What Are Your 2008 Goals?

[Libby]

I know its early but I have been thinking back on this year with all its up's and down's and how I'd like the next one to be different.

* To be/stay DEBT FREE

* To keep myself healthy: less colds, eat less, weigh less

* Beef up the EF and actually fund the Vacation Fund

* To be happy overall on everything

My list may not be very different from last years but its the things in between that make the year unique. Simple goals, lets see if I can do this! Just need patience.

[carlitasway]

Get healthier
Save enough money to open up a money market account
Simplify

[Marie78]

I have to think of more, but I have already come up with a few that will be on my goals for 2008:

1. Join a gym and go 3x or more per week. (Our new insurance for 2008 gives us $300/yr towards gym costs.)

2. Watch portion sizes at meals and add more veggies and fruits to my diet. Limit junk food consumption. Drink 8+ glasses of water each day.

3. De-clutter and simplify more (junk/unused items out of the house).

4. Spend quality time with family and friends.

5. Save for the irregular expenses throughout the year.

6. Apply 300+ each month towards the CC debt.

7. Use the envelope system and write down where the money goes. When the envelopes are empty the money is gone until the next pay period.

[miss_thrifty]

** put enough money away and buy through out the year before Oct, all xmas gifts done.
**have at least $200 away for me by next December for just me new thrift clothes, perfume. etc.
**to be able to to run or jog 2 miles by next year every day.
**to have part time job all year round by next Decemeber, take home wk pay at least $200.

[monkeymia]

* Pay off the credit card- $1900
* Save money in ING account.
* Get ahead in the utility bills.
* Pay off my Accountancy course.
* Save money towards a home loan deposit.
* Start Christmas shopping early.

[frooz]

Do well at my job
Get BEF to $1,000 and keep adding to it by $50 per month
Keep debt decreasing
Lose 10kgs
Do some renovation work at our new house that is cheap such as clearing the weeds
Get a vege garden and fruit trees established at our new house

[lwlynch]

~stay on my diet and lose 80lbs (small steps..20 a pop)
~work on my EF fund
~get my broken tooth fixed..been waiting 6 months for the insurance to turn over to a new year.(i broke 2 and could only do 1 at a time)
~go to the doctor and see why my hip is hurting so much.. I hate doctors.
~start walking every day
~be happy
~get published...

[Squirt]

1. Eliminate credit card debt.
2. Get emergency fund to at least $2000.
3a. Get familiar with Roth IRA funds.
3b. Open Roth IRA.
4. Go 3 months without eating fast food.
5. Weigh =<135 lbs.

[LexTysMommy]

My goals for 2008!

*Debt free except for mortgage.
*Pay extra $10,000 toward mortgage principal this year.

*Keep daycare slots full, and advertise for Friday nights for extra $.
*Take another class to start to be accredited.

*Eat healthier and not so much!
*Workout at home at least 3 times a week.
*Get down to 130. (15 pounds)

*Start EF. $25 a week.
*Start vacation fund. $25 a week.

*Try spend $2300 or less on groceries. ($45 a week)
*Try spend $1000 or less on going out to eat. ($19 a week)

I had made this list and posted on my closet door, and added space to make notations of accomplished goals, and amount I spent, saved, so I can keep track. Good luck everyone!

[McD]

My 2008 Goals:

Health-Body
1. Lose 15 lbs.
2. Workout regularly.
3. Drink water daily.
4. Take medicine daily.
5. Quit thinking negatively about myself.

Financial

1. Continue contributing to 401K.
2. Beef up savings accounts.
3. Pay off Spectra, Credit Card, Liberty Bank.
4. Reduce amount of money spent

[IntlMom]

This is a great thread, becuase one person cannot seem to think of everything - but you all have some great ideas, I am going to keep my eye on this thread and get some great ideas...........
Here are mine:
1. STOP BUYING PROCESSED FOODS, no matter if it's free or not!!
2. Live "greener", just in general
3. Take the ten pounds off that have been inching their way back on over the last 3 years.
4. Read my entire Bible (through chronilogical order this time)

[missyali]

Spend more time with my family.
Work smarter, not harder.
Eat healthier and exercise (- 25 pounds.....).
Fully fund EF ($1000).
Pay off Discover.
Snowball into Key (1/2 paid off).
House projects (kitchen, paint living room, curtains in sun porch).
Grow great gardens.
Acquire 21 more hours towards pay raise.
Follow fly lady.
Refinance at a better rate.
I'm sure there will be some editing done to this list....

[ilovechocolate]

~~get back to church on Sunday a.m. and Wednesday p.m.
~~utilize the public library more
~~go green as much as possible
~~continue my frugal ways
~~exercise 4x week
~~lose 20 pounds
~~start educating myself about the stock market

[mikandmari]

My goal is simple, but pretty big: Only spend money on what I need, not what I want, and put every spare cent possible towards reducing debt. Wish me luck I'm hoping to see the debt numbers really drop in 2008!

[mmy2grls]

Pay off my unpaid debts which is less than $500 so I should be able to do that

Make consistantly the same amount of money every month or more

Get my kids bedroom furniture

start on the steps necessary to buy a house