Page 7 of 7 FirstFirst ... 4567
Results 91 to 93 of 93
  1. #91
    Registered User AspiringToBeFrugal's Avatar
    Join Date
    Jul 2007
    Location
    West of the East Coast
    Posts
    618
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    I want to join this challenge as well. I think simplifying our lives will make my desire to become a SAHM after our baby is born closer to reality. And honestly, there is so much I/we can do on my/our own that could save us money, make us money or simply help us clear out some of the stuff we have packed into our tiny apartment.

    Homesteadmamma--I definitely want to work on the "making one Christmas present a month" this year. I have so much scrapbooking stuff to use up and I have a small stash of yarn to use for knitting projects (I use the knifty knitter but am hoping to learn to knit using actual needles as well). I could DEFINITELY make one thing a month and have a nice stash of presents on-hand to curb our spending for Christmas.

    This year I am also challenging myself to cook more at home rather than spending so much money eating out. I think we'll be healthier and it'll make eating out more of a special event rather than an everyday occurance. It'll also hopefully set a good example for our child to follow once he/she gets old enough to understand.

    I have joined the "2009 Lose a Pound A Week Challenge" and I plan to meet my goal of losing 55 pounds this year by walking and riding my bike--the walking is absolutely free and I received the bike as a gift several years ago. Both are very basic and don't require me to spend much money for the fancies of a gym membership. I will probably lose 10 pounds or so right off the bat when I have the baby but I know those remaining pounds will take some work.

    We also want to make a definite dent in paying off our debt--DH's student loan and car loan. I hope to put at least $5,000 toward the first so we can snowball the payments on the second.

    Best of luck to everyone on getting back to the basics of their lives!
    May Goals:
    Only $300 for groceries this month - $206/$300
    Monthly coupon/valued customer savings = $14.08
    No wasted food!
    Stick to budget!
    Track spending DAILY
    Get checkbook balanced
    Save $200 toward EF: $85/$200

    2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge

    2012 Goals

    1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
    2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
    3. Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
    5. Keep our grocery budget to $300 each month.
    6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
    7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
    8. Get savings account up to $8,000 (incl. emergency fund)
    9. Make 2 Christmas gifts per month: 0/24.
    10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
    11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
    12. Taxes filed by March 17.

  2. #92
    Registered User
    Join Date
    Jul 2002
    Posts
    23,272
    Post Thanks / WTG / Hug
    Blog Entries
    15
    Rep Power
    40

    Default

    January 1st - a new year and new challenges, stretching ourselves and getting back to basics. It's not that we haven't been there, it's just that we tend to want things easy at times, by running to the store to pick something up when we can do with something at home.

    Back to basics - we needed some shelving done in a cupboard upstairs. It's not a closet per se, however I think it might have been used for one long before we moved here. I want more shelving so that I can stockpile more. We had already done one in a small closet, yet I don't have enough room to put anything. I told dh what I wanted done. Out to his workshop, and within a matter of mins. he had brought some plywood in (it's not the best looking) and it's all ready to go. Didn't cost anything as the plywood is from a job he did years ago. I'll cover the plywood with some pretty wallpaper and viola I have more storage.

    UFO's - after organizing and cleaning my sewing room, I found another 4 to add to my total. I do have 7 done though, so it's coming down slowly.

    Walking - we did a bit of walking a couple days ago. Today is just too cold.

    A couple days ago I was able to add to my pantry (all on sale):
    -3 toothpaste
    -2 deodarant

  3. #93
    Registered User AspiringToBeFrugal's Avatar
    Join Date
    Jul 2007
    Location
    West of the East Coast
    Posts
    618
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    Quote Originally Posted by homesteadmamma View Post
    I belong to a book club, although I seldom order books. I like getting the list of new books though so I can go to the library and put a hold on a specific book. Gotta love those libraries.

    I have on my reading list the following books to help me get back to basics:
    ~The Busy Mom's Guide to Simple Living by Jackie Wellwood (re-reading)
    ~Omnivore's Dilemma by Michael Pollan, a book recommended by the ladies at www.homesteadgarden.com/forums
    ~Clean Sweep by Alison Haynes
    ~The Natural Soap book by Susan Miller Cavith
    ~The Soapmaker's Companion by Susan Miller Cavitch
    ~Better Homes & Gardens Biggest Book of Slow Cooker Recipes (I've had this book for a number of years and have only used it for one recipe - the bean recipe above)
    ~Frugal Luxuries by Tracey mcBride (re-reading, my all time favorite book in regards to frugality)

    I had picked up a book at the library on making socks - however I couldn't make heads or tails out of the instructions. Instead I printed up a couple patterns for both socks and mitts from the internet, found at www.knitting-crochet.com , www.lindascraftique.com/free/tnsocks.htm and at www.knittingonthenet.com Both www.knitting-crochet.com and www.knittingonthenet.com have lots of free patterns. It cost me 50 cents to have them printed at the library, much cheaper than having purchasing knitting books which usually only have a few patterns that you'll use.

    I COMPLETELY agree with you on the frugalness of libraries! I don't know what I'd do if we didn't have our local library. They have so many awesome resources! I am planning to check out some knitting books this year. And borrowing from the library means no money out of pocket to buy a book I've been wanting to read! I LOVE LIBRARIES!!!!!!

    Thank you also for the list of books you plan to read. I will be looking for a couple of these at our local library as well!
    May Goals:
    Only $300 for groceries this month - $206/$300
    Monthly coupon/valued customer savings = $14.08
    No wasted food!
    Stick to budget!
    Track spending DAILY
    Get checkbook balanced
    Save $200 toward EF: $85/$200

    2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge

    2012 Goals

    1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
    2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
    3. Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
    5. Keep our grocery budget to $300 each month.
    6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
    7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
    8. Get savings account up to $8,000 (incl. emergency fund)
    9. Make 2 Christmas gifts per month: 0/24.
    10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
    11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
    12. Taxes filed by March 17.

Page 7 of 7 FirstFirst ... 4567

Similar Threads

  1. Going Back to Basics
    By Kaos Kitty in forum Frugal Living
    Replies: 39
    Last Post: 02-13-2009, 11:59 AM
  2. Bunny tr. from Back to Basics - Emergencies?
    By MommyinTX in forum Frugal Living
    Replies: 10
    Last Post: 02-07-2009, 11:52 AM
  3. Back to Basics - how far do you plan on going?
    By homesteadmamma in forum Homesteading and gardening
    Replies: 1
    Last Post: 11-13-2003, 10:42 AM
  4. Article: BACK TO BASICS
    By Sara Noel in forum Lifestyle Articles
    Replies: 6
    Last Post: 11-22-2002, 06:18 PM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •