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Thread: EF!!!

  1. 01-29-2008, 03:38 AM #1
    Dutchie
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    Default EF!!!

    I am a new convert to Dave Ramsey and as from January 1st my DH and I have been following his methods.
    We had started our EF and were doing quite well.
    Of course Murphy came and visited just when we least expected!
    EF gone up in smoke.
    We have never actually had an emergency fund before and I found myself feeling quite pleased and relieved having a little money put away for emergencies.
    Actually it was great feeling!!
    Now here it comes - something that I have never had before - well at least not consciously - I have a small feeling of panic now - I HAVE to get that feeling of security/well-being back as soon as possible by having an EF in place, so we have started the EF again WITH A VENGEANCE.
    We can hardly wait to get it back to a 'normal' level again.
    Anyone else know this feeling?
    *Avril*



    Mom to Laurens (30), Timothy (26), Dimmen (24), Lloyd (23) and Fiori (21).

    May - no spend days 8/15
    May - hanging laundry loads 3
    May - no eat out 13/15
    May - baking 1/1
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  2. 01-29-2008, 05:26 AM #2
    Daisygirl
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    I know exactly how you feel Dutchie. I started our emergency fund with a little windfall as a New Year's Resolution. I had to dip into it yesterday for a repair. Ackk! I cannot wait to top it back up! I love having that money there - I will never go back to a time with no money in the bank!

    Hang in there - with this kind of determination you will have the money back in no time!
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  3. 01-29-2008, 05:47 AM #3
    Jskell911
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    Yes, I can relate. We needed ours to cover our dog's surgery and are starting over now.
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  4. 01-29-2008, 07:02 AM #4
    emily_hope
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    Yes... we had to dip into ours for DD18 to have her wisdom teeth removed. I wanted to get the money back in ASAP just in case something else came up. It's nice to know it is there.
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  5. 01-29-2008, 07:54 AM #5
    brenda67
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    YEs..Yes..Yes...It's very comforting to be in the security zone..
    Wife to Keith
    Mom of 3 boys
    Brandon
    Kody
    Dustin
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  6. 01-29-2008, 12:40 PM #6
    my4littlebuffaloes
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    Yes, because we all know that emergencies just keep happening!
    Jennifer

    ds 13
    dd 11
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    My blog - www.gettingaheadblog.com


    Savings Challenge

    Tooth Implant $0/$3700

    Furnace $325/$3000

    Braces Set #2 $1000/$5000
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  7. 01-29-2008, 12:59 PM #7
    lwlynch
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    Yes, we are just making ours again. I can only put in $25.00 a week, but it is all I have left over. Slow and steady. Will fill better when it gets up a bit. Hang in there..
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  8. 01-29-2008, 01:46 PM #8
    guest002
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    Yes, I understand!
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  9. 01-29-2008, 03:36 PM #9
    ktsmama
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    I can only put a very small amount at the time in, but it feels so good to have an EF!!!! (No matter how small! LOL)
    Robbin

    Mom to Katey
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  10. 01-29-2008, 07:12 PM #10
    Mom23boys
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    Yes, I felt the same way as you. It is like a safety net and sense of security.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  11. 01-29-2008, 10:01 PM #11
    KJayEsq
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    I know how you feel. I need new brakes on the car and if it's not in the budget, well, I know the EF is there. I'm going to try to keep it in the budget though!
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  12. 01-30-2008, 09:19 AM #12
    tigo
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    Love that feeling of security and get that same "put it back ASAP" too when I dip into it.
    Nana to Logan, Ryver, Robbie, Grant and Dennis
    Baby Step 1: Done
    Baby Step 2: $8350 to go
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