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Thread: Hello All!

  1. #1
    Registered User HappyMama's Avatar
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    Default Hello All!

    Hi all !

    I came across your wonderful board and decided to join. I have enjoyed all your great tips and insight.

    I love being frugal and a good steward with my money ! I am married to a wonderful husband and four great children.

    I look forward to making some great friends and sharing some great tips.


    Angel

  2. #2
    Registered User sdrjeolsen's Avatar
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    Hi Angel! Welcome, glad you decided to join in!

  3. #3
    Super Moderator Darlene's Avatar
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    Hi Angel, welcome to the Village!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!

  4. #4
    Registered User
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    Hello and to FV!!
    Married to DH(11 years)
    Mama to DS(8) & DS(6)

  5. #5
    Registered User lwlynch's Avatar
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    hello and welcome, hope you come to enjoy it here as much as i do

  6. #6
    Registered User ilovechocolate's Avatar
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    We're glad to have you with us, Angel!

  7. #7
    Registered User cottageliving's Avatar
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    to the group
    Jen



    30 yr old DD
    3 kitties (2 adopted from my daughter)


    As of January 1, 2011------------------------ Updated June 10, 2011
    Short term goals:
    - $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
    - $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
    - $1,500: pay off Student loan ALMOST THERE!
    - $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
    - $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
    - Complete tax returns by February 15th DONE




    Long term goals:
    Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
    Balances January 1, 2011 -----------------June 10, 2011
    Citimortgage on home: $104,500-------- $102,775
    BofA Mtg on Rental: $27,000------------ $26,000(Est)
    HSBC Equity Line on Rental: $11,900------ $9,902
    Citibank car loan: $13,830 -------------- $11,663
    Cornerstone car loan: $11,600------- PAID OFF!!
    Student Loan: $1,500------------------ $320
    Credit card: $1,200-------------------- $1,200

  8. #8
    Registered User frugal-fannie's Avatar
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    Hi! and Welcome to the village.
    The problem with a living sacrifice is, it always trys to crawl off the alter.- Chuck Swindoll
    debt 59,076.95/148,000 first mortgage 407131.74/ 515,000 2nd mtg,creative fin.-rental houses fix up 342035.13.pfcu-16,000,FCU-10,AMX-4925.71-0%, Chase Freedom $1500.00 Chase, 2500.00 35315.72+30-70315.72 13,129.28 /22,000 land payment
    29199.33 / 38,000 land pmt $42,328.61
    balance owed 705,000.00/493756.41 30000 or less- final fix up for rentals 40315.72- total high interest debt pay down

  9. #9
    Registered User annymoll's Avatar
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    Welcome friend( my DD is Angel too!!!)

    "Money, if it does not bring you happiness, will at least help you be miserable in comfort."~~Helen Gurley Brown

    "Can't never did anything."~~~~Dad

  10. #10
    Registered User Its_Donna's Avatar
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    from Florida!
    Donna F.

    We're DEBT FREE

    Pay It Foward

    Nov. Eat Out Days - 0/30

    Nov. Grocery Challenge - $70/$425

  11. #11
    Moderator baxjul's Avatar
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    Hello and welcome!
    6 yr. Breast Cancer Survivor!

  12. #12
    Registered User wulong32's Avatar
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    Hi and welcome!

    -Caitlin

  13. #13
    Registered User Lady Jennelle's Avatar
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    Angel!

    Love,

    Jennelle

  14. #14
    Registered User PrairieRose's Avatar
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    Hello and to the village!

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~

    *We're debt freeeeeeeee! (including the house)*



  15. #15
    Registered User Mom23boys's Avatar
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    Hello and welcome to the Village.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~

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