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Thread: A Bit of Background
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11-16-2007, 08:13 PM #1Registered User
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A Bit of Background
Hi all,
I am the primary caretaker (mom) to a household of 9. I have 4 kids ages 9 to 2, my husband, my sister (age 25) and her 2 kids ages 6 and 2, plus she has one on the way due in February.
I found this website just searching on the web for a place I can talk to other people who maybe have similar experiences and sympathy. My RL friends get tired of listening sometimes.
I am mostly a SAHM. I do work about 10 hours a week as a bookkeeper for my church. I homeschool my 9 and 7 year old, together with another mom at my church who has a 9 and 6 year old.
I was interested in this forum because I would definitely call myself a frugal person. My family doesn't have much money and it is constantly a balancing act to try and get the bills paid and many things have to be sacrificed to keep the kids in shoes and pay the medical bills.
Hope to hear from you all soon!!
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11-16-2007, 08:20 PM #2Registered User
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Hi and
There's a lot of great info. on this site
.
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11-16-2007, 08:30 PM #3
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11-16-2007, 09:23 PM #4
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11-16-2007, 10:15 PM #5
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11-17-2007, 12:48 AM #6
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11-17-2007, 12:59 AM #7Registered User
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Don't Breed or Buy While Shelter Pets Die
married 16 yrs to my
mom to big J (15)
mom to little j (8)
Zena
Cherry
Sara
Knat
Lucky
Chianti
Abby
Alice
Jasper 
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11-17-2007, 03:04 AM #8Registered User
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Hello and
to FV. There are lots of great tips/ideas here. Don't forget to look through the archives.
Married to DH(11 years)
Mama to DS(8)
& DS(6)
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11-17-2007, 08:17 AM #9
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11-17-2007, 10:19 AM #10
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11-17-2007, 10:42 AM #11Registered User
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Hello & welcome to FV!
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11-17-2007, 10:43 AM #12
Welcome to the Village!
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
Leo Buscaglia
2012 Challenges
Books Read: 43
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Become a Fan of Frugalvillage on Facebook!

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11-17-2007, 10:50 AM #13
Welcome to FV. This is a wonderful place for learning, sharing, and receiving support.Jen

30 yr old DD
3 kitties

(2 adopted from my daughter)
As of January 1, 2011------------------------ Updated June 10, 2011
Short term goals:
- $2,000: to set up my consulting business. DONE!
INVESTED ANOTHER $5000!
- $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
- $1,500: pay off Student loan ALMOST THERE!
- $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
- $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
- Complete tax returns by February 15th DONE
Long term goals:
Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
Balances January 1, 2011 -----------------June 10, 2011
Citimortgage on home: $104,500-------- $102,775
BofA Mtg on Rental: $27,000------------ $26,000(Est)
HSBC Equity Line on Rental: $11,900------ $9,902
Citibank car loan: $13,830 -------------- $11,663
Cornerstone car loan: $11,600------- PAID OFF!!
Student Loan: $1,500------------------ $320
Credit card: $1,200-------------------- $1,200
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11-17-2007, 01:25 PM #14
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11-17-2007, 01:25 PM #15
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