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  1. #31
    Registered User Nantahala's Avatar
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    Oh Lord if this doesn't prove I am a Southerner nothing does! *lol*
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  2. #32
    Registered User cottageliving's Avatar
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    Hey youse - this has been a blast to read!!

    You will be happy to read that this yankee eats and loves grits BUT will want to shoot me for how.... I put white sugar and a little milk on them - like Cream of Wheat. yummie. My southern friends want to tar and feather me when I do this...
    Jen



    30 yr old DD
    3 kitties (2 adopted from my daughter)


    As of January 1, 2011------------------------ Updated June 10, 2011
    Short term goals:
    - $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
    - $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
    - $1,500: pay off Student loan ALMOST THERE!
    - $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
    - $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
    - Complete tax returns by February 15th DONE




    Long term goals:
    Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
    Balances January 1, 2011 -----------------June 10, 2011
    Citimortgage on home: $104,500-------- $102,775
    BofA Mtg on Rental: $27,000------------ $26,000(Est)
    HSBC Equity Line on Rental: $11,900------ $9,902
    Citibank car loan: $13,830 -------------- $11,663
    Cornerstone car loan: $11,600------- PAID OFF!!
    Student Loan: $1,500------------------ $320
    Credit card: $1,200-------------------- $1,200
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  3. #33
    Registered User Mamaof2rugrats's Avatar
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    Quote Originally Posted by cottageliving View Post
    Hey youse - this has been a blast to read!!

    You will be happy to read that this yankee eats and loves grits BUT will want to shoot me for how.... I put white sugar and a little milk on them - like Cream of Wheat. yummie. My southern friends want to tar and feather me when I do this...
    You gotta try grits with some butter and cheese. I don't eat pork but lots of folks here put bacon in it. Looks awful good!

    ) to...
    My little wheelchair boy Born 05/16/2005 and went to heaven on 09/28/2008
    and
    My fiesty daughter Ella-Gracie 06/15/2006 and new baby boy Clint 05/03/2011 And many other "angel babies"(5) in heaven
    On the long road to adoption

    Wife to my Army MP Trace
    Debt:
    His 04 Toyota Tacoma- 14,000/14,000 Pd off!
    Chrysler Town and Country- 15,000/ 14,300 to go UGH
    Star Card 6,000/6,000 Pd Off!
    Star Card 2- 2500/2200 to go
    Dh's consolidation loan 12,000/12,000 Pd Off!!!
    Hubby's 1st marriage credit debt 50,000/50,000 Pd off (Don't ask ugh)
    Emergency Fund-5,000/ Goal of 10,000
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  4. #34
    Registered User ms. frugal kugel's Avatar
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    I love it...let me just add...

    24) The farthest south you've ever been is the perfume counter at Neiman
    Marcus.


    ...and you might be a frugal Yankee if you call Neiman Marcus "Needless Markup"
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