 / 38,000 land pmt $42,328.61
    balance owed 705,000.00/493756.41 30000 or less- final fix up for rentals 40315.72- total high interest debt pay down
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  3. 11-13-2007, 09:50 AM #3
    lwlynch
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    hello and welcome
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  4. 11-13-2007, 10:07 AM #4
    Darlene
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    Welcome! No debt? Woohoo for you!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
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  5. 11-13-2007, 11:53 AM #5
    missyali
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    Hey fellow Buckeye! I am very envious! Share your tips, you sound like a pro!
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  6. 11-13-2007, 11:55 AM #6
    Kitten20
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    Hi De & welcome! Congrats on being debt-free. What an accomplishment! How great that must feel.
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  7. 11-13-2007, 12:15 PM #7
    FrugalMomof3
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    and congrats on being totally debt free!
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  8. 11-13-2007, 01:09 PM #8
    Cowisme
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    We just keep within our budget. We don't buy stuff we don't need...we don't even have cable or dish! Just a plain old antenna. That saved us $65.00/month and our girls aren't missing it too much.

    My hubby has a good job so I don't have to work. My job is to save as much $ as possible for our retirement.

    De!
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  9. 11-13-2007, 01:17 PM #9
    sdrjeolsen
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    Hi De, welcome! Congrats on being completely debt free! We were till we moved...now debtors again.
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  10. 11-13-2007, 01:31 PM #10
    PrairieRose
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    Howdy and to the group!

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  11. 11-13-2007, 02:17 PM #11
    homemaker66
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    Welcome aboard. Great job on being debt free. Keep up the great work.
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  12. 11-13-2007, 02:30 PM #12
    Drgnfly423
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    Hi and from Oregon! We're debt free except for the house...and we're plugging away at that! Congratulations!
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  13. 11-13-2007, 03:56 PM #13
    Royal
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    Hello and to FV!!
    Married to DH(11 years)
    Mama to DS(8) & DS(6)
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  14. 11-13-2007, 04:53 PM #14
    ilovechocolate
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    Welcome!!

    No debt? Wow! Good for you!
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  15. 11-13-2007, 05:02 PM #15
    mander
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    Welcome to the group!!
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