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  1. #16
    Registered User mek42's Avatar
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    Thanks for the helpful advice - I think we might try putting a vertical slotted organizer on the table with at least 5 slots. One for due dates of this week, next week, etc. and then the last for more than a month away.

    My problem isn't the budgeting side so much as the receiving the mail side. I just received two medical bills this week of the "final notice before collections" variety this past week where I'd never seen any earlier billing attempts. This is probably my failure though - I'm not willing to dispute whether earlier bills were actually sent or not. I wish I could receive bills by email.

    Self-honesty is painful. The phoenix is reborn through fire; from experience, not even gout is more painful than even a relatively minor burn. I'm allegorically thinking that for us, lifestyle change (rebirth) can only happen through the pain of self-honesty, disciplined deprivation (delayed gratification) and probably a few others I'll learn about soon enough.

  2. #17
    Registered User krbshappy71's Avatar
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    You are making good progress, Mek, hang in there.

    I touch mail once. Recycle, or file. All bills are paid online.
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)

    Yah, I suck at this money stuff, I know. That's why I'm here.

  3. #18
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    Quote Originally Posted by krbshappy71 View Post
    You are making good progress, Mek, hang in there.

    I touch mail once. Recycle, or file. All bills are paid online.
    Everything I've read about time management has touted this process. Email and mail can be done similarly, touch each item once.

    Obviously, some things can't be done once. Magazines will be read later, bills will be paid later. BUT, put the magazines where you usually read them, and pay the bills as soon as possible. If you can't pay immediately, for whatever reason, then I would have an "unpaid bill holder" that is in plain view somewhere. All unpaid bills would be put there immediately, and shredded/filed away immediately after paying.

  4. #19
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    Monthly bills are mostly paid thru automatic withdrawal or CC, which gets paid when it's received.
    Miscellaneous bills get paid when they are received.
    Junk mail gets trashed right away.
    Magazines, catalogs, other "reading material" gets trashed when we both are finished with it.



    Chekhov said, "Any idiot can face a crisis; it is this day-to-day living that wears you out."

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