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  1. #1
    Registered User
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    Default A Bit of Background

    Hi all,

    I am the primary caretaker (mom) to a household of 9. I have 4 kids ages 9 to 2, my husband, my sister (age 25) and her 2 kids ages 6 and 2, plus she has one on the way due in February.

    I found this website just searching on the web for a place I can talk to other people who maybe have similar experiences and sympathy. My RL friends get tired of listening sometimes.

    I am mostly a SAHM. I do work about 10 hours a week as a bookkeeper for my church. I homeschool my 9 and 7 year old, together with another mom at my church who has a 9 and 6 year old.

    I was interested in this forum because I would definitely call myself a frugal person. My family doesn't have much money and it is constantly a balancing act to try and get the bills paid and many things have to be sacrificed to keep the kids in shoes and pay the medical bills.

    Hope to hear from you all soon!!

  2. #2
    Registered User Marie78's Avatar
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    Hi and There's a lot of great info. on this site.

  3. #3
    Registered User wulong32's Avatar
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    Hi and Welcome! Looks like youve got your hands full.

  4. #4
    Registered User FrugalMomof3's Avatar
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    I just wanted to give you a warm welcome!

  5. #5
    Moderator baxjul's Avatar
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    Hello and welcome!
    6 yr. Breast Cancer Survivor!

  6. #6
    Registered User latierra84's Avatar
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    Welcome Aboard!!

    marie/andrea dh

    We had a baby! 10/04/11

  7. #7
    Registered User bumplett's Avatar
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    Don't Breed or Buy While Shelter Pets Die

    married 16 yrs to my
    mom to big J (15)
    mom to little j (8)
    Zena Cherry Sara Knat Lucky Chianti Abby Alice Jasper

  8. #8
    Registered User
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    Hello and to FV. There are lots of great tips/ideas here. Don't forget to look through the archives.
    Married to DH(11 years)
    Mama to DS(8) & DS(6)

  9. #9
    Registered User kaykwilts's Avatar
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    to the forum.

  10. #10
    Registered User ilovechocolate's Avatar
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    Glad to have you join us, Buttercup!

  11. #11
    Registered User Kitten20's Avatar
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    Hello & welcome to FV!

  12. #12
    Super Moderator Darlene's Avatar
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    Welcome to the Village!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!

  13. #13
    Registered User cottageliving's Avatar
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    Welcome to FV. This is a wonderful place for learning, sharing, and receiving support.
    Jen



    30 yr old DD
    3 kitties (2 adopted from my daughter)


    As of January 1, 2011------------------------ Updated June 10, 2011
    Short term goals:
    - $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
    - $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
    - $1,500: pay off Student loan ALMOST THERE!
    - $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
    - $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
    - Complete tax returns by February 15th DONE




    Long term goals:
    Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
    Balances January 1, 2011 -----------------June 10, 2011
    Citimortgage on home: $104,500-------- $102,775
    BofA Mtg on Rental: $27,000------------ $26,000(Est)
    HSBC Equity Line on Rental: $11,900------ $9,902
    Citibank car loan: $13,830 -------------- $11,663
    Cornerstone car loan: $11,600------- PAID OFF!!
    Student Loan: $1,500------------------ $320
    Credit card: $1,200-------------------- $1,200

  14. #14
    Registered User DixieJ's Avatar
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    Hello and welcome to the Village

    Dixie Jean
    Dixie Jean

  15. #15
    Registered User DixieJ's Avatar
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    Hello and welcome to the Village

    Dixie Jean
    Dixie Jean

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