What Are Your 2008 Goals?

[frugal-fannie]

Fix and rent six homes-2ready and work starting on 3 more.
Start fix up on 7th- but may use for a possible business.
Sell on ebay, etc and clear clutter.
organize paperwork -this is hopefully the last time I can't find some important paper.
Monitor blood sugar daily-figure out meter first
Get home based job. to pay for additional fix up costs
Increase bible study-start 3 chapters a day again
loose weight. go to the gym-ride bike.70 pounds
get ceu and maybe another test.
set up other businesses

Almost done with house number 3. I also paid for roof and sofit along with removing chimney and stairs to be fixed in house number 5.
Paperwork is partially organized
Bible study is improving
Ceu's are made up

[Bournecrazy]

we my goals for the year are to actually see some of the money i have made over the year, as last year i couldn'e where any of it had gone too.

so my goals for 2008 (mind you i only started in may.lol)
Have a £500 EF
Save for a house deposit (only had £130 in account at begining of May)
Save £200 for christmas early, start shopping in Oct - did it last year worked really well.

currently:
i have £290 in EF
I have £1170 in House deposit fund (need about £3500-£5000)
I have set up an ING account for xmas (currently have £15 saved)

[cissylu]

New goal`s
1. clean my house better.
2. get more frugal.
3. cook more from scratch.
4. take better care of myslf
5.try to be more patient and understanding.
that`s all I can think of now.

[Natalie]

Already half way through the year, and I'm just getting started. There may be a light at the end of the tunnel, tough...

I'm going to put, for now, $40 a month ($10 for every week) into savings for an emergency fund, towards a hybrid car, retirement (basically an don't touch anytime soon fund).

[suebeehoney]

My goals for 2008 (coming into this a little late!)

-start/maintain an EF, equivalent to 2-3 months wages, so that I can be independent of the child support sent by the ex. Eventually that money will no longer be coming in (possibly sooner than I think), so I need to stop depending on it as household income. (This will take time to build up the EF, but I want to start working on it so I have it by the end of the year)

-maintain a canned/dry goods stockpile, as well as inedible item stockpile (laundry/bath/cleaning supplies)

-maintain a listing of 80 - 100 items for sale on Ebay at all times to help keep extra money coming in.

-to be healthier and to start eliminating up to 90% of the artificial colors/flavors in our diets as a family, and to exercise on a regular basis every day - whether it's walking, biking, or whatever.

-start/maintain a 'trip fund' for annual visitations for the boys to their dad, who lives in another state, so these trips are not such a hardship when the time comes.

[MomK]

Finally got all my painting done! (all by myself, I might add) Celebrate...!!
~living room (10' ceiling)
~kitchen
~master bedroom
~master bath
~kids' bath
~utility/laundry room

Now I'm leaving to go to Florida for DD softball tournament!
Will be taking my knitting, so I can get more done!!!!!!

[britbunny]

Hi everyone,

Hope everyone is doing well with their goals and having fun into the bargain. Things are good here, we did some sums and next Wednesday we have less than £3000 to save for the car! *YAY*

[geckoace]

1) Pay off the 3 credit cards paid off 2
2) Recycle moredefinitely more and im bringing home the school's recycling
3) Start a garden with DS and a compost pile bought a book about compost LOL
4)Open and automatically fund an IRA
5) Finish the fence
6) Start automatically funding the "addition fund"started a general auto saving[/B]

wanted to review and see if i accomplished any of this stuff
SigH! i will add these to 09

[Bournecrazy]

my goals were to:
Start an EF **Done**
save 700 for my holiday **Done**
get house fund to 2500 by Dec **Done** - Better than expected, currently have 3230 in fund
pay extra on my loan. Will be paid sometime next week or week after.

other goal was to stay in budget and im doing that quite well

[frugal-fannie]

Originally Posted by frugal-fannie View Post
Fix and rent six homes-2ready and work starting on 3 more.Still working on house 3,4,5-got a second job to speed this up and pay down debt
Start fix up on 7th- but may use for a possible business.
Sell on ebay, etc and clear clutter.
organize paperwork -this is hopefully the last time I can't find some important paper.Partially organized
Monitor blood sugar daily-figure out meter first.Meter figured out
Get home based job. to pay for additional fix up costs-see above
Increase bible study-start 3 chapters a day again- doing better but not there
loose weight. go to the gym-ride bike.70 pounds-lost a few
get ceu and maybe another test.ceu done need to reapply for other credential
set up other businesses

Well I did not post my goals at the beginning of the year but it helped just putting it out there. After getting the second job, I was able to pay down and fix about 50k in debt and repairs. I didn't have time to do much else. They are working on house number 3 still but do to the weather will not get it ready till January, Feb. I am aiming to get house number 3 fixed and house number 4 done for next year
My blood glucose meter after having a defective first one. The second one also got recalled so that goal was unable to be full filled. I yo yo dieted and lost and gained but ended the year only a few pounds down. But this will be a higher priority for next year.
I did finish my CEUS and will submit with payment for reinstating my second credential.
Spiritually. I studied more but I think I want a more systematic way. I did not do the 3 chapters a day. I am now rethinking my goals for 2009. I will continue organizing till the last day.LOL
I did start selling on EBAY but did not really do it as my second job paid so much more. I did get rid of a lot of clutter- reorganized my stockpile and used up most of the old stuff before restocking.

[QM]

I'm deleting what I posted because it should go in the 2009 Goals...lol!

[peanut]

My update...

Well I think I finally have some goals. It's not much but I think the emphasis will be on getting financial things sorted out.

~ I am pretending like I am on Gail Vaz-Oxlade's "Till Debt Us Do Part", and putting us through at least a month of stringent money makeover. The goal is to revamp the budget to be able to pay for $15,000 of home renovations and a $30,000 car in five years. That's $45,000...almost 3/4 of DH's annual gross income. It doesn't take much to realize I will be earning some money here...and we will be going on a stringent budget. DH is behind me on this.

This has been going really well, as anyone following my Money Makeover thread on the Goals board can tell. I've learned a lot, saved a lot, and really managed to accomplish quite a bit financially this year. I'm very happy with the results.

~ I will also be de-cluttering the home in preparation for downsizing before or at retirement.

I started this and realized I wasn't tripping over excess stuff as much as unfinished projects, for one reason or another. So I got new glasses, better lights, proper equipment and started working on finishing things. Didn't get as far as I would have liked, but I plan to continue this next year.

~ I will be finding free entertainment to do with DH each week. Right now I am turning in Air Miles for entertainment options. This will keep us through to March or April I believe. Then we'll have to see if I have enough Air Miles to do more trade ins. Still, come summer we tend to entertain ourselves outside, so it's not as important as the winter months.

Worked pretty well. Come June we went on a week long trip, and again in October. We visited cafes off and on all summer. Just basically taking it easy. Come fall we were a bit tired of cafes though.

~ I will talk to my fitness instructor about the gym. We really can't afford it. DH is giving me a good exercise mat for Christmas. All I need now are some good exercise videos on DVD. I don't really have anything but Pilates on DVD. I need something more - like Leslie Sansone's Walk-Away-The-Pounds. I noticed Dad gave me a Chapters gift certificate for Christmas. I'm thinking I'll order the DVDs from Chapters on-line, with no shipping.

I struggled in this area. We canceled the gym. My back, feet and knees have been so bad this year I haven't been able to do much of anything. I ended up having to buy another exercise mat. The one DH bought me wasn't good enough. I had my exercise specialist pick out another one. I find Pilates is bad for my back now. I am hoping that new orthodics for my shoes will have me up and walking again. I've even had problems with that this year.

Not all bad. Still working on some things, but overall I'm getting there.

[kcsmom76]

2008 Goals
*Lose 15 pounds.
*Apply at least $100 towards the CC each month.
*Track expenses all year.
*Plant a small garden. Potatoes, onions, lettuce, green peppers, zucchini, tomatoes.
*Put $1,000.00 in EF.
*Keep groceries spending at $400 or less per month. Or $500 a month for five week months.

I didn't do too well on my goals from last year.
*I lost about 5 pounds.
*We applied about $100/mth to the credit card, but we added it to it too.
*I tracked expenses most of the year, but I went back to work in September and stopped doing it then.
*I didn't plant a garden at all. We didn't have any tools to dig up the ground, so that was out.
*We put $1,000 in the EF a few times. But we had to use it a few times too. In 2009, I have a FA catergory, so that should help us not to have to dip into the fund once it is completed.
*We did okay on the groceries. But I didn't make a budget line for eating out and we way over did that when I went back to work.

I have new goals for next year. I am pretty sure, with the way things are the present time, I can complete all of them. 2009 will be our year to be debt-free.

[Libby]

I know its early but I have been thinking back on this year with all its up's and down's and how I'd like the next one to be different.

* To be/stay DEBT FREE

* To keep myself healthy: less colds, eat less, weigh less

* Beef up the EF and actually fund the Vacation Fund

* To be happy overall on everything

My list may not be very different from last years but its the things in between that make the year unique. Simple goals, lets see if I can do this! Just need patience.

Ok so its Jan 26/09 and I'm just looking back...I dont think I did too poorly on my goals from 2008. I did stay relatively low in debt/debt free at times I was not as 'sick' as often as I used to be but going into 2009 I got hit The EF/Vacation Fund...well they grew a wee bit but I'm happy witih that...2008 wasn't such a bad year after all...did a lot of growing up I tell yas! And it's all good!