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  1. 01-22-2008, 12:30 PM #1
    ScrappyKat
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    Default Hi, new here ...

    Hi I'm Katrina. I live in BC Canada. I am married with 3 children (6, 4, 1) and I have been a member of this forum for a bit but I don't remember if I"ve ever posted here before. I found it once doing a search for Dave Ramsey. Anywho, I'm hoping to reduce our spending and debt and become more organized. We currently have a fair bit of debt and no savings so we need help. I was just browsing the forums and I know that I need to set up a budget. One of the huge problems is DH has spending problems and doesn't want to make any sacrifices (ie cable, truck, etc). Another problem is that I have always been in charge of paying bills and such and I have not been staying on top of it very well. I'm hoping that by writing up a budget I can spell out to DH what we need per month and give him an allowance out of the rest.

    I know we use our debit cards too much.

    I've also been thinking of getting a work from home job doing data entry or something if I can find it. Since I still have 2 children at home (one has special needs) I would rather not find daycare.

    Looking forward to getting organized financially with you all.
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  2. 01-22-2008, 12:45 PM #2
    Samigirl
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    Welcome aboard. I too, have been a member for a while, but only now have started posting regularly. Good luck on your frugal journey!
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  3. 01-22-2008, 01:20 PM #3
    Sara Noel
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    to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    “A monumental event can happen any day." --Peale
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  4. 01-22-2008, 01:24 PM #4
    PrairieRose
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    Hello and to the village!

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  5. 01-22-2008, 01:26 PM #5
    DixieJ
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    Welcome to the Village!

    Dixie Jean
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  6. 01-22-2008, 01:32 PM #6
    Darlene
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    Welcome to FV!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

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  7. 01-22-2008, 02:40 PM #7
    mom2matty
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    Hi and Welcome!!
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  8. 01-22-2008, 06:37 PM #8
    ilovechocolate
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    Hi! We're glad to have you here at the Village.
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  9. 01-22-2008, 07:03 PM #9
    farawayfrugal
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    Welcome to the village!. I'm new at this too. And DH and I have spending problems. One thing that IS important is to make a real budget together (yr husband and you) and stick to it!.
    I visited Vancouver and Vancouver Island on 2006. They are very nice places!.
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  10. 01-22-2008, 10:51 PM #10
    FrugalMomof3
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    hiya and
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  11. 01-22-2008, 11:37 PM #11
    Frugal Girl
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    nice to meet you!
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  12. 01-23-2008, 06:57 AM #12
    Holly
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    Hi and Welcome To The Village
    To be One With The Universe In Spirit, Mind and Body




    BEF $ 0/ $1000








    "Every achiever that I have ever met says, 'My life turned around when I began to believe in me.'"
    ~ Dr. Robert H. Schuller, Minister and Author~
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  13. 01-23-2008, 09:48 AM #13
    C@rol
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    Welcome Katrina!
    " May we never let the things we can’t have or don’t have or shouldn’t have spoil our enjoyment of the things we do have and can have. As we value our happiness, let us not forget it. One of the greatest lessons in life is learning to be happy without the things we cannot or should not have."
    -Richard L. Evans

    ~Check out C@rols Blog on FV
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  14. 01-23-2008, 09:52 AM #14
    crdurham
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    Welcome to the village!
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  15. 01-23-2008, 11:35 AM #15
    kaykwilts
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    to the village.
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