and diving in to a new home. We go to meet with the realtor tomorrow and sign the contract. The house is out in the country, not too far from where we are now, about 5 miles. It is only 2 years old and we all love it! We have never had a fireplace before, but now we will. It has an acre of land with it and we are surounded by ranch land on the left side of us and across from us. It has granite counters, a spa tub with the jets, and so many more extras that I am so in love with. The seller wanted $159,900, but we are giving him $139,900. (Can you tell he really wants to sell?) I am just hoping that everything goes well with the inspections and closing and we can get moved in without any problems. I doubt we are in by Christmas, but hopefully not too long after the new year.
I am so excited that I just had to share my news with the rest of my family.
__________________
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 21, Chris, 18, and Dakota, 15~
Congratulations. Your new home sounds beautiful and perfect for you !!
__________________
*Angel*
Dave R. Plan
Step one - Done
Step two-Done
Step three-Done
Step four-Done
Step five- Working on
Step six- almost done
Christmas money saved so far 1400/1400 Goal Met
Living debt free except the mortgage and working on that !!!
The Following User Says Thank You to HappyMama For This Useful Post:
Congratulations on your new home! I'm jealous because you got a ton of land and a newer house for way more than I did. But it's good! I hope your family loves it as much as you do.
__________________
Wife to DH since 10/31/2002!
Mom to DS #1 08/13/98 Mom to DS #2 09/11/03
The Following User Says Thank You to MomToTwoBoys For This Useful Post:
Congratulations! I'll be keeping my fingers crossed for you, hoping it all goes off just right for you all.
__________________
~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
*We're debt freeeeeeeee! (including the house)*
The Following User Says Thank You to PrairieRose For This Useful Post:
So happy to hear your news Michelle, how exciting! Sounds like prices are not too bad there.
Hoping all goes according to plan.
__________________ ~*Darlene*~
Live Well~Laugh Often~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around." ~Leo Buscaglia
The Following User Says Thank You to Darlene For This Useful Post:
Thank you! Prices are not that bad yet. The sellers transferred about 4 months ago out of state and have been paying two mortgages so they are desperate to get rid of it. We looked at it about 3 times before we finally decided on that one. It is appraised at $169,900. If I can get a pic of it, I will try to list it for you.
__________________
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 21, Chris, 18, and Dakota, 15~
Congratulations! It sounds like you're getting a great house for a great price.
__________________
~ Michelle
Wife to DH--
Mom to DS--
and DD--
Avatar picture: My new friend (Ain't he a beaut?) Taken at Blanco SP, Blanco, Texas. March, 2010.
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EF- $1798 /$8000
Mortgage -- $57,979.52
March Emergency Fund Challenge-- $450 /$400
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"The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
The Following User Says Thank You to Michelle68 For This Useful Post:
Here is a picture of the front of the house. You can tell that the grass is dead. DS#2 already said he will be out there putting in some good grass. He has to have a pretty yard. But, I do too, so we will work on landscaping this spring.
__________________
~*Michelle*~
~Wife to Rick since Dec. 19, 1986~
~Mother to Richard, 21, Chris, 18, and Dakota, 15~
Congratulations! I hope your move goes smoothly and that you build lots of happy memories in your new home.
__________________
BS 1 done: one month's expenses as a buffer in the checking account
BS 2 done: $38,516 Nov, 2008
BS 3 in progress: FFEF $19,205/$30,000 by Jan 1, 2010
BS 4: already a good start on this; on hold for now
BS 5: will cash flow cost of in state tuition
BS 6: $91,700 (hope to pay off before DS starts college in 2014)
Mind the pennies, and the dollars will take care of themselves.
The Following User Says Thank You to happydog For This Useful Post:
__________________
~Nichole~
~wife to Zac~
~mommy to Wesley~
~mommy to Maggie~
The Bad Debt
American Trust: $3.092.39
GTO Loan: $6,650.85
Furnace: $7,203.10
Optima Loan: $12,776.11
The Not As Bad Debt
Dept of Educ Student Loans: $8539.97
Wells Student Loans: $32,921.05
House: $121,299.26
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We are taking the plunge...
But it's good! I hope your family loves it as much as you do. 
But, I do too, so we will work on landscaping this spring. 
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