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Thread: 2012 Frugal Challenge!
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01-01-2012, 04:24 PM #1Registered User
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2012 Frugal Challenge!
Welcome to the 2012 Frugal Challenge!
This thread is for keeping track of any frugal activity that you do - clipped a coupon, washed laundry in cold water, turned off lights, switched cell phone plans - anything you can think of that counts as frugal. I personally find it inspiring to read what other people are doing - helps give me ideas AND keep me on track! So feel free to join in!
Today I:
*Started working on my taxes. Made a list of the tax documents I'll need so I can cross them off when the come in and know what I'm still waiting for.
*Worked with Quicken and Mint to review some year end stuff and work on some preliminary budgeting.
*Paid 2 bills online, saving stamps.
*Washed 4 loads of laundry in cold water using less detergent than recommended.
*DS was dying for a new game on my iPad, but I only got 2 games with free trials so they didn't cost anything.
*Lunch was leftovers. Breakfast was leftovers.
*Went through my coupon box and pulled out the expired ones.
*Used skin care samplesLoving wife to DH (8/31/03) and Mommy to Owen Alexander (9/20/06) and Oliver Andrew (5/25/12)
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01-01-2012, 04:43 PM #2Registered User
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I love this thread too!
Today:
~Laundry in Cold
~Leftovers for lunch
~Breakfast from stockpile and fridge
~Coffee at home
~Ran errands in a loop to save time and gas
~Grocery shopped at an off brand store to save money(although still went over my grocery budget for the week
)
~Lights off when not in use
~Kept my space heater off even though I would like it on
~Menu planned for the weeks meals, to try and save on money and time
That's all I can think of for the time being...but I think it's a good start to the new year!
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01-01-2012, 04:51 PM #3Registered User
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I am going to try and keep up with this one in 2012.
Today I.....
- didn't go anywhere, spend any money, use any gas
- hard boiled some eggs before the expiration date - will eat them for lunches and snacks
- wrote out grocery list and cut coupons - will only be picking up items for the stockpile that are on sale, milk, bananas and potatoes. Otherwise we will be eating out of the stockpile for the next week.
- using the computer to talk with Ds who is away at school
- had leftovers for lunch
- walked outside for exercise
- cleaned out two kitchen cupboards and organized.... I now know what we have and will begin utilizing those gadgets that had been pushed to the back of the cupboard. If I do not use them at least once within a week, then they will be tossed in the donate bag.
That's all I can think of for now! Thanks telephus for getting us started.
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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01-01-2012, 05:10 PM #4
Today I
Washed laundry in cold
Hung laundry to dry on rack over heat vent
Used 35.02 in coupons/sales
lights off
walked the neighborhood for exercise
got 2 free loaves of bread from dad
leftover for food todayKellie
2012 Challenges
Reading challenge 6/52
Lose a pound challenge 3/50
Homestead challenge - Clean out gazebo
Home Project challenge - Plant garden/work on bedroom
Gocery Budget Challenge - 0/300
Coupon Saving challenge - 82.23
April Goals
1. Clean out dad's apartment - partially done
2. Work on his taxes-done and mailed
3. Track expenses - have to really work on this one
4. Find more freebies
5. find ways to reduce expenses since won't have a job after this month
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01-01-2012, 05:16 PM #5
I'm also going to try to keep up with this thread this year! Helps keep me inspired!
Today:
~ No lights on--all shades open.
~ Turned thermostat off and have ceiling fans running with windows open a crack to air out the house (it's really stuffy in here today!)
~ Breakfast was from stockpile
~ Lunch was leftovers from New Year's Eve
~ Counted change to get me started on my change jar challenge
~ Dinner will be from groceries I purchased for first week of 2012
~ Will get newspaper and coupons from my grandma this evening.May Goals:
Only $300 for groceries this month - $206/$300
Monthly coupon/valued customer savings = $14.08
No wasted food!
Stick to budget!
Track spending DAILY
Get checkbook balanced
Save $200 toward EF: $85/$200
2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge
2012 Goals
2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
3.Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
5. Keep our grocery budget to $300 each month.
6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
8. Get savings account up to $8,000 (incl. emergency fund)
9. Make 2 Christmas gifts per month: 0/24.
10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
12. Taxes filed by March 17.
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01-01-2012, 06:59 PM #6
Today:
All meals including big family Sunday dinner entirely from stockpile.
No spend/No travel/No gas
Washed in cold/HM detergent/line dry
Composted
Collected free eggs from hens
Fed hens leftover peelings
Started shopping list for next weekend
Started notebook for detailed spending log/gift list/daily organization
Baked 4 loaves of bread for DH lunches this week
Heating with free wood in wood burner
Filled shelving unit dh made me from scrap lumber with organized craft room items.frugalcountrylady.blogspot.com
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01-01-2012, 07:37 PM #7Master Dollar Stretcher
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Today:
- washed laundry in cold
- didn't spend any money
- ate from stockpile
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15
June wasted money: $0
June grocery: $0/400
2012 LAPAW: 8.8/20
2012 Get-Thee-To-The-Gym Challenge: 7/52
: 1136/66,795
Run/walk challenge: 91/520 miles
Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750)
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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01-01-2012, 07:38 PM #8
Looking forward to a frugal new year

Sunday
* make 4 times size batch of spag. sauce for dinner + freezer
* made breakfast cookies
* took walk around the lake with Sadie + kids
* clipping coupons
* making a trip to Albies after dinner to use my doublers
* finishing up my library book
* slicing up fresh veggies for kids to snack on
* used up some leftover garlic in spag. sauceFrugalista Mama to DD 12 & DS 8
Crazy Boxer *Sadie*
**Debt Free Minus the House**
2012
Challenge 17/50
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01-01-2012, 09:02 PM #9
Today:
Organized my pantry.
