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  1. #1
    Registered User KJayEsq's Avatar
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    Default My envelopes saved me!

    I have recently started the TMMO and using the envelopes. Well I was expecting to get paid today (and get my year-end bonus) and neither happened for a variety of reasons, so I will have to wait until Monday.

    But anyway, I have PLENTY left in my "grocery" and "entertainment" envelopes to get me through the weekend, so I'm not even sweating it. A month ago, I would have been out of cash and the bank account would be dry and I'd have to overdraw to get through the weekend. HA!!

    It is the simplest idea in the world. Any five-year-old can do it. Somehow, it took me 37 years to figure it out.

  2. #2
    Moderator IntlMom's Avatar
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    It's kinda like how Ramsey says "it seems like you get a raise" when you start "doing the deal" - great, huh?
    :

    Traci

    dh 20 years
    ds 14 ~ Russia
    ds 14 ~ Russia
    dd 6 ~ China

  3. #3
    Registered User KJayEsq's Avatar
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    LOL! Yeah! I was a bit skeptical at first, but I'm on board now!

  4. #4
    Registered User Michelle68's Avatar
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    That's great! It's nice to have that little reserve on hand, just in case you need it.


    --Michelle
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers

  5. #5
    Registered User MarshHen's Avatar
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    LOL, it's so darn simple, and you think it can't work. But it does, and you're like Duh!

    Congrats!

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