Deposited some extra money in savings
Made so much HM pizza for the family tonight that they will have leftovers for lunch tomorrow and dinner! So no cooking tomorrow.
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01-02-2012, 12:21 AM #10
~Washed 2 loads of laundry in cold
~Drinking water - no cokes
~Used a coupon for lunch after church - B1G1 meal free
~Heater off during the day - will be 31 tonight, so will turn it back on before I go to bed
~Tossed out expired coupons
~Balanced checking account
~Printed off some new coupons that I know I will use~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 23, Chris, 21, and Dakota, 17~~Mother-in-law to Amber, wife of Richard~~Elementary Teacher~
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01-02-2012, 08:49 AM #11
I love this thread and always read but now i want in to see how well i can do!!
Yesterday i was traveling home so I do not have a post, but let see what i can do today.Steph
FY 2012
10/40 books read
working at paying off cc one $ at a time.
$2963.00 CC balace as of 05/19/12
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01-02-2012, 08:58 AM #12Registered User
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Adding this to my challenges...
~Made New Years Dinner from Pantry and Freezer
~Didn't go ANYWHERE .... Saved gas
~No lights on unless in room - even asked brother to turn stuff off when he came out to watch TV with family
~ Breakfast HM Waffles and bacon for breakfast.. everything on hand and bacon was on sale for $3 YEAH
~ Limited shower to 2 1/2 minutes
~ No air or heat (live in Florida)
On to today!The Frugal Cavegirl Kim
2012 coupon challenge: $12/$320
May Grocery Challenge:$365 /$525
$25/5000 Re-Plumb House
$0/2000 New Carpet
$0/10,000New Roof
$0/5000 Refurb Pool
***all in now particular order****
-0- New Car Fund
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01-02-2012, 09:06 AM #13
Yesterday:
-Stocked up on the Sunday paper for coupons.
-Cut out my Q's.
-Got list ready for the store today with Q's for some stockpiling.
-Unplugged kitchen counter small appliences.
-Made sure lights and t.v's remaind off when not in use by someone.
-Started my envelope system.
-put the thermastat on hold until 1am.
I love being able to keep track of this. Thanks for this thread.
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01-02-2012, 09:34 AM #14
Okay, will add this to my list for 2012... I need all of the accountability I can get.
Yesterday Jan 1st
made turkey veggie noodle soup - stock and turkey from the freezer, it was Christmas turkey
all other ingredients were from pantry and freezer.
This will be lunches to take to work, and dinners when hubbs and I eat out of the freezer.
other than going to get my Sunday paper went and spent nothing else.
On to today, Jan 2nd.
Mel
Wife to DH Rick for 24 yrs
DD 27
DS 24
DD 23
and the lights of my life DGS 2(it really doesn't seem that he should be 2
Oma is not sure she is a fan of this. and DGD 6 months.
And of course the furbabies Sir Scooby, Mr. Dusty, and Luke a Duke; all furry four pawed guys, who are my constant shadows at home
2012 Challanges
2012 Crochet Corner - using up the stash ...
2012 Craft & Hobby Supplies Use It Up Challenge
Fling 2012 Things in 2012 Challenge! 208 items to date
2012 No Spend Challenge
2012 Change Jar Challenge 6.90
2012 Grocery Budget Reduction Challenge
January Dinner Challenge: Five Bucks, Five Times a Week -
2012 Home Project Organizational Challenge - 1 side of the kitchen done
2012 Pantry Inventory and Menu Challenge
2012 One-Thing-Only Goal -started
2012 Lose-A-Pound-A-Week Challenge
Homestead projects for 2012
2012 goals
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01-02-2012, 10:30 AM #15
Today:
~ Breakfast was from stockpile
~ Using meal plan and groceries I purchased last week for lunch and supper.
~ All lights off until dark--it's a beautiful sunny day today!
~ Washing clothes in cold water today and will air dry some of them
~ Using up leftover/overripe bananas to make banana bread
~ Using up overripe pears given to me for FREE (thanks mom!) plus some apples to make some pear applesauce to go with supper. This will help with my No Wasted Food Challenge.May Goals:
Only $300 for groceries this month - $206/$300
Monthly coupon/valued customer savings = $14.08
No wasted food!
Stick to budget!
Track spending DAILY
Get checkbook balanced
Save $200 toward EF: $85/$200
2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge
2012 Goals
2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
3.Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
5. Keep our grocery budget to $300 each month.
6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
8. Get savings account up to $8,000 (incl. emergency fund)
9. Make 2 Christmas gifts per month: 0/24.
10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
12. Taxes filed by March 17.
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